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Author: Darrow Kirkpatrick
Publisher: StructureByDesign
ISBN: 9780989283021
Category :
Languages : en
Pages : 276
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Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Author: Darrow Kirkpatrick
Publisher: StructureByDesign
ISBN: 9780989283021
Category :
Languages : en
Pages : 276
Get Book Here
Book Description
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Author: William H. Butler
Publisher: Routledge
ISBN: 1351033360
Category : Technology & Engineering
Languages : en
Pages : 418
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Book Description
This book assesses the Collaborative Forest Landscape Restoration Program (CFLRP) and identifies lessons learned for governance and policy through this new and innovative approach to collaborative forest management. Unlike anything else in US public land management, the CFLRP is a nationwide program that requires collaboration throughout the life of national forest restoration projects, joining agency partners and local stakeholder groups in a kind of decade-long restoration marriage. This book provides a comprehensive assessment of the governance dynamics of the program, examining: questions about collaborative governance processes and the dynamics of trust, accountability and capacity; how scientific information is used in making decisions and integrated into adaptive management processes; and the topic of collaboration through implementation, an underdeveloped area of collaborative governance literature. Bringing together chapters from a community of social science and policy researchers who have conducted studies across multiple CFLRP projects, this volume generates insights, not just about the program, but also about dynamics that are central to collaborative and landscape approaches to land management and relevant for broader practice. This volume is a timely and important contribution to environmental governance scholarship. It will be of interest to researchers and students of natural resource management, environmental governance, and forestry, as well as practitioners and policy makers involved in forest and ecosystem restoration efforts, and collaborative natural resource management more broadly.
Author: Lien Luu
Publisher: Routledge
ISBN: 1000516326
Category : Business & Economics
Languages : en
Pages : 246
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Book Description
Financial services are an ever increasing part of the infrastructure of everyday life. From banking to credit, insurance to investment and mortgages to advice, we all consume financial services, and many millions globally work in the sector. Moreover, the way we consume them is changing with the growing dominance of fintech and Big Data. Yet, the part of financial services that we engage with as consumers is just the tip of a vast network of markets, institutions and regulators – and fraudsters too. Many books about financial services are designed to serve corporate finance education, focusing on capital structures, maximising shareholder value, regulatory compliance and other business-oriented topics. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion is different: it swings the perspective towards the end-user, the customer, the essential but often overlooked participant without whom retail financial services markets would not exist. While still introducing all the key areas of financial services, it explores how the sector serves or sometimes fails to serve consumers, why consumers need protection in some areas and what form that protection takes, and how consumers can best navigate the risks and uncertainties that are inherent in financial products and services. For consumers, a greater understanding of how the financial system works is a prerequisite of ensuring that the system works for their benefit. For students of financial services – those aspiring to or those already working in the sector – understanding the consumer perspective is an essential part of becoming an effective, holistically informed and ethical member of the financial services community. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion will equip you for both these roles. The editors and authors of A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion combine a wealth of financial services, educational and consumer-oriented practitioner experience.
Author: United States. Congress
Publisher:
ISBN:
Category : Law
Languages : en
Pages : 1324
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Book Description
Author: Katy Butler
Publisher: Scribner
ISBN: 1501135473
Category : Self-Help
Languages : en
Pages : 288
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Book Description
This “comforting…thoughtful” (The Washington Post) guide to maintaining a high quality of life—from resilient old age to the first inklings of a serious illness to the final breath—by the New York Times bestselling author of Knocking on Heaven’s Door is a “roadmap to the end that combines medical, practical, and spiritual guidance” (The Boston Globe). “A common sense path to define what a ‘good’ death looks like” (USA TODAY), The Art of Dying Well is about living as well as possible for as long as possible and adapting successfully to change. Packed with extraordinarily helpful insights and inspiring true stories, award-winning journalist Katy Butler shows how to thrive in later life (even when coping with a chronic medical condition), how to get the best from our health system, and how to make your own “good death” more likely. Butler explains how to successfully age in place, why to pick a younger doctor and how to have an honest conversation with them, when not to call 911, and how to make your death a sacred rite of passage rather than a medical event. This handbook of preparations—practical, communal, physical, and spiritual—will help you make the most of your remaining time, be it decades, years, or months. Based on Butler’s experience caring for aging parents, and hundreds of interviews with people who have successfully navigated our fragmented health system and helped their loved ones have good deaths, The Art of Dying Well also draws on the expertise of national leaders in family medicine, palliative care, geriatrics, oncology, and hospice. This “empowering guide clearly outlines the steps necessary to prepare for a beautiful death without fear” (Shelf Awareness).
Author: Smedley D. Butler
Publisher: Wyatt North Publishing, LLC
ISBN:
Category : History
Languages : en
Pages : 33
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Book Description
War Is a Racket is a famous anti-war book written by retired Major General Smedley Buter. In the book, Butler discusses how businesses profit from conflict.
Author: Sarah Britton
Publisher: Clarkson Potter
ISBN: 0804185395
Category : Cooking
Languages : en
Pages : 585
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Book Description
At long last, Sarah Britton, called the “queen bee of the health blogs” by Bon Appétit, reveals 100 gorgeous, all-new plant-based recipes in her debut cookbook, inspired by her wildly popular blog. Every month, half a million readers—vegetarians, vegans, paleo followers, and gluten-free gourmets alike—flock to Sarah’s adaptable and accessible recipes that make powerfully healthy ingredients simply irresistible. My New Roots is the ultimate guide to revitalizing one’s health and palate, one delicious recipe at a time: no fad diets or gimmicks here. Whether readers are newcomers to natural foods or are already devotees, they will discover how easy it is to eat healthfully and happily when whole foods and plants are at the center of every plate.
Author: Danielle Steel
Publisher: Delacorte Press
ISBN: 1984821539
Category : Fiction
Languages : en
Pages : 337
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Book Description
NEW YORK TIMES BESTSELLER • Two different worlds and two very different lives collide in Paris in this captivating novel by Danielle Steel. Joachim von Hartmann was born and raised in Buenos Aires by his loving German mother, inseparable from his identical twin, Javier. When Joachim moves to Paris with his mother in his late teens, his twin stays behind and enters a dark world. Meanwhile, Joachim begins training to be a butler, fascinated by the precision and intense demands, and goes on to work in some of the grandest homes in England. His brother never reappears. Olivia White has given ten years of her life to her magazine, which failed, taking all her dreams with it. A bequest from her mother allows her a year in Paris to reinvent herself. She needs help setting up a home in a charming Parisian apartment. It is then that her path and Joachim’s cross. Joachim takes a job working for Olivia as a lark and enjoys the whimsy of a different life for a few weeks, which turn to months as the unlikely employer and employee learn they enjoy working side by side. At the same time, Joachim discovers the family history he never knew: a criminal grandfather who died in prison, the wealthy father who abandoned him, and the dangerous criminal his twin has become. While Olivia struggles to put her life back together, Joachim’s comes apart. Stripped of their old roles, they strive to discover the truth about each other and themselves, first as employer and employee, then as friends. Their paths no longer sure, they are a man and woman who reach a place where the past doesn’t matter and only what they are living now is true.
Author: Linda Howard
Publisher: Hachette UK
ISBN: 1405516437
Category : Fiction
Languages : en
Pages : 288
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Book Description
Sarah Stevens is a woman with many distinct qualities. Skilled at running large households smoothly and efficiently, she is also a trained bodyguard and expert marksman - indispensable to her current employer, an elderly judge who has hired her as both a companion and a protector. Then one night she thwarts a burglary in progress, a courageous act that rewards Sarah her requisite 'fifteen minutes of fame' with the local press. But the exposure is enough to catch the attention of a tortured soul who, unbeknownst to Sarah, will stop at nothing to have her for himself. Sarah's perfectly ordered life is shattered when tragedy strikes: her beloved employer is brutally murdered. The detective investigating the case, assures Sarah that she is not a suspect. Until lightning strikes twice. There's a second killing - and this time, despite a lack of evidence connecting her to the crime, Sarah cannot escape the shadow of guilt. The only option left for Sarah is to carry on with her life. But she doesn't realise that a deranged stalker is luring her into an elaborate trap . . . one in which she, once ensnared, might never escape...
Author: Frederick Vettese
Publisher: ECW Press
ISBN: 1773056417
Category : Business & Economics
Languages : en
Pages : 202
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Book Description
Canada’s #1 bestselling retirement income book is now completely revised and updated. Vettese will show you how to mitigate risk and secure your financial future in these unpredictable times. As COVID-19 rocks the economy in an unprecedented black swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Originally published in 2018, the second edition of Retirement Income for Life, has been completely revised and updated, and now includes: New chapters on early retirement, retiring single, what to do when one spouse dies young, and more. Three strategies for mitigating your personal financial risk in the current downturn in equities and other investment products. Advice on how to plan for (and even benefit from) the coming bear market, resulting from COVID-19, which will create unprecedented equity buying opportunities, possibly as early as 2021. Information on the impact of unbearably low interest rates on annuities and fixed income investments and what to do if you hold them. The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever. Author Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore.
