Author: William H. Locke
Publisher:
ISBN: 9781938873065
Category : Foreclosure
Languages : en
Pages : 1198
Book Description
Texas Foreclosure Manual, Third Edition
Author: William H. Locke
Publisher:
ISBN: 9781938873065
Category : Foreclosure
Languages : en
Pages : 1198
Book Description
Publisher:
ISBN: 9781938873065
Category : Foreclosure
Languages : en
Pages : 1198
Book Description
Reducing Foreclosures
Author: Christopher Foote
Publisher: DIANE Publishing
ISBN: 1437928773
Category : Law
Languages : en
Pages : 53
Book Description
Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.
Publisher: DIANE Publishing
ISBN: 1437928773
Category : Law
Languages : en
Pages : 53
Book Description
Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.
Possible Responses to Rising Mortgage Foreclosures
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 224
Book Description
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 224
Book Description
Us Residential Real Estate Investment & Business Guide for Foreigners
Author: USA International Business Publications
Publisher: Lulu.com
ISBN: 073976778X
Category : Business & Economics
Languages : en
Pages : 322
Book Description
Basic information and contacts for buying and selling real estate in the US
Publisher: Lulu.com
ISBN: 073976778X
Category : Business & Economics
Languages : en
Pages : 322
Book Description
Basic information and contacts for buying and selling real estate in the US
Bringing Buildings Back
Author: Alan Mallach
Publisher: Rutgers University Press
ISBN: 9780813538754
Category : Business & Economics
Languages : en
Pages : 350
Book Description
Abandoned properties are a plague across the United States, from rust belt cities like Detroit and Buffalo to small towns like Lima, Ohio, and Waterloo, Iowa. Even in Sunbelt cities such as Houston and Las Vegas, abandonment is a major problem, as investment flows to the periphery, leaving the older, inner neighborhoods behind. In Bringing Buildings Back, Alan Mallach provides policymakers and practitioners with the first in-depth guide to understanding and dealing with the many ramifications that this issue holds for the future of our older cities. Combining practical suggestions with a thoughtful exploration of policy, Mallach pulls together insights from law, economics, planning, and design to address all sides of the problem, from how abandonment can be prevented to how best to bring these properties back into productive reuse. Focusing on the need for sustainable reuse and revitalization of America's cities and neighborhoods, Bringing Buildings Back shows how finding solutions for individual buildings can and must be tied to the larger process of making our cities economically stronger and environmentally sounder places to live and work. The book is replete with examples of how cities, community development corporations, and others have come up with creative, effective solutions. Written by a distinguished urban planner and practitioner with three decades of experience, Bringing Buildings Back provides both a detailed toolkit and a call to rethink the way America carries out urban redevelopment. It is a book that should be on the desk of every mayor, city planner, community developer, or neighborhood activist, and used in every course on urban redevelopment or neighborhood revitalization.
Publisher: Rutgers University Press
ISBN: 9780813538754
Category : Business & Economics
Languages : en
Pages : 350
Book Description
Abandoned properties are a plague across the United States, from rust belt cities like Detroit and Buffalo to small towns like Lima, Ohio, and Waterloo, Iowa. Even in Sunbelt cities such as Houston and Las Vegas, abandonment is a major problem, as investment flows to the periphery, leaving the older, inner neighborhoods behind. In Bringing Buildings Back, Alan Mallach provides policymakers and practitioners with the first in-depth guide to understanding and dealing with the many ramifications that this issue holds for the future of our older cities. Combining practical suggestions with a thoughtful exploration of policy, Mallach pulls together insights from law, economics, planning, and design to address all sides of the problem, from how abandonment can be prevented to how best to bring these properties back into productive reuse. Focusing on the need for sustainable reuse and revitalization of America's cities and neighborhoods, Bringing Buildings Back shows how finding solutions for individual buildings can and must be tied to the larger process of making our cities economically stronger and environmentally sounder places to live and work. The book is replete with examples of how cities, community development corporations, and others have come up with creative, effective solutions. Written by a distinguished urban planner and practitioner with three decades of experience, Bringing Buildings Back provides both a detailed toolkit and a call to rethink the way America carries out urban redevelopment. It is a book that should be on the desk of every mayor, city planner, community developer, or neighborhood activist, and used in every course on urban redevelopment or neighborhood revitalization.
Using FHA for Housing Stabilization and Homeownership Retention
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category : Federal aid to housing
Languages : en
Pages : 160
Book Description
Publisher:
ISBN:
Category : Federal aid to housing
Languages : en
Pages : 160
Book Description
Communities in Action
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583
Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.
Publisher: National Academies Press
ISBN: 0309452961
Category : Medical
Languages : en
Pages : 583
Book Description
In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.
US Real Estate Markets Analysis and Investment Opportunities Yearbook Volume 1 Strategic Information and Important Regulations
Author: IBP USA
Publisher: Lulu.com
ISBN: 0739753630
Category : Real estate business
Languages : en
Pages : 302
Book Description
Publisher: Lulu.com
ISBN: 0739753630
Category : Real estate business
Languages : en
Pages : 302
Book Description
Resolving Residential Mortgage Distress
Author: Mr.Jochen R. Andritzky
Publisher: International Monetary Fund
ISBN: 1498322344
Category : Business & Economics
Languages : en
Pages : 37
Book Description
In housing crises, high mortgage debt can feed a vicious circle of falling housing prices and declining consumption and incomes, leading to higher mortgage defaults and deeper recessions. In such situations, resolution policies may need to be adapted to help contain negative feedback loops while minimizing overall loan losses and moral hazard. Drawing on recent experiences from Iceland, Ireland, Spain, and the United States, this paper discusses how economic trade-offs affecting mortgage resolution differ in crises. Depending on country circumstances, the economic benefits of temporary forbearance and loan modifications for struggling households could outweigh their costs.
Publisher: International Monetary Fund
ISBN: 1498322344
Category : Business & Economics
Languages : en
Pages : 37
Book Description
In housing crises, high mortgage debt can feed a vicious circle of falling housing prices and declining consumption and incomes, leading to higher mortgage defaults and deeper recessions. In such situations, resolution policies may need to be adapted to help contain negative feedback loops while minimizing overall loan losses and moral hazard. Drawing on recent experiences from Iceland, Ireland, Spain, and the United States, this paper discusses how economic trade-offs affecting mortgage resolution differ in crises. Depending on country circumstances, the economic benefits of temporary forbearance and loan modifications for struggling households could outweigh their costs.
Report on the Activity of the Committee on Financial Services for the One Hundred Tenth Congress
Author: United States. Congress. House. Committee on Financial Services
Publisher:
ISBN:
Category :
Languages : en
Pages : 204
Book Description
Publisher:
ISBN:
Category :
Languages : en
Pages : 204
Book Description