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Author: Michael Gudger
Publisher: Food & Agriculture Org.
ISBN: 9789251041734
Category : Political Science
Languages : en
Pages : 154
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Book Description
The problem of collateral is a daily issue for lenders and causes much debate in the development finance community. Given the difficulties experienced in arranging traditional forms of loan security, such as land or chattel mortgages, various collateral substitutes have been proposed. Among the substitutes for traditional collateral is the loan guarantee. Guarantee systems for loans have been proposed, planned and implemented in various countries. The assumption made by proponents of such a service is that the guarantee organization is either better informed about the risk of the loan than the lender or it is better structured financially to be able to manage the risk. Despite the apparent attractiveness of a loan guarantee, the empirical evidence available gives little encouragement. Nevertheless, interest in guarantees continues.
Author: Michael Gudger
Publisher: Food & Agriculture Org.
ISBN: 9789251041734
Category : Political Science
Languages : en
Pages : 154
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Book Description
The problem of collateral is a daily issue for lenders and causes much debate in the development finance community. Given the difficulties experienced in arranging traditional forms of loan security, such as land or chattel mortgages, various collateral substitutes have been proposed. Among the substitutes for traditional collateral is the loan guarantee. Guarantee systems for loans have been proposed, planned and implemented in various countries. The assumption made by proponents of such a service is that the guarantee organization is either better informed about the risk of the loan than the lender or it is better structured financially to be able to manage the risk. Despite the apparent attractiveness of a loan guarantee, the empirical evidence available gives little encouragement. Nevertheless, interest in guarantees continues.
Author: United States. Commission on Organization of the Executive Branch of the Government (1953-1955)
Publisher:
ISBN:
Category : Government insurance
Languages : en
Pages : 144
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Book Description
Author:
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 114
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Book Description
Author:
Publisher:
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Category : Banks and banking
Languages : en
Pages : 38
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Book Description
Author: Jacob Levitsky
Publisher:
ISBN: 9780821308660
Category : Assurance-crédit
Languages : en
Pages : 91
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Book Description
Author: Loic Chiquier
Publisher: World Bank Publications
ISBN: 0821377515
Category : Social Science
Languages : en
Pages : 540
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Book Description
Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.
Author: U. S. Department U.S. Department of the Treasury
Publisher: CreateSpace
ISBN: 9781512164350
Category :
Languages : en
Pages : 32
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Book Description
This paper lays out the Administration's plan to reform America's housing finance market to better serve families and function more safely in a world that has changed dramatically since its original pillars were put in place nearly eighty years ago. Our plan champions the belief that Americans should have choices in housing that make sense for them and for their families. This means rental options near good schools and good jobs. It means access to credit for those Americans who want to own their own home, which has helped millions of middle class families build wealth and achieve the American Dream. And it means a helping hand for lower-income Americans, who are burdened by the strain of high housing costs.
Author:
Publisher:
ISBN:
Category : Agricultural credit
Languages : en
Pages : 68
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Book Description
Author: Raymond Joseph Saulnier
Publisher:
ISBN:
Category : Art
Languages : en
Pages : 604
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Book Description
The Description for this book, Federal Lending and Loan Insurance, will be forthcoming.
Author:
Publisher:
ISBN:
Category : Government lending
Languages : en
Pages : 28
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Book Description
