Housing Affordability and Housing Investment Opportunity in Australia

Housing Affordability and Housing Investment Opportunity in Australia PDF Author: Muharem Karamujic
Publisher: Springer
ISBN: 113751793X
Category : Business & Economics
Languages : en
Pages : 237

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Book Description
Contrary to other developed economies, Australia has experienced a long-term deterioration in housing affordability even between housing price booms. The house price boom that came after the global financial crisis has intensified the stress on Australian housing affordability to yet higher levels, and is likely to continue to be a concern for some time to come. This book reviews a range of available approaches for the measurement of housing affordability, and examines recent empirical evidence on housing affordability in Australia. It begins by explaining the relevance of housing to governments at different levels, the emergence of the housing affordability problem, and the global importance of housing affordability. It then explores the causes of the recent explosion in the number of institutions offering home loan products, analysing features such as the size, composition and changes in total lending and home lending in Australia. The author goes on to investigate the consequences of the two most recent rounds of financial deregulation, as well as the trends in interest rate and property prices, and recent changes in typical borrower behaviour. The book concludes by reviewing a range of available approaches in the measurement of housing affordability. It assesses whether there is a level of adjustment in housing affordability, and finally analyses which housing market segment represents the better investment opportunity during housing boom periods.

Housing Affordability and Housing Investment Opportunity in Australia

Housing Affordability and Housing Investment Opportunity in Australia PDF Author: Muharem Karamujic
Publisher: Springer
ISBN: 113751793X
Category : Business & Economics
Languages : en
Pages : 338

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Book Description
Contrary to other developed economies, Australia has experienced a long-term deterioration in housing affordability even between housing price booms. The house price boom that came after the global financial crisis has intensified the stress on Australian housing affordability to yet higher levels, and is likely to continue to be a concern for some time to come. This book reviews a range of available approaches for the measurement of housing affordability, and examines recent empirical evidence on housing affordability in Australia. It begins by explaining the relevance of housing to governments at different levels, the emergence of the housing affordability problem, and the global importance of housing affordability. It then explores the causes of the recent explosion in the number of institutions offering home loan products, analysing features such as the size, composition and changes in total lending and home lending in Australia. The author goes on to investigate the consequences of the two most recent rounds of financial deregulation, as well as the trends in interest rate and property prices, and recent changes in typical borrower behaviour. The book concludes by reviewing a range of available approaches in the measurement of housing affordability. It assesses whether there is a level of adjustment in housing affordability, and finally analyses which housing market segment represents the better investment opportunity during housing boom periods.

Housing Affordability and Housing Investment Opportunity in Australia

Housing Affordability and Housing Investment Opportunity in Australia PDF Author: Muharem Karamujic
Publisher: Springer
ISBN: 113751793X
Category : Business & Economics
Languages : en
Pages : 214

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Book Description
Contrary to other developed economies, Australia has experienced a long-term deterioration in housing affordability even between housing price booms. The house price boom that came after the global financial crisis has intensified the stress on Australian housing affordability to yet higher levels, and is likely to continue to be a concern for some time to come. This book reviews a range of available approaches for the measurement of housing affordability, and examines recent empirical evidence on housing affordability in Australia. It begins by explaining the relevance of housing to governments at different levels, the emergence of the housing affordability problem, and the global importance of housing affordability. It then explores the causes of the recent explosion in the number of institutions offering home loan products, analysing features such as the size, composition and changes in total lending and home lending in Australia. The author goes on to investigate the consequences of the two most recent rounds of financial deregulation, as well as the trends in interest rate and property prices, and recent changes in typical borrower behaviour. The book concludes by reviewing a range of available approaches in the measurement of housing affordability. It assesses whether there is a level of adjustment in housing affordability, and finally analyses which housing market segment represents the better investment opportunity during housing boom periods.

Housing Policy in Australia

Housing Policy in Australia PDF Author: Hal Pawson
Publisher: Springer Nature
ISBN: 9811507805
Category : Social Science
Languages : en
Pages : 380

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Book Description
This book, the first comprehensive overview of housing policy in Australia in 25 years, investigates the many dimensions of housing affordability and government actions that affect affordability outcomes. It analyses the causes and implications of declining home ownership, rising rates of rental stress and the neglect of social housing, as well as the housing situation of Indigenous Australians. The book covers a period where housing policy primarily operated under a neo-liberal paradigm dominated by financial de-regulation and fiscal austerity. It critiques the broad and fragmented range of government measures that have influenced housing outcomes over this period. These include regulation, planning and tax policies as well as explicit housing programs. The book also identifies current and future housing challenges for Australian governments, recognizing these as a complex set of inter-connected problems. Drawing on its coverage of the economics, politics and administration of housing provision, the book sets out priorities for the transformational national strategy needed for a fairer and more productive housing system, and to improve affordability outcomes for the most vulnerable Australians.

Housing Affordability

Housing Affordability PDF Author: John Daley
Publisher:
ISBN: 9780648230748
Category :
Languages : en
Pages :

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Book Description


Positively Geared

Positively Geared PDF Author: Lloyd Edge
Publisher: John Wiley & Sons
ISBN: 0730384497
Category : Business & Economics
Languages : en
Pages : 292

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Book Description
Fast-track your financial dreams with this Aussie property investment guide for the 2020s Positively Geared offers a powerful approach for clever property investment, empowering readers to make money when they buy properties, not just when you sell them. This sustainable approach to wealth building will equip you with the knowledge, skills and insider strategies to not only build a diverse property portfolio, but also maintain a portfolio that achieves passive income to reach your goal of financial freedom. Working as a teacher, author Lloyd Edge started to grow his wealth with an initial $30k investment. By the age of 40, he was able to retire from his nine-to-five job. Now a leading property investment strategist, Lloyd's shares his personal story and proven strategies with the hope of inspiring everyday Aussies – young and old – to dream big and proactively craft the lifestyle they really want. Positively Geared will enable you to: Discover tested property investment strategies Learn from real-life case studies and interactive exercises Understand the importance of growth, instant equity, and cash flow when buying properties Employ a strategy designed for property portfolio growth Create a plan to achieve financial freedom based on real estate investment Whether you're a new or experienced property investor, you can take advantage of this unique approach to sustainable wealth building and take control of your finances, refocus on your objectives and start designing the lifestyle you want.

Australia's Unintended Cities

Australia's Unintended Cities PDF Author: Richard Tomlinson
Publisher: CSIRO PUBLISHING
ISBN: 0643103775
Category : Architecture
Languages : en
Pages : 205

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Book Description
Explores housing and housing-related urban outcomes that are unintended consequences of other policies in Australia.

Politics, Planning and Housing Supply in Australia, England and Hong Kong

Politics, Planning and Housing Supply in Australia, England and Hong Kong PDF Author: Nicole Gurran
Publisher: Routledge
ISBN: 1317385160
Category : Architecture
Languages : en
Pages : 251

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Book Description
In recent years many nations have asked why not enough housing is being built or, when it is built, why it isn't of the highest quality or in the best, most sustainable, locations. Politics, Planning and Housing Supply in Australia, England and Hong Kong examines the politics and planning of new homes in three very different settings, but with shared political traditions: in Australia, in England and in Hong Kong. It investigates the power-relationships and politics that underpin the allocation of land for large-scale residential schemes and the processes and politics that lead to particular development outcomes. Using a comparative framework, it asks: how different systems of urban governance and planning mediate the supply of land for housing; whether and how these system differences influence the location, quantity and price of residential land and the implications for housing outcomes; what can be learned from these different systems for allocating land, building consensus between different stakeholders, and delivering a steady supply of high quality and well located homes accessible to, and appropriate for, diverse housing needs. This book frames each case study in a comprehensive examination of national and territorial frameworks before dissecting key local cases. These local cases – urban renewal and greenfield growth centres in Australia, new towns and strategic sites in England, and major development schemes in Hong Kong – explore how broader urban planning and housing policy goals play out at the local level. While the book highlights a number of potential strategies for improving planning and housing delivery processes, the real challenge is to give voice to a broader array of interests, reconstituting the political process surrounding planning and housing development to prioritise homes in well-planned places for the many, rather than simply facilitating investment opportunities for the few.

Real Property in Australia

Real Property in Australia PDF Author: Michael J. Hefferan
Publisher: Routledge
ISBN: 1000163539
Category : Business & Economics
Languages : en
Pages : 359

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Book Description
Real property in the form of investment, ownership and use pervades almost every aspect of daily lives and represents over 40% of Australia’s wealth. Such assets do not exist in isolation – they are dynamic and forever evolving, impacted by a range of physical, economic, demographic, legal and other forces. Consequently, a true appreciation of individual assets and of the property sector as a whole demands an understanding of both the assets themselves and the context and markets in which they exist. The sector is complex and, on the face of it, confusing. It is however, not without logic and underlying themes and principles. This book provides a wider understanding of how the real property sector works. It covers topics such as the nature of real property and its functions, economic drivers, valuation principles, legal and tenure parameters, property taxation, land development and subdivision, asset and property management and sustainability – all critical components in this complex and critically important sector. It provides a wide and balanced perspective for experienced practitioners, investors, students and anyone involved in property decision-making or wishing to secure a deeper understanding of these areas. The book integrates research-based theory with practical application and first-hand insights into a sector that underpins the Australian economy, its communities and its sustainability.

Build to Rent Revolutionizing Housing in Australia and New Zealand

Build to Rent Revolutionizing Housing in Australia and New Zealand PDF Author: J Cauvain
Publisher: PDT
ISBN:
Category : Architecture
Languages : en
Pages : 96

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Book Description
"Build to Rent: Revolutionizing Housing in Australia and New Zealand" explores the transformative potential of the Build to Rent (BTR) sector in addressing critical housing challenges in these nations. The book is significant as it targets policymakers, real estate developers, investors, and urban planners, providing a comprehensive analysis of how BTR can reshape the housing landscape by improving affordability, quality, and sustainability. The book begins with an overview of current housing market conditions, presenting statistics on rental demand and demographic shifts that highlight the urgent need for diversified housing solutions. It includes expert opinions and global case studies of successful BTR projects, setting a foundation for local applications. Subsequent sections delve into the specific components of the BTR model—covering design considerations, funding mechanisms, and operational strategies—and contrasting them with traditional residential development practices. Further chapters analyse regulatory environments and economic impacts, discussing how government policies influence BTR development in Australia and New Zealand. The text evaluates fiscal incentives and zoning laws that could either facilitate or obstruct growth while examining economic benefits such as job creation linked to construction and management phases of BTR properties. In conclusion, the book posits that adopting the BTR model not only enhances investment returns but also improves tenant satisfaction and community well-being. It advocates for viewing BTR as both a business opportunity and a means to create meaningful social impact through accessible high-quality rental options.

Affordable Rental Housing: Making It Part of Europe’s Recovery

Affordable Rental Housing: Making It Part of Europe’s Recovery PDF Author: Khalid ElFayoumi
Publisher: International Monetary Fund
ISBN: 151357020X
Category : Business & Economics
Languages : en
Pages : 97

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Book Description
Many European economies have faced pressure from rental housing affordability that has widened social and economic divergence. While significant country and regional differences exist, this departmental paper finds that in many advanced European economies a large and rising share of low-income renters, the young, and those living in cities is overburdened. In several locations, middle-income groups also increasingly face rental affordability issues.