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Author: Jerry Buckland
Publisher: University of Toronto Press
ISBN: 1442662611
Category : Social Science
Languages : en
Pages : 289
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Book Description
When low-income city dwellers lack access to mainstream banking services, many end up turning to ‘fringe banks,’ such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of ‘financial exclusion’ – faced by those underserved by conventional financial institutions – is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.
Author: Jerry Buckland
Publisher: University of Toronto Press
ISBN: 1442662611
Category : Social Science
Languages : en
Pages : 289
Get Book Here
Book Description
When low-income city dwellers lack access to mainstream banking services, many end up turning to ‘fringe banks,’ such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of ‘financial exclusion’ – faced by those underserved by conventional financial institutions – is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.
Author: Philip Mirowski
Publisher: Harvard University Press
ISBN: 0674061136
Category : Business & Economics
Languages : en
Pages : 463
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Book Description
This trenchant study analyzes the rise and decline in the quality and format of science in America since World War II. Science-Mart attributes this decline to a powerful neoliberal ideology in the 1980s which saw the fruits of scientific investigation as commodities that could be monetized, rather than as a public good.
Author: Michael Shuman
Publisher: Chelsea Green Publishing
ISBN: 1603583432
Category : Business & Economics
Languages : en
Pages : 290
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Book Description
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.
Author: Arthur W. Rovine
Publisher: BRILL
ISBN: 9047428994
Category : Law
Languages : en
Pages : 432
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Book Description
The 2008 volume of Contemporary Issues in International Arbitration and Mediation - The Fordham Papers is a collection of important works in international arbitration and mediation written by the prominent speakers at the 2008 Fordham Law School Conference on International Arbitration and Mediation. The 24 papers are organized into the following six parts: Part I: Investor-State Arbitration Part II: Recent Significant Domestic Judicial Decisions Involving or Potentially Involving International Arbitration Part III: Class Actions and Consolidation in International Arbitration Part IV: Intellectual Property and Information Technology Issues in International Arbitration Part V: Mediation: Issues, Solutions, and Expanding Applications
Author: Jerry Buckland
Publisher: Springer
ISBN: 3319712136
Category : Business & Economics
Languages : en
Pages : 257
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Book Description
This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.
Author: Michael Kasenow
Publisher: Infinity Publishing
ISBN: 0741470993
Category : Fiction
Languages : en
Pages : 395
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Book Description
"I've been there with my books and bones. And what has it given me? A bad marriage and a visit to the nut house." So says Joshua Feenics, a University Professor recovering from a psychotic breakdown. He returns to work only to face a dull life without mea
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Category : Trademarks
Languages : en
Pages : 1056
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Book Description
Author: Deborah Brock
Publisher: University of Toronto Press
ISBN: 1442607106
Category : Social Science
Languages : en
Pages : 481
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Book Description
This book draws on Foucault's concept of governmentality as a lens to analyze and critique how crime is understood, reproduced, and challenged.
Author: GP SUMMARY
Publisher: BookRix
ISBN: 3755471280
Category : Study Aids
Languages : en
Pages : 87
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Book Description
DISCLAIMER This book does not in any capacity mean to replace the original book but to serve as a vast summary of the original book. Summary of The Hunter by Tana French IN THIS SUMMARIZED BOOK, YOU WILL GET: Chapter provides an astute outline of the main contents. Fast & simple understanding of the content analysis. Exceptionally summarized content that you may skip in the original book The Searcher is a highly anticipated book set in the Irish countryside, focusing on the lives of two men, Cal Hooper and Trey Reddy, who are trying to find peace after their father's return. Cal and Lena are ready to protect Trey, but Trey wants revenge. The novel explores the themes of retribution, sacrifice, and family in a setting where the protagonists must decide what they will do for their loved ones and what sacrifices they will make for revenge.
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Category : Bank accounts
Languages : en
Pages : 438
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Book Description
