Ed480 296 - How Families of Low- and Middle-Income Undergraduates Pay for College PDF Download
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Author: Susan P. Choy
Publisher: BiblioGov
ISBN: 9781289862060
Category :
Languages : en
Pages : 106
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Book Description
As debate continues over who should get what kinds of aid to attend college, it is important to know what students and their families are actually paying for college, where the money is coming from, and how students' methods of paying vary with their family income and the type of institution they attend. To inform these debates, this report uses data from the 1999-2000 National Postsecondary Student Aid Study (NPSAS:2000) to describe how the families of dependent students used financial aid and their own resources to pay for college, emphasizing variation by family income and type of institution. The study covers students were dependent undergraduates who were full-time at 2-year or 4-year colleges. Approximately one-quarter of all undergraduates met these criteria. For low-income students at each type of institution, the expected family contribution fell short of the price students had to pay, even after financial aid. At public 2-year institutions, students appeared to cover their educational expenses by receiving aid (primarily grants), living at home, and working while enrolled. At public 4- year institutions, they appeared to depend primarily on aid (both grants and loans), and their own earnings, with some help from their parents. It is difficult to see how low income students at private not-for-profit institutions covered their educational expenses, given the gap between the net price and expected family contribution and the amount these students reported earning on their own. It may be that these students reduced their standard of living below the institutionally determined budget, acquired gift or loan funds, or used more of their income or savings than required by the expected family contribution. At public institutions and private not-for- profit nondoctoral institutions, middle income students and their families were in a better position than their low-income counterparts to cover their expenses. With access to student loans and grants at private instit
Author: Susan P. Choy
Publisher: BiblioGov
ISBN: 9781289862060
Category :
Languages : en
Pages : 106
Get Book Here
Book Description
As debate continues over who should get what kinds of aid to attend college, it is important to know what students and their families are actually paying for college, where the money is coming from, and how students' methods of paying vary with their family income and the type of institution they attend. To inform these debates, this report uses data from the 1999-2000 National Postsecondary Student Aid Study (NPSAS:2000) to describe how the families of dependent students used financial aid and their own resources to pay for college, emphasizing variation by family income and type of institution. The study covers students were dependent undergraduates who were full-time at 2-year or 4-year colleges. Approximately one-quarter of all undergraduates met these criteria. For low-income students at each type of institution, the expected family contribution fell short of the price students had to pay, even after financial aid. At public 2-year institutions, students appeared to cover their educational expenses by receiving aid (primarily grants), living at home, and working while enrolled. At public 4- year institutions, they appeared to depend primarily on aid (both grants and loans), and their own earnings, with some help from their parents. It is difficult to see how low income students at private not-for-profit institutions covered their educational expenses, given the gap between the net price and expected family contribution and the amount these students reported earning on their own. It may be that these students reduced their standard of living below the institutionally determined budget, acquired gift or loan funds, or used more of their income or savings than required by the expected family contribution. At public institutions and private not-for- profit nondoctoral institutions, middle income students and their families were in a better position than their low-income counterparts to cover their expenses. With access to student loans and grants at private instit
Author: Susan P. Choy
Publisher:
ISBN:
Category : College students
Languages : en
Pages : 83
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Book Description
Author: Caitlin Zaloom
Publisher: Princeton University Press
ISBN: 069121722X
Category : Business & Economics
Languages : en
Pages : 286
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Book Description
"'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon
Author: Caitlin Zaloom
Publisher: Princeton University Press
ISBN: 0691223211
Category : Social Science
Languages : en
Pages : 286
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Book Description
How the financial pressures of paying for college affect the lives and well-being of middle-class families The struggle to pay for college is a defining feature of middle-class life in America. Caitlin Zaloom takes readers into homes of families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed our most sacred relationships. She describes the profound moral conflicts for parents as they try to honor what they see as their highest parental duty—providing their children with opportunity—and shows how parents and students alike are forced to gamble on an investment that might not pay off. Superbly written and unflinchingly honest, Indebted breaks through the culture of silence surrounding the student debt crisis, exposing the unspoken costs of sending our kids to college.
Author: Anthony Abraham Jack
Publisher: Harvard University Press
ISBN: 0674239660
Category : Education
Languages : en
Pages : 289
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Book Description
An NPR Favorite Book of the Year “Breaks new ground on social and educational questions of great import.” —Washington Post “An essential work, humane and candid, that challenges and expands our understanding of the lives of contemporary college students.” —Paul Tough, author of Helping Children Succeed “Eye-opening...Brings home the pain and reality of on-campus poverty and puts the blame squarely on elite institutions.” —Washington Post “Jack’s investigation redirects attention from the matter of access to the matter of inclusion...His book challenges universities to support the diversity they indulge in advertising.” —New Yorker The Ivy League looks different than it used to. College presidents and deans of admission have opened their doors—and their coffers—to support a more diverse student body. But is it enough just to admit these students? In this bracing exposé, Anthony Jack shows that many students’ struggles continue long after they’ve settled in their dorms. Admission, they quickly learn, is not the same as acceptance. This powerfully argued book documents how university policies and campus culture can exacerbate preexisting inequalities and reveals why some students are harder hit than others.
Author: Lynn O'Shaughnessy
Publisher: FT Press
ISBN: 0132703327
Category : Business & Economics
Languages : en
Pages : 305
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Book Description
“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!” —Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College “This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.” —Jay Mathews, Washington Post Education Writer and Columnist “I would recommend any parent of a college-bound student read The College Solution.” —Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke “The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.” —Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives “Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.” —Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold “An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.” —Barmak Nassirian, American Association of Collegiate Registrars and Admissions Officers For millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you. Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too. Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves. O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities. No other book offers this much practical guidance on choosing a college...and no other book will save you as much money! • Secrets your school’s guidance counselor doesn’t know yet The surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for you Be a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your child Beyond one-size-fits-all rankings: finding the right program for your teenager • The best bargains in higher education Overlooked academic choices that just might be perfect for you
Author: Karen Sternheimer
Publisher:
ISBN: 9780393419481
Category :
Languages : en
Pages :
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Book Description
Innovative readings and blog posts show how sociology can help us understand everyday life.
Author: Susan P. Choy
Publisher: DIANE Publishing
ISBN: 1428929010
Category : College students
Languages : en
Pages : 116
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Book Description
Author: Scott E. Miller
Publisher:
ISBN:
Category : College costs
Languages : en
Pages : 38
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Book Description
Author:
Publisher:
ISBN:
Category : Education
Languages : en
Pages : 560
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Book Description
