Author: Jonathan Gruber
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 50
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Book Description
The link between health insurance and the workplace in the U.S. has led to concern over the possibility of insurance-induced reductions in job mobility or 'job-lock". Designing health insurance reforms which retain employer-based insurance coverage but mitigate the extent of job-lock requires an understanding of the policy dimensions to which job-lock is most receptive. We study a policy of limited insurance portability which has been adopted by a number of states and the federal government over the last 20 years. These "continuation of coverage' mandates grant individuals the right to continue purchasing health insurance through their former employers for some period of time after leaving their jobs. We find that the passage of these mandates caused a significant increase in the job mobility of prime age male workers. This suggests that a sizeable share of job-lock arises from short run concerns over portability rather than from long run problems
Author: Jonathan Gruber
Publisher:
ISBN:
Category :
Languages : en
Pages : 38
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Book Description
Author: Jonathan Gruber
Publisher:
ISBN:
Category :
Languages : en
Pages : 0
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Book Description
Author: Brigitte C. Madrian
Publisher:
ISBN:
Category : Employee fringe benefits
Languages : en
Pages : 60
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Book Description
This paper assesses the impact of employer-provided health insurance on job mobility by exploring the extent to which workers are 'locked' into their jobs because preexisting conditions exclusions make it expensive for individuals with medical problems to relinquish their current health insurance. I estimate the degree of job-lock by comparing the difference in the turnover rates of those with high and low medical expenses for those with and without employer-provided health insurance. Using data from the 1987 National Medical Expenditure Survey, I estimate that job-lock reduces the voluntary turnover rate of those with employer-provided health insurance by 25 percent, from 16 percent to 12 percent per year.
Author: Ronald G. Ehrenberg
Publisher: Brookings Institution Press
ISBN: 9780815791416
Category : Business & Economics
Languages : en
Pages : 164
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Book Description
"This timely book provides a wide-ranging and insightful discussion of how labor market institutions and policies influence the mechanisms of economic integration and how economic integration inturn is likely to influence key features of labor markets. It offers both a clear analysis of these issues and a wealth of comparative labor market data." Robert J. Flanagan, Stanford University A volume of the Integrating National Economies Series
Author: American Bar Association. House of Delegates
Publisher: American Bar Association
ISBN: 9781590318737
Category : Law
Languages : en
Pages : 216
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Book Description
The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
Author:
Publisher:
ISBN:
Category : Electronic government information
Languages : en
Pages : 40
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Book Description
Author: United States. Congressional Budget Office
Publisher:
ISBN:
Category : Federal aid
Languages : en
Pages : 106
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Book Description
1. Overview of the proposal -- 2. Financial impact of the proposal -- 3. Budgetary treatment of the proposal -- 4. Economic effects of the proposal -- 5. Other considerations -- Appendix. Summaries of recent health care analyses by the Congressional Budget Office.
Author: United States. Congress. House. Committee on Energy and Commerce
Publisher:
ISBN:
Category : Health care reform
Languages : en
Pages : 152
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Book Description
Author: Roberta Gatti
Publisher: World Bank Publications
ISBN: 082139536X
Category : Business & Economics
Languages : en
Pages : 355
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Book Description
While economic growth has been sustained for a number of years in many countries in the Middle East and North Africa (MENA) region, this has not resulted in the creation of an adequate number of jobs and has succeeded, at best, in generating low-quality, informal jobs. While there is a great deal of heterogeneity across countries, informality in MENA is widespread, and some countries in the region are amongst the most informal economies in the world. The book looks at informality through a human development angle and focuses specifically on informal employment. In line with this approach, the working definition for informality adopted in the book is “lack of social security coverage” (usually understood as pensions, or if a pension system does not exist, as health insurance), which captures well the vulnerability associated with informal employment. Informal workers in MENA are generally engaged in low productivity jobs - more so than in comparator countries -, are paid less for otherwise similar work in the formal sector, and self-report low levels of satisfaction at work. Also, informal workers in MENA face important mobility barriers into formal employment and thus lack of social security coverage against health, unemployment, and old-age risks. Formal employment in the MENA region is strongly associated with public sector employment. Opportunities for formal employment in the private sector in the region remain very limited. The book identifies 5 strategic directions to promote long-term inclusive growth and formality, namely: (i) fostering competition; (ii) realigning incentives in the public sector; (iii) moving towards labor regulations that promote labor mobility and provide support to workers in periods of transition; (iv) enhancing the productivity of informal workers through training and skills upgrading; and (v) reforming existing social insurance systems and introduce new instruments for coverage extension. This book is addressed to policy makers, academics, and practitioners who wish to understand the phenomenon of informal employment, and policy options for promoting more inclusive and productive labor market opportunities.
