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Author: Anya Kamenetz
Publisher: Riverhead Books (Hardcover)
ISBN: 9781594489075
Category : Business & Economics
Languages : en
Pages : 265
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Book Description
A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. 40,000 first printing.
Author: Anya Kamenetz
Publisher: Riverhead Books (Hardcover)
ISBN: 9781594489075
Category : Business & Economics
Languages : en
Pages : 265
Get Book Here
Book Description
A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. 40,000 first printing.
Author: Carmen Wong Ulrich
Publisher: Business Plus
ISBN: 0446556874
Category : Business & Economics
Languages : en
Pages : 170
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Book Description
With debt and the cost of living rising astronomically, Generation Debt offers the personal financial advice that every young adult must have to live a more secure life. There is a growing financial epidemic -- young adults are taking on more student loan and consumer debt than ever before, but finding it harder to pay it off. With tuition and living expenses rising every year, and the average college student graduating with over $18,000 in debt, many are trapped and can't find a way out. Now, this definitive book offers the financial advice necessary to help readers navigate their way toward a debt-free future. Informative, timely, and entertaining, Generation Debt teaches readers how to: Get a grip, set goals, and make financial plans by identifying needs vs. wants Employ the "B" word (Budget) to lower bills Master loans with payback options and consolidation strategies Learn good debt vs. bad debt and be smarter with credit cards Understand interest rates and fees, and shop for the best rates and services Take advantage of employee savings plans, stocks, bonds, and mutual funds And much more.
Author: David Malone
Publisher:
ISBN: 9780956690203
Category : Debt
Languages : en
Pages : 256
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Book Description
Was there really no alternative to bailing out the banks? Is it right that we should now all have to suffer such deep cuts in jobs and services to pay for it? From the very beginning of the crisis, acclaimed science documentary-maker and BBC presenter, David Malone, believed dissenting opinions and debate had been closed down. Not believing what he was being told he began to question the official story. Passionate, angry, funny and full of insight, The Debt Generation is both a compelling account of the crisis as it happened and a devastating critique of the financial system and of our political leaders who bowed down to it. Pulling no punches, and written with an engaging, direct clarity, the book should be essential reading for all those wanting a different understanding of the times in which we are living. From the Debt Generation: 'It was said that in the Great Depression that the market was sacrificed to save the country. Today we risk sacrificing the country to save the market.' 'It's their version of the Titanic rescue. Bankers first, women and children left to drown.' 'So go ahead, cut interest rates.It's a bit like the pilot in a crashing plane turning up the air conditioning. Feeling comfy? Oh good.' 'The bubble and the reputation of the 'smartest men in the room' were, in reality, a function of leverage not brains. Given enough leverage a chimp can make money, and many did.'
Author: Anne Helen Petersen
Publisher: Mariner Books
ISBN: 0358561841
Category : History
Languages : en
Pages : 321
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Book Description
An incendiary examination of burnout in millennials--the cultural shifts that got us here, the pressures that sustain it, and the need for drastic change
Author: Alex Chediak
Publisher: HarperChristian + ORM
ISBN: 0310337437
Category : Study Aids
Languages : en
Pages : 225
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Book Description
A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.
Author: Erin Skye Kelly
Publisher: Post Hill Press
ISBN: 1642939560
Category : Business & Economics
Languages : en
Pages : 307
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Book Description
Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.
Author: Atif Mian
Publisher: University of Chicago Press
ISBN: 022627750X
Category : Business & Economics
Languages : en
Pages : 238
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Book Description
“A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?
Author: Carlos A. Primo Braga
Publisher: World Bank Publications
ISBN: 0821385437
Category : Business & Economics
Languages : en
Pages : 528
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Book Description
The book presents and discusses policy-relevant research on the current debt challenges which developing, emerging market and developed countries face. Its value added lies in the integrated approach of drawing on theoretical research and evidence from practitioners' experience in developing and emerging market countries.
Author: Douglas Boneparth
Publisher: Red Wheel/Weiser
ISBN: 163265900X
Category : Business & Economics
Languages : en
Pages : 166
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Book Description
The world today comes with a list of challenges. Figuring out how to get your feet planted and get your finances on track should be easier, but we’re not always prepared with the best information despite the best education. Enter The Millennial Money Fix, a candid guide to understand how to handle your money with the obstacles of today. This book will get you through each step including: Identifying honest and realistic goals. Selecting and paying for a college or graduate program. Mastering cash flow to jumpstart your life. Navigating the job landscape to do what you love. Planning for marriage, babies, and all that gushy stuff. Redefining retirement as your ability to do what you want.
Author: David Graeber
Publisher: Melville House
ISBN: 1612194206
Category : Business & Economics
Languages : en
Pages : 709
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Book Description
Now in paperback, the updated and expanded edition: David Graeber’s “fresh . . . fascinating . . . thought-provoking . . . and exceedingly timely” (Financial Times) history of debt Here anthropologist David Graeber presents a stunning reversal of conventional wisdom: he shows that before there was money, there was debt. For more than 5,000 years, since the beginnings of the first agrarian empires, humans have used elaborate credit systems to buy and sell goods—that is, long before the invention of coins or cash. It is in this era, Graeber argues, that we also first encounter a society divided into debtors and creditors. Graeber shows that arguments about debt and debt forgiveness have been at the center of political debates from Italy to China, as well as sparking innumerable insurrections. He also brilliantly demonstrates that the language of the ancient works of law and religion (words like “guilt,” “sin,” and “redemption”) derive in large part from ancient debates about debt, and shape even our most basic ideas of right and wrong. We are still fighting these battles today without knowing it.
