Just Debt

Just Debt PDF Author: Ilsup Ahn
Publisher:
ISBN: 9781481306928
Category : Credit control
Languages : en
Pages : 0

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Book Description
.".. We [have] come to have a delimited and skewed view on debt and its economy ... In this book, I argue, a more holistic social ethics of debt is established by reintegrating these two essential elements of debt: logic and story. From the perspective of a more holistic ethics of debt, neoliberal concept of debt is problematic because by neglecting the story aspect of debt, it has enervated the moral ethos of debt rendering it as a matter of mere contract and mechanical calculation"--Introduction.

Just Debt

Just Debt PDF Author: Ilsup Ahn
Publisher:
ISBN: 9781481306928
Category : Credit control
Languages : en
Pages : 0

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Book Description
.".. We [have] come to have a delimited and skewed view on debt and its economy ... In this book, I argue, a more holistic social ethics of debt is established by reintegrating these two essential elements of debt: logic and story. From the perspective of a more holistic ethics of debt, neoliberal concept of debt is problematic because by neglecting the story aspect of debt, it has enervated the moral ethos of debt rendering it as a matter of mere contract and mechanical calculation"--Introduction.

Debt, Updated and Expanded

Debt, Updated and Expanded PDF Author: David Graeber
Publisher: Melville House
ISBN: 1612194206
Category : Business & Economics
Languages : en
Pages : 566

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Book Description
Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.

Bad Paper

Bad Paper PDF Author: Jake Halpern
Publisher: Farrar, Straus and Giroux
ISBN: 0374711240
Category : True Crime
Languages : en
Pages : 257

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Book Description
The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

Toxic Debt

Toxic Debt PDF Author: Josiah Rector
Publisher: UNC Press Books
ISBN: 1469665778
Category : History
Languages : en
Pages : 345

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Book Description
From the mid-nineteenth until the mid-twentieth century, environmentally unregulated industrial capitalism produced outsized environmental risks for poor and working-class Detroiters, made all the worse for African Americans by housing and job discrimination. Then as the auto industry abandoned Detroit, the banking and real estate industries turned those risks into disasters with predatory loans to African American homebuyers, and to an increasingly indebted city government. Following years of cuts in welfare assistance to poor families and a devastating subprime mortgage meltdown, the state of Michigan used municipal debt to justify suspending democracy in majority-Black cities. In Detroit and Flint, austerity policies imposed under emergency financial management deprived hundreds of thousands of people of clean water, with lethal consequences that most recently exacerbated the spread of COVID-19. Toxic Debt is not only a book about racism, capitalism, and the making of these environmental disasters. It is also a history of Detroit's environmental justice movement, which emerged from over a century of battles over public health in the city and involved radical auto workers, ecofeminists, and working-class women fighting for clean water. Linking the histories of urban political economy, the environment, and social movements, Toxic Debt lucidly narrates the story of debt, environmental disaster, and resistance in Detroit.

Master Your Debt

Master Your Debt PDF Author: Jordan E. Goodman
Publisher: John Wiley & Sons
ISBN: 9780470484241
Category : Business & Economics
Languages : en
Pages : 224

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Book Description
Strategies and tools to live debt free The world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration. Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollars Master Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Just Debt

Just Debt PDF Author: Ilsup Ahn
Publisher:
ISBN: 9781481306911
Category : Credit control
Languages : en
Pages : 0

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Book Description
By re-embedding debt within its moral world, Just Debt offers a holistic ethics of debt for a neoliberal age.

Put Your Debt on a Diet

Put Your Debt on a Diet PDF Author: Stanley J. Kershman
Publisher: John Wiley & Sons
ISBN: 0470739681
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
You could be just two paycheques away from bankruptcy! More people are up to their eyeballs in debt than ever before. Canadian families currently owe over $450 billion. That’s almost $15,000 in debt for every man, woman, and child in the country. It's mortgages, vehicles, credit cards, student loans, and more ... and it's dangerous. The number of consumer bankruptcies has been rising dramatically every year, and Canadians from all walks of life are in dire financial straits — from the working poor to the highest-income professionals. No one is immune from crushing debt, and it will just get worse if we don't take control now. Effectively managing your debt is one of the first—and most important — steps toward your financial health. Put Your Debt on a Diet takes the mystery and fear out of the process of overcoming even the most severe financial problems. Shows you how to effectively reduce and eliminate debt using realistic and down-to-earth techniques. Provides a clear process and achievable milestones that you and your family can use to improve money management skills and resolve debt problems. Includes comprehensive coverage on: assessing your debts, building better money habits, setting financial goals, budgeting strategies, credit counselling, debt reduction strategies, using credit cards wisely, how to shop for credit, and much more. Features practical examples, tips, frequently-asked-questions, worksheets, and checklists to help you reduce your debt load. Whether you're in financial crisis, or just living too close to the edge, Put Your Debt on a Diet is the ultimate reducing plan to help you trim your debt load and put you on the road to good financial health.

Resolving Your Debt/Credit Crisis

Resolving Your Debt/Credit Crisis PDF Author: Annie Nell Shephard
Publisher: Xlibris Corporation
ISBN: 1503590763
Category : Business & Economics
Languages : en
Pages : 38

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Book Description
Maybe you are tired of robbing Peter to pay Paul, and Peter is tired too! Maybe you want to put an end to the debt collection agencies calling you. Maybe you need your credit repaired or need help stopping foreclosure. Maybe you want to be able to get credit when your credit scores wont afford you credit. Or maybe you just want to pay off your mortgage early or just get out of debt; there is a chapter, just for you.

Surviving Debt

Surviving Debt PDF Author:
Publisher:
ISBN: 9781602482043
Category : Consumer credit
Languages : en
Pages : 0

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Book Description


Pay It Down!

Pay It Down! PDF Author: Jean Chatzky
Publisher: Penguin
ISBN: 1101152354
Category : Business & Economics
Languages : en
Pages : 288

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Book Description
Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste. It doesn’t sound like much—a movie ticket or lunch for two at McDonald’s— but $10 really can take you from debt to wealth in just a few years. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. They pay more than $1000 a year in interest alone. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life—education, retirement, owning a home, feeling secure. Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores. Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires.