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Author: Roger Burrows
Publisher: Policy Press
ISBN: 1861344651
Category : Business & Economics
Languages : en
Pages : 48
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Book Description
Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.
Author: Roger Burrows
Publisher: Policy Press
ISBN: 1861344651
Category : Business & Economics
Languages : en
Pages : 48
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Book Description
Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.
Author: Raquel Rolnik
Publisher: Verso Books
ISBN: 1788731611
Category : Political Science
Languages : en
Pages : 385
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Book Description
How finance and politics have caused the global housing crisis The most comprehensive survey of the current crisis, Urban Warfare charts how the financial crisis and wider urban politics have left millions homeless and in financial desperation across the world. The financialization of housing has become a global catastrophe, leaving millions desperate and homeless. Since the 2008 financial collapse, models of home ownership, originating in the US and UK, are being exported around the world. Using examples from across the globe, Rolnik shows how our cities have been sold to construction companies and banks, while supported by government-facilitated schemes, such as “the right to buy” subsidies and micro-financing. Our homes and neighbourhoods have become the “last subprime frontiers of capitalism,” organised by those who benefit the most.
Author:
Publisher:
ISBN: 9781906837808
Category :
Languages : en
Pages :
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Book Description
Author: Peter Saunders
Publisher: Routledge
ISBN: 1000318869
Category : Social Science
Languages : en
Pages : 461
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Book Description
Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.
Author: Peter Townsend
Publisher: Univ of California Press
ISBN: 0520325761
Category : History
Languages : en
Pages : 1295
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Book Description
This title is part of UC Press's Voices Revived program, which commemorates University of California Press’s mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1979.
Author: Lorna Fox O'Mahony
Publisher: Bloomsbury Publishing
ISBN: 1847319025
Category : Law
Languages : en
Pages : 320
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Book Description
The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from 'trading down' and 'ordinary' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and-rentback agreements - raise important legal and regulatory issues. This book provides a contextual analysis of the financial transactions that older people enter into using their housing equity. It traces the protections afforded to older owners through the 'ordinary' law of property and contract, as well as the development of specific regulatory protections focused on targeted products. The book employs the notion of risk to highlight the nature and causes of the 'situational' vulnerabilities to which older people are now subject as 'consumers' of housing equity, showing that the older owner's personal situation is crucial in determining whether and why they may seek to release equity, the options and products available to them, and the impact of harms resulting from adverse transactions. The book critically evaluates the extent to which this context is incorporated in the legal frameworks through which these transactions are governed, as a measure of the 'appropriateness' of existing legal provision, as well as considering the arguments surrounding 'special protection' for older owners in housing equity transactions.
Author: Josh Ryan-Collins
Publisher: Zed Books Ltd.
ISBN: 1786991217
Category : Business & Economics
Languages : en
Pages : 306
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Book Description
Why are house prices in many advanced economies rising faster than incomes? Why isn’t land and location taught or seen as important in modern economics? What is the relationship between the financial system and land? In this accessible but provocative guide to the economics of land and housing, the authors reveal how many of the key challenges facing modern economies - including housing crises, financial instability and growing inequalities - are intimately tied to the land economy. Looking at the ways in which discussions of land have been routinely excluded from both housing policy and economic theory, the authors show that in order to tackle these increasingly pressing issues a major rethink by both politicians and economists is required.
Author: Thomas Allen Horne
Publisher: UNC Press Books
ISBN: 9780807819128
Category : Business & Economics
Languages : en
Pages : 314
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Book Description
Property Rights and Poverty: Political Argument in Britain, 1605-1834
Author: Brian Lund
Publisher: Policy Press
ISBN: 1447327071
Category : Political Science
Languages : en
Pages : 368
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Book Description
Affordable housing in the United Kingdom has become an ever more potent issue in recent years, as rapid population growth and a long-term lag in new housing construction have combined to making finding secure, affordable housing difficult for a broad range of people. This book uses insights from public choice theory, the new institutionalism, and social constructionism to lay bare the historically entrenched power relationships among markets, planners, and electoral politics that have made this problem seem so intractable.
Author: J. F. Doling
Publisher: IOS Press
ISBN: 1586036343
Category : Business & Economics
Languages : en
Pages : 278
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Book Description
Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the conference 'Housing in Europe: New Challenges and Innovations in Tomorrow's Cities', held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifrost School of Business, it was held under the auspices of the European Network of Housing Researchers.
