Author: Brett E. Coleman
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 58
Book Description
Evaluates the outreach and impact of two microfinance "village bank" programs that target the poor in NE Thailand. Results indicate that participants tend to be significantly wealthier than non-participants, and the wealthiest villagers are almost twice as likely to participate in the program as the poorer villagers. Moreover, the wealthiest in the village often become program committee members and use their positions to borrow substantially more than rank and file members. Policy recommendations include: increased vigilance in targeting the poor, greater efforts to publicly disseminate the rules and purpose of the village bank program, and introduction and enforcement of eligibility criteria based on wealth while continuing to allow villagers to self-select.
Microfinance in Northeast Thailand
Author: Brett E. Coleman
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 58
Book Description
Evaluates the outreach and impact of two microfinance "village bank" programs that target the poor in NE Thailand. Results indicate that participants tend to be significantly wealthier than non-participants, and the wealthiest villagers are almost twice as likely to participate in the program as the poorer villagers. Moreover, the wealthiest in the village often become program committee members and use their positions to borrow substantially more than rank and file members. Policy recommendations include: increased vigilance in targeting the poor, greater efforts to publicly disseminate the rules and purpose of the village bank program, and introduction and enforcement of eligibility criteria based on wealth while continuing to allow villagers to self-select.
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 58
Book Description
Evaluates the outreach and impact of two microfinance "village bank" programs that target the poor in NE Thailand. Results indicate that participants tend to be significantly wealthier than non-participants, and the wealthiest villagers are almost twice as likely to participate in the program as the poorer villagers. Moreover, the wealthiest in the village often become program committee members and use their positions to borrow substantially more than rank and file members. Policy recommendations include: increased vigilance in targeting the poor, greater efforts to publicly disseminate the rules and purpose of the village bank program, and introduction and enforcement of eligibility criteria based on wealth while continuing to allow villagers to self-select.
Microfinance for Entrepreneurial Development
Author: Douglas Cumming
Publisher: Springer
ISBN: 3319621114
Category : Business & Economics
Languages : en
Pages : 235
Book Description
This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.
Publisher: Springer
ISBN: 3319621114
Category : Business & Economics
Languages : en
Pages : 235
Book Description
This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.
The Microfinance Mirage
Author: Esayas Bekele Geleta
Publisher: Routledge
ISBN: 1317024095
Category : Business & Economics
Languages : en
Pages : 133
Book Description
Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
Publisher: Routledge
ISBN: 1317024095
Category : Business & Economics
Languages : en
Pages : 133
Book Description
Microfinance has long been considered a development strategy that can correct the failure of the global credit market and address the financial needs of the poor enabling them to create and run profitable business enterprises. The Microfinance Mirage argues that this neo-liberal oriented analysis overemphasises the economic argument whilst ignoring the cultural roots of inequality and subordination. Drawing on ethnographic research conducted among rural credit clients in the Northern region of Ethiopia, Esayas Bekele Geleta provides a nuanced critical analysis of microfinance challenging the common assumption that it facilitates the building of social capital, poverty reduction and the empowerment of women. Making a unique contribution to our further understanding of the microfinance industry the research shows that, in some cases, microfinance can result in the disintegration of pre-existing relationships and in the disruption and destruction of the livelihoods of the poor. Exploring the impact of microfinance in one of the poorest regions of sub-Saharan Africa, this book demonstrates its potential and problems and shows the complex and contradictory social and cultural environments in which projects are often located.
A Research Agenda for Financial Inclusion and Microfinance
Author: Marek Hudon
Publisher: Edward Elgar Publishing
ISBN: 1788114221
Category : Business & Economics
Languages : en
Pages : 195
Book Description
How can financial services, such as credit, deposit accounts, financial transfers, and insurance be provided to people in need? This challenging and complex issue has been a topic of interest for the international aid community for decades. Drawing on renowned experts in microfinance and financial inclusion, this Research Agenda sheds much-needed light on this multifaceted challenge and points the way ahead for future research.
Publisher: Edward Elgar Publishing
ISBN: 1788114221
Category : Business & Economics
Languages : en
Pages : 195
Book Description
How can financial services, such as credit, deposit accounts, financial transfers, and insurance be provided to people in need? This challenging and complex issue has been a topic of interest for the international aid community for decades. Drawing on renowned experts in microfinance and financial inclusion, this Research Agenda sheds much-needed light on this multifaceted challenge and points the way ahead for future research.
The Economics of Microfinance
Author: Beatriz Armendariz
Publisher: MIT Press
ISBN: 0262512017
Category : Business & Economics
Languages : en
Pages : 361
Book Description
An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.
Publisher: MIT Press
ISBN: 0262512017
Category : Business & Economics
Languages : en
Pages : 361
Book Description
An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.
Promoting Microfinance
Author: R. Manos
Publisher: Springer
ISBN: 1137034912
Category : Business & Economics
Languages : en
Pages : 151
Book Description
Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry and provides an overview of the microfinance industry in selected countries/regions, pointing to the direction in which it is heading.
Publisher: Springer
ISBN: 1137034912
Category : Business & Economics
Languages : en
Pages : 151
Book Description
Promoting Microfinance brings together essays and empirical work by leading researchers and practitioners in the field of microfinance. It covers key issues currently facing the microfinance industry and provides an overview of the microfinance industry in selected countries/regions, pointing to the direction in which it is heading.
Microfinance in Developing Countries
Author: J. Gueyie
Publisher: Springer
ISBN: 1137301929
Category : Business & Economics
Languages : en
Pages : 357
Book Description
Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.
Publisher: Springer
ISBN: 1137301929
Category : Business & Economics
Languages : en
Pages : 357
Book Description
Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.
The Handbook of Microfinance
Author: Beatriz Armendariz
Publisher: World Scientific
ISBN: 9814295655
Category : Business & Economics
Languages : en
Pages : 700
Book Description
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Publisher: World Scientific
ISBN: 9814295655
Category : Business & Economics
Languages : en
Pages : 700
Book Description
Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Microfinance in India & Communities at the Bottom of the Pyramid
Author: Dr Litty Denis
Publisher: Archers & Elevators Publishing House
ISBN: 9385640542
Category : Antiques & Collectibles
Languages : en
Pages :
Book Description
Publisher: Archers & Elevators Publishing House
ISBN: 9385640542
Category : Antiques & Collectibles
Languages : en
Pages :
Book Description
Advanced Technologies for Microfinance: Solutions and Challenges
Author: Ashta, Arvind
Publisher: IGI Global
ISBN: 1615209948
Category : Computers
Languages : en
Pages : 398
Book Description
Advanced Technologies for Microfinance: Solutions and Challenges is the first book to systematically address technology's impact on microfinance. It discusses a wide variety of technology applications that will define the next generation of the microfinance movement and it addresses the tough questions surrounding technology in microfinance. For instance, what are the disadvantages of technology-enabled microfinance and what will it mean for the inclusiveness and empowerment of the service? This dynamic collection is a must-have for anyone interested in microfinance, whether you are a donor, lender, or investor.
Publisher: IGI Global
ISBN: 1615209948
Category : Computers
Languages : en
Pages : 398
Book Description
Advanced Technologies for Microfinance: Solutions and Challenges is the first book to systematically address technology's impact on microfinance. It discusses a wide variety of technology applications that will define the next generation of the microfinance movement and it addresses the tough questions surrounding technology in microfinance. For instance, what are the disadvantages of technology-enabled microfinance and what will it mean for the inclusiveness and empowerment of the service? This dynamic collection is a must-have for anyone interested in microfinance, whether you are a donor, lender, or investor.