My Simplified Guide to Microfinance Lending in Kenya

My Simplified Guide to Microfinance Lending in Kenya PDF Author: Laodicah Nyaribari
Publisher: Lulu.com
ISBN: 1387524941
Category : Reference
Languages : en
Pages : 44

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Book Description
This manual is the final product of the project entitled" Expanding the realm of consumer protection through Education: The case of Microfinance in Kenya, created and implemented by Laodicah Nyaribari as the director of microcredit programs within the Chelma Advisory Institute whose main role is in capacity building of women in small scale businesses in microenterprise development, consumer education, and the provision of small scale loans.For over eighteen years now, Laodicah Has worked with community based organizations in capacity building and training and this manual has come out of several workshops held in regard to micro enterprise development as well as leading to financial literacy and consumer awareness of Kenya Micro finance borrowers and the training programs of consumer education organizations.

My Simplified Guide to Microfinance Lending in Kenya

My Simplified Guide to Microfinance Lending in Kenya PDF Author: Laodicah Nyaribari
Publisher: Lulu.com
ISBN: 1387524941
Category : Reference
Languages : en
Pages : 44

Get Book Here

Book Description
This manual is the final product of the project entitled" Expanding the realm of consumer protection through Education: The case of Microfinance in Kenya, created and implemented by Laodicah Nyaribari as the director of microcredit programs within the Chelma Advisory Institute whose main role is in capacity building of women in small scale businesses in microenterprise development, consumer education, and the provision of small scale loans.For over eighteen years now, Laodicah Has worked with community based organizations in capacity building and training and this manual has come out of several workshops held in regard to micro enterprise development as well as leading to financial literacy and consumer awareness of Kenya Micro finance borrowers and the training programs of consumer education organizations.

Why Doesn't Microfinance Work?

Why Doesn't Microfinance Work? PDF Author: Milford Bateman
Publisher: Zed Books Ltd.
ISBN: 1848138954
Category : Business & Economics
Languages : en
Pages : 384

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Book Description
Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

The International Bank of Bob

The International Bank of Bob PDF Author: Bob Harris
Publisher: Bloomsbury Publishing USA
ISBN: 0802777511
Category : Business & Economics
Languages : en
Pages : 418

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Book Description
Explains how the author was compelled to help the world's working poor, describing how he discovered the Kiva.org micro-loan portal and his visits to world regions where the organization's loans have enabled people and small businesses to revitalize.

Microfinance Handbook

Microfinance Handbook PDF Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Small Loans, Big Dreams

Small Loans, Big Dreams PDF Author: Alex Counts
Publisher: John Wiley & Sons
ISBN: 9780470285275
Category : Business & Economics
Languages : en
Pages : 435

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Book Description
Microfinancing is considered one of the most effective strategies in the fight against global poverty. And now, in Small Loans, Big Changes, author Alex Counts reveals how Nobel Prize Winner Muhammad Yunus revolutionized global antipoverty efforts through the development of this approach. This book presents compelling stories of women benefiting from Yunus’s microcredit in rural Bangladesh and urban Chicago, and recounts the experiences of different borrowers in each country, interspersing them with stories of Yunus, his colleagues, and their counterparts in Chicago.

One Hen

One Hen PDF Author: Katie Smith Milway
Publisher: Kids Can Press Ltd
ISBN: 1894786092
Category : Juvenile Nonfiction
Languages : en
Pages : 36

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Book Description
Inspired by true events, One Hen tells the story of Kojo, a boy from Ghana who turns a small loan into a thriving farm and a livelihood for many.

Housing Microfinance

Housing Microfinance PDF Author: Franck Daphnis
Publisher: Kumarian Press
ISBN:
Category : Housing
Languages : en
Pages : 324

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Book Description
* First book to link housing and microfinance * Presents international and US experience As the premier book to provide a comprehensive overview of housing microfinance worldwide, Housing Microfinance sets the standard for future work in the field. The expert contributors combine wisdom from the separate fields of housing policy and microfinance, demonstrating what each can learn from the other. With solid guidance for practitioners and policymakers, the book reviews important issues for international and domestic microfinance institutions that are considering expanding into housing and for providers of conventional housing loans who seek to offer their services to poor clients who lack collateral or regular income.

The Global Findex Database 2017

The Global Findex Database 2017 PDF Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228

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Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Restructuring of State-Owned Financial Institutions

Restructuring of State-Owned Financial Institutions PDF Author: Hans Dieter Seibel
Publisher: Asian Development Bank
ISBN: 9292547119
Category : Business & Economics
Languages : en
Pages : 98

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Book Description
Despite the trend toward financial sector liberalization in recent years, state ownership of financial institutions remains widespread in the developing world. However, in general, state-owned financial institutions have under performed their private sector counterparts, and governments have sought to restructure them. This case study reviews the transformation of Bank Rakyat Indonesia from a loss-producing, overstaffed state-owned bank to the most profitable bank with the largest microbanking network in Indonesia. From the bank's experience the study seeks to draw decisive lessons for the successful transformation of other state-owned financial institutions. For Bank Rakyat Indonesia, the key driver of successful reform was the government's commitment to allow it the autonomy to restructure itself-including an emphasis on good corporate governance, supported by appropriate regulations and effective supervision.

Transforming Microfinance Institutions

Transforming Microfinance Institutions PDF Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821366165
Category : Business & Economics
Languages : en
Pages : 570

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Book Description
In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.