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Author: Center for Faith-Based and Community Initiatives (United States. Department of Labor)
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 76
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Book Description
Author: Center for Faith-Based and Community Initiatives (United States. Department of Labor)
Publisher:
ISBN:
Category : Housing
Languages : en
Pages : 76
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Book Description
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
ISBN: 1469653672
Category : History
Languages : en
Pages : 364
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Book Description
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author: United States
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 974
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Book Description
Author: United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 594
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Book Description
Author: Margery Austin Turner
Publisher: The Urban Insitute
ISBN: 9780877667551
Category : History
Languages : en
Pages : 308
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Book Description
For the past two decades the United States has been transforming distressed public housing communities, with three ambitious goals: replace distressed developments with healthy mixed-income communities; help residents relocate to affordable housing, often in the private market; and empower former public housing families toward economic self-sufficiency. The transformation has focused on deconcentrating poverty, but not on the underlying role of racial segregation in creating these distressed communities. In Public Housing and the Legacy of Segregation, scholars and public housing officials assess whether--and how--public housing policies can simultaneously address the problems of poverty and race.
Author: United States
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 840
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Book Description
Author: Oscar Newman
Publisher: DIANE Publishing
ISBN: 0788145282
Category : City planning
Languages : en
Pages : 139
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Book Description
The appearance of Oscar Newman's Defensible SpaceÓ in 1972 signaled the establishment of a new criminological subdiscipline that has come to be called by many Crime Prevention Through Environmental DesignÓ or CPTED. Over the years, Mr. Newman's ideas have proven to have significant merit in helping the Nation's citizens reclaim their urban neighborhoods. This casebook will assist public & private organizations with the implementation of Defensible Space theory. This monograph draws directly from Mr. Newman's experience as consulting architect. Illustrations.
Author: United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Housing and Urban Affairs
Publisher:
ISBN:
Category : City planning and redevelopment law
Languages : en
Pages : 1608
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Book Description
Author: United States Congress. House. Banking and Currency Committee
Publisher:
ISBN:
Category :
Languages : en
Pages : 1160
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Book Description
Author: United States
Publisher:
ISBN:
Category : Community development
Languages : en
Pages : 874
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