Multimodal Biometric Authentication and Secure Transaction Framework for E-Banking PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Multimodal Biometric Authentication and Secure Transaction Framework for E-Banking PDF full book. Access full book title Multimodal Biometric Authentication and Secure Transaction Framework for E-Banking by Munish Subharwal. Download full books in PDF and EPUB format.
Author: Munish Subharwal
Publisher: Mohammed Abdul Sattar
ISBN: 9781835800898
Category : Business & Economics
Languages : en
Pages : 0
Get Book Here
Book Description
With the use of internet becoming indispensable not only in communication and business but specifically in e-banking and e-commerce, the user authentication is become mega important in today's technology dominant era and there is an imperative necessity for technologies have the potential to make authentication secure and foolproof. Security and privacy issues have remained a challenge for years. These become more crucial when it's about the security and privacy of data in electronic form. Personal identification (authentication) plays a vital role in modern society. It can help in achieving the security by the identification of an individual. Information technology widely uses Passwords or Personal Identification Numbers (PINs) to verify a user to a system. Recognition of a PIN does not, however, mean recognition of the person's identity. Anybody can have gained access to a PIN, a card or any other 'key' that is being used to get access to a device. This means that systems that are dependent on high access security cannot always rely on these kinds of tokens, since they cannot ensure that a user is who s/he claims to be. Biometrics could be used to gain trust to a device instead of PINs or passwords. biometrics or characteristics are tightly connected to an individual and cannot be forgotten, shared, stolen or easily hacked. These characteristics can uniquely identify a person, replacing or supplementing traditional security methods by providing two major improvements: personal biometrics cannot be easily stolen and an individual does not need to memorize passwords or codes. Since biometrics can better solve the problems of access control, fraud and theft, more and more organizations are considering biometrics a solution to their security problems.
Author: Munish Subharwal
Publisher: Mohammed Abdul Sattar
ISBN: 9781835800898
Category : Business & Economics
Languages : en
Pages : 0
Get Book Here
Book Description
With the use of internet becoming indispensable not only in communication and business but specifically in e-banking and e-commerce, the user authentication is become mega important in today's technology dominant era and there is an imperative necessity for technologies have the potential to make authentication secure and foolproof. Security and privacy issues have remained a challenge for years. These become more crucial when it's about the security and privacy of data in electronic form. Personal identification (authentication) plays a vital role in modern society. It can help in achieving the security by the identification of an individual. Information technology widely uses Passwords or Personal Identification Numbers (PINs) to verify a user to a system. Recognition of a PIN does not, however, mean recognition of the person's identity. Anybody can have gained access to a PIN, a card or any other 'key' that is being used to get access to a device. This means that systems that are dependent on high access security cannot always rely on these kinds of tokens, since they cannot ensure that a user is who s/he claims to be. Biometrics could be used to gain trust to a device instead of PINs or passwords. biometrics or characteristics are tightly connected to an individual and cannot be forgotten, shared, stolen or easily hacked. These characteristics can uniquely identify a person, replacing or supplementing traditional security methods by providing two major improvements: personal biometrics cannot be easily stolen and an individual does not need to memorize passwords or codes. Since biometrics can better solve the problems of access control, fraud and theft, more and more organizations are considering biometrics a solution to their security problems.
Author: Rashmi Gupta
Publisher: CRC Press
ISBN: 1000453782
Category : Computers
Languages : en
Pages : 185
Get Book Here
Book Description
Many governments around the world are calling for the use of biometric systems to provide crucial societal functions, consequently making it an urgent area for action. The current performance of some biometric systems in terms of their error rates, robustness, and system security may prove to be inadequate for large-scale applications to process millions of users at a high rate of throughput. This book focuses on fusion in biometric systems. It discusses the present level, the limitations, and proposed methods to improve performance. It describes the fundamental concepts, current research, and security-related issues. The book will present a computational perspective, identify challenges, and cover new problem-solving strategies, offering solved problems and case studies to help with reader comprehension and deep understanding. This book is written for researchers, practitioners, both undergraduate and post-graduate students, and those working in various engineering fields such as Systems Engineering, Computer Science, Information Technology, Electronics, and Communications.
Author: Laith Abbadi
Publisher:
ISBN:
Category : Biometric identification
Languages : en
Pages :
Get Book Here
Book Description
Designing a completely secure and trusted system is a challenge that still needs to be addressed. Currently, there is no online system that is: (i) easy to use, (ii) easy to deploy, (iii) inexpensive, and (iv) completely secure and trusted. The proposed authentication techniques aim to enhance security and trust for video applications in the untrustworthy online environments. We propose a transparent multimodal biometric authentication (TMBA) for video conferencing applications. The user is identified based on his/her physiological and behavioral biometrics. The technique is based on a 'Steps-Free' method, where the user does not have to perform any specific steps during authentication. The system will authenticate the user in a transparent way. We propose authentication techniques as an additional security layer for various 'user-to-user' and 'user-to-service' systems. For 'user-to-user' video conferencing systems, we propose an authentication and trust establishment procedure to identify users during a video conference. This technique enables users that have never met before to verify the identity of each other, and aims at enhancing the user's trust in each other. For 'user-to-service' video conferencing systems, we propose a transparent multimodal biometric authentication technique for video banking. The technique can be added to online transaction systems as an additional security layer to enhance the security of online transactions, and to resist against web attacks, malware, and Man-In-The-Browser (MITB) attacks. In order to have a video banking conference between a user and a bank employee, the user has to be logged in to an online banking session. This requires a knowledge-based authentication. Knowledge-based authentication includes a text-based password, the 'Challenge Questions' method, and graphical passwords. We analyzed several graphical password schemes in terms of usability and security factors. A graphical password scheme can be an additional security layer add-on to the proposed multimodal biometric video banking system. The combined techniques provide a multimodal biometric multi-factor continuous authentication system.
Author: Kumar, A.V. Senthil
Publisher: IGI Global
ISBN: 1522577254
Category : Education
Languages : en
Pages : 314
Get Book Here
Book Description
Student assessment in online learning is submitted remotely without any face-to-face interaction, and therefore, student authentication is widely seen as one of the major challenges in online examination. Authentication is the process of determining whether someone or something is, in fact, who or what it is declared to be. As the dependence upon computers and computer networks grows, especially within education, the need for authentication has increased. Biometric Authentication in Online Learning Environments provides innovative insights into biometrics as a strategy to mitigate risk and provide authentication, while introducing a framework that provides security to improve e-learning and on-line examination by utilizing biometric-based authentication techniques. This book examines e-learning, security, threats in online exams, security considerations, and biometric technologies, and is designed for IT professionals, higher education administrators, professors, researchers, business professionals, academicians, and libraries seeking topics centered on biometrics as an authentication strategy within educational environments.
Author: Patrizio Campisi
Publisher: Springer Science & Business Media
ISBN: 1447152301
Category : Computers
Languages : en
Pages : 441
Get Book Here
Book Description
This important text/reference presents the latest secure and privacy-compliant techniques in automatic human recognition. Featuring viewpoints from an international selection of experts in the field, the comprehensive coverage spans both theory and practical implementations, taking into consideration all ethical and legal issues. Topics and features: presents a unique focus on novel approaches and new architectures for unimodal and multimodal template protection; examines signal processing techniques in the encrypted domain, security and privacy leakage assessment, and aspects of standardization; describes real-world applications, from face and fingerprint-based user recognition, to biometrics-based electronic documents, and biometric systems employing smart cards; reviews the ethical implications of the ubiquity of biometrics in everyday life, and its impact on human dignity; provides guidance on best practices for the processing of biometric data within a legal framework.
Author: Fahad Mohammed Al-Harby
Publisher:
ISBN:
Category :
Languages : en
Pages :
Get Book Here
Book Description
Security is becoming an increasingly important issue for business, and with it comes the need for appropriate authentication; consequently, it is becoming gradually more important to develop secure e-commerce systems. Fraud via the web, identity theft, and phishing are raising concerns for users and financial organisations. In addition, current authentication methods, like passwords, have many problems (e.g. some users write them down, they forget them, or they make them easy to hack). We can overcome these drawbacks by using biometric authentication systems. Biometric systems are being used for personal authentication in response to the rising issue of authentication and security. Biometrics provide much promise, in terms of preserving our identities without the inconvenience of carrying ID cards and/or remembering passwords. This research is important because the securing of e-commerce transactions is becoming increasingly important. Identity theft, hacking and viruses are growing threats to Internet users. As more people use the Internet, more identity theft cases are being reported. This could harm not only the users, but also the reputation of the organisations whose names are used in these illegal acts. For example, in the UK, online banking fraud doubled in 2008 compared to 2007. More users took to e-shopping and online banking, but failed to take necessary protection. For non-western cultures, the figures for web security, in 2008, illustrated that Saudi Arabia was ranked ninth worldwide for users who had been attacked over the web. The above statistics reflect the significance of information security with e-commerce systems. As with any new technology, user acceptance of the new technology is often hard to measure. In this thesis, a study of user acceptance of biometric authentication systems in e-transactions, such as online banking, within Saudi society was conducted. It examined whether Saudis are practically willing to accept this technology. This thesis focuses upon Saudi Arabia, which has developing economy. It has achieved a rapid rate of growth, and therefore makes an interesting and unique case study. From an economist's point of view, Saudi Arabia is the powerhouse of the Middle East. It has the leading regional economy, and, even though it is still relatively young. It has a young and rapid growing population; therefore, this makes Saudi Arabia an attractive potential market for all kinds of e-commerce applications. Having said that, with more than half of population under the age of 30 are more to be expected to take the risk of accepting new technology. For this work, 306 Saudi participants were involved in the experiments. A laboratory experiment was created that actively tested a biometric authentication system in combination with a survey. The Technology Acceptance Model (TAM) was adopted in the first experimental phase as the theoretical basis on which to develop the iv research framework, the model has proven its efficiency as a good predictor for the biometric authentication system. Furthermore, in a second experimental phase, the Unified Theory of Acceptance and Use of Technology (UTAUT) with moderating variables such as age, gender and education level was examined as a proposed conceptual framework to overcome the limitations of TAM. The aim of the study was to explore factors affecting users' acceptance of biometric authentication systems. The findings from Structural Equation Modelling (SEM) analysis indicate that education level is a significant moderating factor, while gender and age do not record as significant. This thesis added new knowledge to this field and highlighted the importance of the perceptions of users regarding biometric security technologies. It helps determine the factors affecting the acceptance of biometric technology. To our knowledge, this is the first systematic study of this issue carried out by academic and non-biased researchers in Saudi Arabia. Furthermore, the thesis presents security technology companies and developers of information security products with information to help in the determination of what is significant to their user base when taking into account the introduction of new secure systems and products.
Author: Dakshina Ranjan Kisku
Publisher: CRC Press
ISBN: 1466582421
Category : Computers
Languages : en
Pages : 354
Get Book Here
Book Description
Although biometric systems present powerful alternatives to traditional authentication schemes, there are still many concerns about their security. Advances in Biometrics for Secure Human Authentication and Recognition showcases some of the latest technologies and algorithms being used for human authentication and recognition. Examining the full range of biometrics solutions, including unimodal and multimodal biometrics, the book covers conventional techniques as well as novel systems that have been developed over the past few years. It presents new biometric algorithms with novel feature extraction techniques, new computer vision approaches, soft computing approaches, and machine learning techniques under a unified framework used in biometrics systems. Filled with comprehensive graphical and modular illustrations, the text covers applications of affective computing in biometrics, matching sketch to photograph, cryptography approaches in biometrics, biometrics alteration, heterogeneous biometrics, and age invariant biometrics. It also presents biometrics algorithms with novel feature extraction techniques, computer vision approaches, soft computing approaches, and machine learning techniques under a unified framework used in biometrics systems. Containing the work of some of the world’s most respected biometrics researchers, the book includes model question papers, mathematical notations, and exercises to reinforce understanding. Providing an up-to-date review of intelligence techniques and theories used in biometric technologies for secure human authentication and identification, this is an essential reference for researchers, scholars, graduate students, engineers, practitioners, and developers in the field of biometrics and its related fields.
Author: Suman Lata Tripathi
Publisher: CRC Press
ISBN: 1040155693
Category : Computers
Languages : en
Pages : 591
Get Book Here
Book Description
Second International Conference on Emerging Trends in IOT and Computing Technologies (ICEICT – 2023) is organised with a vision to address the various issues to promote the creation of intelligent solution for the future. It is expected that researchers will bring new prospects for collaboration across disciplines and gain ideas facilitating novel concepts. Second International Conference of Emerging Trends in IoT and Computer Technologies (ICEICT-2023) is an inventive event organised in Goel Institute of Technology and Management, Lucknow, India, with motive to make available an open International forum for the researches, academicians, technocrats, scientist, engineers, industrialist and students around the globe to exchange their innovations and share the research outcomes which may lead the young researchers, academicians and industrialist to contribute to the global society. The conference ICEICT- 2023 is being organised at Goel Institute of Technology and Management, Lucknow, Uttar Pradesh, during 12-13 January 2024. It will feature world-class keynote speakers, special sessions, along with the regular/oral paper presentations. The conference welcomes paper submissions from researcher, practitioners, academicians and students will cover numerous tracks in the field of Computer Science and Engineering and associated research areas.
Author: R. Parimala
Publisher: Ary Publisher
ISBN: 9789368310679
Category :
Languages : en
Pages : 0
Get Book Here
Book Description
Secure multimodal biometric authentication is a process of using multiple biometric traits to authenticate a user's identity. This approach offers increased security by combining the strengths of different biometric authentication techniques, such as fingerprint recognition, iris recognition, face recognition, voice recognition, and behavioral biometrics. By combining multiple biometric traits, the risk of false positives and false negatives can be reduced, providing a more reliable and secure authentication process. Machine learning and artificial intelligence algorithms can be used to develop secure multimodal biometric authentication systems that can adapt to changing user behavior and environmental conditions. Deep learning techniques can also be used to enhance the accuracy and efficiency of biometric recognition. Cryptography plays a vital role in securing the biometric data and ensuring the privacy of the users. The biometric data should be encrypted before transmission, and the encryption keys must be securely stored and managed. Overall, secure multimodal biometric authentication can provide a reliable and secure authentication process for user identification and access control. The combination of different biometric traits and machine learning algorithms can enhance the accuracy and efficiency of the authentication process, ensuring the privacy and security of the users
Author: Paul Cunningham
Publisher: IOS Press
ISBN: 9781586034702
Category : Business & Economics
Languages : en
Pages : 900
Get Book Here
Book Description
"This book brings together a comprehensive collection on commercial, government or societal exploitation of the Internet and ICT, representing cutting edge research from over 30 countries. The issues, applications and case studies presented facilitate knowledge sharing, which is key to addressing global eAdoption issues and the Digital Divide. It can be sued to benchmark regional and national developments, avoid previous mistakes and identify potential partners and exploitation opportunities." -- Preface.
