Author: United States. Congress. House. Committee on Banking and Currency
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 812
Book Description
Housing and Urban Development Act of 1972
Author: United States. Congress. House. Committee on Banking and Currency
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 812
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 812
Book Description
Housing and Urban Development Act of 1972
Author: United States Congress. House. Banking and Currency Committee
Publisher:
ISBN:
Category :
Languages : en
Pages : 824
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 824
Book Description
Race for Profit
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Recommendations to the Congress
Author: United States. Congress. Pepper Commission
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 30
Book Description
Publisher:
ISBN:
Category : Health insurance
Languages : en
Pages : 30
Book Description
Housing and Urban Development Legislation--1971
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1822
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1822
Book Description
Basic Laws and Authorities on Housing and Community Development, Revised Through July 31, 1975
Author: United States
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 1366
Book Description
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 1366
Book Description
Creating Defensible Space
Author: Oscar Newman
Publisher: DIANE Publishing
ISBN: 0788145282
Category : City planning
Languages : en
Pages : 139
Book Description
The appearance of Oscar Newman's Defensible SpaceÓ in 1972 signaled the establishment of a new criminological subdiscipline that has come to be called by many Crime Prevention Through Environmental DesignÓ or CPTED. Over the years, Mr. Newman's ideas have proven to have significant merit in helping the Nation's citizens reclaim their urban neighborhoods. This casebook will assist public & private organizations with the implementation of Defensible Space theory. This monograph draws directly from Mr. Newman's experience as consulting architect. Illustrations.
Publisher: DIANE Publishing
ISBN: 0788145282
Category : City planning
Languages : en
Pages : 139
Book Description
The appearance of Oscar Newman's Defensible SpaceÓ in 1972 signaled the establishment of a new criminological subdiscipline that has come to be called by many Crime Prevention Through Environmental DesignÓ or CPTED. Over the years, Mr. Newman's ideas have proven to have significant merit in helping the Nation's citizens reclaim their urban neighborhoods. This casebook will assist public & private organizations with the implementation of Defensible Space theory. This monograph draws directly from Mr. Newman's experience as consulting architect. Illustrations.
1973 Housing and Urban Development Legislation
Author: United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1952
Book Description
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1952
Book Description
Housing in the Seventies
Author: United States. Department of Housing and Urban Development. National Housing Policy Review
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 280
Book Description
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 280
Book Description
Modern Housing for America
Author: Gail Radford
Publisher: University of Chicago Press
ISBN: 9780226702223
Category : Architecture
Languages : en
Pages : 296
Book Description
In an era when many decry the failures of federal housing programs, this book introduces us to appealing but largely forgotten alternatives that existed when federal policies were first defined in the New Deal. Led by Catherine Bauer, supporters of the modern housing initiative argued that government should emphasize non-commercial development of imaginatively designed compact neighborhoods with extensive parks and social services. The book explores the question of how Americans might have responded to this option through case studies of experimental developments in Philadelphia and New York. While defeated during the 1930s, modern housing ideas suggest a variety of design and financial strategies that could contribute to solving the housing problems of our own time.
Publisher: University of Chicago Press
ISBN: 9780226702223
Category : Architecture
Languages : en
Pages : 296
Book Description
In an era when many decry the failures of federal housing programs, this book introduces us to appealing but largely forgotten alternatives that existed when federal policies were first defined in the New Deal. Led by Catherine Bauer, supporters of the modern housing initiative argued that government should emphasize non-commercial development of imaginatively designed compact neighborhoods with extensive parks and social services. The book explores the question of how Americans might have responded to this option through case studies of experimental developments in Philadelphia and New York. While defeated during the 1930s, modern housing ideas suggest a variety of design and financial strategies that could contribute to solving the housing problems of our own time.