Mortgaged Lives

Mortgaged Lives PDF Author: Ada Colau
Publisher:
ISBN: 9780979137778
Category :
Languages : en
Pages : 214

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Book Description
Translated from Spanish, and originally published under Vidas Hipotecadas. About the organizing strategies of the PAH, Plataforma De Afectados Por La Hipoteca.

Mortgaged Lives

Mortgaged Lives PDF Author: Ada Colau
Publisher:
ISBN: 9780979137778
Category :
Languages : en
Pages : 214

Get Book Here

Book Description
Translated from Spanish, and originally published under Vidas Hipotecadas. About the organizing strategies of the PAH, Plataforma De Afectados Por La Hipoteca.

Busted: Life Inside the Great Mortgage Meltdown

Busted: Life Inside the Great Mortgage Meltdown PDF Author: Edmund L. Andrews
Publisher: W. W. Norton & Company
ISBN: 0393071286
Category : Business & Economics
Languages : en
Pages : 236

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Book Description
The fiasco that sank millions of Americans, including one journalist, who thought he knew better. A veteran New York Times economics reporter, Ed Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. Yet, at the promise of a second chance at love, he succumbed to the temptation of subprime lending and became part of the economic catastrophe he was covering. In surprisingly short order, he amassed a staggering amount of debt and reached the edge of bankruptcy. In Busted, Andrew bluntly recounts his misadventures in mortgages and goes one step further to describe the brokers, lenders, Wall Street players, and Washington policymakers who helped bring that money to his door. The result is a penetrating and often acerbic look at the binge and bust that nearly bankrupted the United States. Enabled by know-nothing complacency in Washington, Wall Street wizards used "collateralized debt obligations," "conduits," and other inscrutable financial "innovations" to put American home financing into hyperdrive. Millions of Americans abandoned the safety of thirty-year, fixed-rate mortgages and loaded up on debt. While regulators insisted that the markets knew best, Wall Street firms fragmented and repackaged unsound loans into securities that the rating agencies stamped with triple-A seals of approval. Andrews describes a remarkably democratic debacle that made fools out of people up and down the financial food chain. From a confessional meeting with Alan Greenspan to a trek through the McMansion bubble of the OC, he maps the arc of the Frankenstein loans that brought the American economy to the brink. With on-the-ground reporting from the frothiest quarters of the crisis, Andrews locates what is likely to be the high-water mark in America's long-term embrace of higher borrowing, higher risk-taking, and the fervent belief in the possibility of easy profits.

The Practice of Mortgages of Real and Personal Estate with Precedents Offorms, Etc

The Practice of Mortgages of Real and Personal Estate with Precedents Offorms, Etc PDF Author: William HUGHES (Barrister-at-Law)
Publisher:
ISBN:
Category :
Languages : en
Pages : 416

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Book Description


Our Lot

Our Lot PDF Author: Alyssa Katz
Publisher: Bloomsbury Publishing USA
ISBN: 1608191400
Category : Business & Economics
Languages : en
Pages : 288

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Book Description
Our Lot tells how an entire nation got swept up in real estate mania, and it casts the business story--the collapse of the subprime empire and the global impact it had on the economy--as part of a project of social engineering beginning in the 1930s by the U.S. government to make homeownership available to those who had never been able to attain it before. Based on original reporting, Our Lot does not dwell on the foibles of executives. It looks at the boom as experienced by ordinary Americans, and examines how our own economic anxieties and realities helped fuel the real estate bubble. Conveyed in accessible language and through narrative reporting, the book looks to help homeowners and would-be homeowners understand what really happened, how it has affected our homes and communities, and how we can move on into a future we'll want to live in.

Non-Performing Loans, Non-Performing People

Non-Performing Loans, Non-Performing People PDF Author: Melissa García-Lamarca
Publisher: University of Georgia Press
ISBN: 0820363014
Category : Social Science
Languages : en
Pages : 241

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Book Description
Non-Performing Loans, Non-Performing People tells the previously untold stories of those living with mortgage debt in times of precarity and explores how individualized indebtedness can unite resistance in the struggle toward housing justice. The book builds on several years of Melissa García-Lamarca’s engagement with activist research in Barcelona’s housing movement, in particular with its most prominent collective, the Platform for Mortgage-Affected People (PAH). What García-Lamarca learned from fellow activists and the movement in Barcelona pushed her to rethink how lived experiences of indebtedness connect to larger political- economic processes related to housing and debt. The book is also inspired by feminist scholars who integrate the lens of everyday life into explorations of contemporary political economy and by anthropologists who connect macroprocesses to lived experience. Distinctive in how it integrates a racialized, gendered, and decolonial perspective, García-Lamarca’s research of mortgaged lives in precarious times explores two principal phenomena: first, how financial speculation is experienced in the day-to-day and differentially embedded in the dynamics of (urban) capital accumulation, and second, how collective action can unleash the liberating possibility of indebtedness.

Predatory Mortgage Lending

Predatory Mortgage Lending PDF Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 502

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Book Description


Understanding Housing Policy

Understanding Housing Policy PDF Author: Brian Lund
Publisher: Policy Press
ISBN: 1447330439
Category : Political Science
Languages : en
Pages : 368

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Book Description
What are the major housing problems in contemporary Britain, and how effective are the policies designed to tackle them? Since the second edition of Understanding Housing Policy was published in 2011, political and financial circumstances have transformed the answers to these questions. In this fully updated third edition, Brian Lund both explores how these policies developed and were implemented under the UK Coalition Government and looks ahead to the possible revisions under the new Conservative Government. Integrating the previous edition with new discussions of such subjects as the austerity agenda following the credit crunch, the impact of the Coalition Government's housing policies, and new policy ideas, Lund offers keen insight into the pervasive impact of need, demand, and supply as applied to the housing market and austerity policies.

Bad News

Bad News PDF Author: Anya Schiffrin
Publisher: New Press, The
ISBN: 1595585494
Category : Business & Economics
Languages : en
Pages : 242

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Book Description
The role of the business press in the current financial crisis strikes at the heart of the heated debate about the media’s role as guardians of our democratic society. With contributions from leading journalists and academics at the forefront of this issue, From Boom to Bust is the first attempt to navigate through a controversy that will be studied for decades to come.

A Treatise on the Law of Mortgages

A Treatise on the Law of Mortgages PDF Author: John Joseph Powell
Publisher:
ISBN:
Category : Mortgages
Languages : en
Pages : 936

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Book Description


Replace Your Mortgage

Replace Your Mortgage PDF Author: Michael Lush
Publisher: Createspace Independent Publishing Platform
ISBN: 9781532880445
Category : Finance, Personal
Languages : en
Pages : 0

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Book Description
If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that? It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about. Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home. After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit. Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years. In this book you will learn: - The case against a mortgage from a 15 year mortgage veteran. - Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home. - 2 important reasons why this strategy isn't more well known. - How to pay off a home faster even if you have very little equity. - 5 powerful resources that will help you get started quickly to becoming mortgage free. - Pros and Cons of a HELOC - The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.