Going Broke by Degree

Going Broke by Degree PDF Author: Richard K. Vedder
Publisher: American Enterprise Institute
ISBN: 9780844741970
Category : Business & Economics
Languages : en
Pages : 296

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Book Description
Economist Richard Vedder examines the causes of the college tuition crisis and explores ways to reverse this alarming trend.

Going Broke by Degree

Going Broke by Degree PDF Author: Richard K. Vedder
Publisher: American Enterprise Institute
ISBN: 9780844741970
Category : Business & Economics
Languages : en
Pages : 296

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Book Description
Economist Richard Vedder examines the causes of the college tuition crisis and explores ways to reverse this alarming trend.

Going Broke by Degree: Why College Cost

Going Broke by Degree: Why College Cost PDF Author: Richard Vedder
Publisher: A E I Press
ISBN: 9780844741987
Category : Business & Economics
Languages : en
Pages : 0

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Book Description


Tuition Rising

Tuition Rising PDF Author: Ronald G. Ehrenberg
Publisher: Harvard University Press
ISBN: 0674034430
Category : Education
Languages : en
Pages : 333

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Book Description
America’s colleges and universities are the best in the world. They are also the most expensive. Tuition has risen faster than the rate of inflation for the past thirty years. There is no indication that this trend will abate. Ronald G. Ehrenberg explores the causes of this tuition inflation, drawing on his many years as a teacher and researcher of the economics of higher education and as a senior administrator at Cornell University. Using incidents and examples from his own experience, he discusses a wide range of topics including endowment policies, admissions and financial aid policies, the funding of research, tenure and the end of mandatory retirement, information technology, libraries and distance learning, student housing, and intercollegiate athletics. He shows that colleges and universities, having multiple, relatively independent constituencies, suffer from ineffective central control of their costs. And in a fascinating analysis of their response to the ratings published by magazines such as U.S. News & World Report, he shows how they engage in a dysfunctional competition for students. In the short run, colleges and universities have little need to worry about rising tuitions, since the number of qualified students applying for entrance is rising even faster. But in the long run, it is not at all clear that the increases can be sustained. Ehrenberg concludes by proposing a set of policies to slow the institutions’ rising tuitions without damaging their quality.

Beating the College Debt Trap

Beating the College Debt Trap PDF Author: Alex Chediak
Publisher: HarperChristian + ORM
ISBN: 0310337437
Category : Study Aids
Languages : en
Pages : 225

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Book Description
A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

The Case against Education

The Case against Education PDF Author: Bryan Caplan
Publisher: Princeton University Press
ISBN: 0691201439
Category : Education
Languages : en
Pages : 518

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Book Description
Why we need to stop wasting public funds on education Despite being immensely popular—and immensely lucrative—education is grossly overrated. Now with a new afterword by Bryan Caplan, this explosive book argues that the primary function of education is not to enhance students' skills but to signal the qualities of a good employee. Learn why students hunt for easy As only to forget most of what they learn after the final exam, why decades of growing access to education have not resulted in better jobs for average workers, how employers reward workers for costly schooling they rarely ever use, and why cutting education spending is the best remedy. Romantic notions about education being "good for the soul" must yield to careful research and common sense—The Case against Education points the way.

How to Graduate Debt Free

How to Graduate Debt Free PDF Author: Kristina Ellis
Publisher: Worthy Books
ISBN: 1617958301
Category : Study Aids
Languages : en
Pages : 143

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Book Description
Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke

The Five-Year Party

The Five-Year Party PDF Author: Craig Brandon
Publisher: BenBella Books
ISBN: 1935251805
Category : Education
Languages : en
Pages : 259

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Book Description
Colleges look much the same as they did five or ten years ago, but a lot has changed behind the scenes. While some mixture of study and play has always been part of college life, an increasing number of schools have completely abandoned the idea that students need to learn or demonstrate that they've learned. Financial pressures have made college administrations increasingly reluctant to flunk anyone out, regardless of performance, although the average length of time to get a degree is now five years, and for many students it's six or more. Student evaluations of professors—often linked to promotion and tenure decisions—have made professors realize that applying tough standards, or any standards, only hurts their own career progress. For many professors, it's become easier and more rewarding to focus on giving entertaining lectures and to give everyone reasonably good grades. The worst of these schools are the "subprime" colleges, where performance standards and accountability have been completely abandoned. Students enjoy a five year party with minimal responsibilities while their parents pay the bills. These schools' investment decisions (first-class gyms and dining centers) are all geared to attracting students that want to have a good time, and their brochures all emphasize the fun aspects of the college experience—there are very few pictures of students actually studying or in class. And after graduation, former students are frequently unable to find work in their chosen fields, thanks to their school's reputation with employers, and unable to afford the payments on sizeable student loans. The subprime colleges, which "teach" a significant percentage of college students, are only the tip of the iceberg. All colleges, even the most elite, have moved in this direction to some extent. If you are a parent sending your child to college, The Five-Year Party will give you critical information you need about what is really happening at your child's college, and what you can do to ensure help your child gets a real education.

Broke Millennial

Broke Millennial PDF Author: Erin Lowry
Publisher: Penguin
ISBN: 0143130404
Category : Business & Economics
Languages : en
Pages : 289

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Book Description
WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

Debt-Free Degree

Debt-Free Degree PDF Author: Anthony ONeal
Publisher: Ramsey Press
ISBN: 1942121121
Category : Business & Economics
Languages : en
Pages : 174

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Book Description
Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

The Two-Income Trap

The Two-Income Trap PDF Author: Elizabeth Warren
Publisher: Basic Books
ISBN: 0465097715
Category : Social Science
Languages : en
Pages : 210

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Book Description
From #1 New York Times bestselling author Senator Elizabeth Warren and consultant Amelia Warren Tyagi, the classic book about America's middle class -- and why economic security remains out of reach for many. In this exposé, Elizabeth Warren and Amelia Warren Tyagi show that modern middle-class families are increasingly trapped by the grinding reality of flat wages and rising costs. Warren and Tyagi reveal how a ferocious bidding war for housing and education has silently engulfed America's suburbs, driving up the cost of keeping families in the middle class, and placing unprecedented pressure on hard-working families. Revolutionary when it was first published in 2003, The Two-Income Trap remains disturbingly relevant today. Now with a new introduction by the authors, The Two Income Trap shows why the usual remedies won't solve the problem and points toward the policy changes that would create better opportunities for both parents and children.