Author: Lorna Fox O'Mahony
Publisher: Bloomsbury Publishing
ISBN: 1847319017
Category : Law
Languages : en
Pages : 413
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Book Description
The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from 'trading down' and 'ordinary' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and-rentback agreements - raise important legal and regulatory issues. This book provides a contextual analysis of the financial transactions that older people enter into using their housing equity. It traces the protections afforded to older owners through the 'ordinary' law of property and contract, as well as the development of specific regulatory protections focused on targeted products. The book employs the notion of risk to highlight the nature and causes of the 'situational' vulnerabilities to which older people are now subject as 'consumers' of housing equity, showing that the older owner's personal situation is crucial in determining whether and why they may seek to release equity, the options and products available to them, and the impact of harms resulting from adverse transactions. The book critically evaluates the extent to which this context is incorporated in the legal frameworks through which these transactions are governed, as a measure of the 'appropriateness' of existing legal provision, as well as considering the arguments surrounding 'special protection' for older owners in housing equity transactions.
Author: Steven Ranson
Publisher: FriesenPress
ISBN: 1525599305
Category : Business & Economics
Languages : en
Pages : 259
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Book Description
In this easy-to-understand book, HomeEquity Bank CEO Steven Ranson and Executive Vice President Yvonne Ziomecki discuss the ins and outs of reverse mortgages and how they can provide Canadians 55+ with a secure retirement.
Author: David A. Wise
Publisher: University of Chicago Press
ISBN: 0226903222
Category : Political Science
Languages : en
Pages : 428
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Book Description
The Economics of Aging presents results from an ongoing National Bureau of Economic Research project. Contributors consider the housing mobility and living arrangements of the elderly, their labor force participation and retirement, the economics of their health care, and their financial status. The goal of the research is to further our understanding both of the factors that determine the well-being of the elderly and of the consequences that follow from an increasingly older population with longer individual life spans. Each paper is accompanied by critical commentary.
Author: United States. Congress. Senate. Special Committee on Aging
Publisher:
ISBN:
Category : Older people
Languages : en
Pages : 348
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Book Description
Author:
Publisher:
ISBN:
Category : Aging
Languages : en
Pages : 384
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Book Description
Author: T. J. Eller
Publisher:
ISBN:
Category : Income
Languages : en
Pages : 60
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Book Description
Author:
Publisher:
ISBN:
Category :
Languages : en
Pages : 412
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Book Description
Author: Kenneth Ferraro
Publisher: Academic Press
ISBN: 0128162856
Category : Psychology
Languages : en
Pages : 461
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Book Description
Handbook of Aging and the Social Sciences, Ninth Edition, provides a comprehensive synthesis of the latest research findings in the science of aging. The complexities of population dynamics, cohort succession and policy changes modify the world and its inhabitants in ways that must be vigilantly monitored. Completely revised, this edition not only includes the foundational, classic themes of aging research, but also a rich array of emerging topics and perspectives that advance the field in exciting ways. New topics include families, immigration, social factors and cognition, caregiving, neighborhoods and built environments, natural disasters, religion and health, and sexual behavior, among others. This book will serve as a useful resource and an inspiration to those searching for ways to contribute to the aging enterprise. - Includes aging topics at both the micro- and macro-level - Addresses the intersection of individual and aggregate factors - Covers a spectrum of disciplines, including demography, economics, epidemiology, gerontology, political science, psychology, social work, sociology and statistics - Brings together the work of almost fifty leading scholars to provide a deeper understanding of aging
Author:
Publisher: Government Printing Office
ISBN:
Category :
Languages : en
Pages : 1476
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Book Description
Author: OECD
Publisher: OECD Publishing
ISBN: 9264176101
Category :
Languages : en
Pages : 244
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Book Description
This conference proceedings highlights how ageing will affect urban design and development in terms of housing, land use, transportation and the urban environment and points to the growing role of new technologies in member countries.
