Finding Your Frugal Way PDF Download
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Author: Staci Gerardi
Publisher: eBookIt.com
ISBN: 1456605615
Category : Business & Economics
Languages : en
Pages : 29
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Book Description
Learn to save money, live a frugal life, and fit it all into your busy lifestyle. NO DUMPSTER DIVING REQUIRED. I use to dread getting birthday part invites for my daughter's friends from school. All the money I had to spend on a gift, card and gift bag. Never getting a thank you card from the kid. Well, NOT ANYMORE. I started using a great little trick to score FREE gifts and stockpile them. When the invites arrive, I don't flinch. I head to our stockpile and "shop" for the gift that'll fit the age and sex of the child whose birthday party we're invited to. Want to learn how to get a stockpile of your very own? Simple. I use $10 off YOUR PURCHASE of $10 or MORE coupons I receive from local department stores. These coupons allow you to buy $10 worth of product and get $10 off. What does that equal? FREE STUFF. We get these coupons, at least, every other month from two separate department stores. I bet many of you throw those bad boys away, or just think of them as $10 off a large purchase. Read all your coupons carefully! You're throwing away FREE STUFF. Think that's a good trick? That's small potatoes compared to what I've got to teach you in Finding Your Frugal Way! When you're shopping for gifts, household items, clothing, and really just about anything, there's always a way to SAVE MONEY. Finding Your Frugal Way is your guide to learning how to live not just within your means, but rather, BELOW your means.
Author: Staci Gerardi
Publisher: eBookIt.com
ISBN: 1456605615
Category : Business & Economics
Languages : en
Pages : 29
Get Book Here
Book Description
Learn to save money, live a frugal life, and fit it all into your busy lifestyle. NO DUMPSTER DIVING REQUIRED. I use to dread getting birthday part invites for my daughter's friends from school. All the money I had to spend on a gift, card and gift bag. Never getting a thank you card from the kid. Well, NOT ANYMORE. I started using a great little trick to score FREE gifts and stockpile them. When the invites arrive, I don't flinch. I head to our stockpile and "shop" for the gift that'll fit the age and sex of the child whose birthday party we're invited to. Want to learn how to get a stockpile of your very own? Simple. I use $10 off YOUR PURCHASE of $10 or MORE coupons I receive from local department stores. These coupons allow you to buy $10 worth of product and get $10 off. What does that equal? FREE STUFF. We get these coupons, at least, every other month from two separate department stores. I bet many of you throw those bad boys away, or just think of them as $10 off a large purchase. Read all your coupons carefully! You're throwing away FREE STUFF. Think that's a good trick? That's small potatoes compared to what I've got to teach you in Finding Your Frugal Way! When you're shopping for gifts, household items, clothing, and really just about anything, there's always a way to SAVE MONEY. Finding Your Frugal Way is your guide to learning how to live not just within your means, but rather, BELOW your means.
Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241
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Book Description
Barnes and Nobles’ 2022 List of “Best Books that Help!" Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.
Author: Clare Levison
Publisher: Red Wheel/Weiser
ISBN: 1601635338
Category : Business & Economics
Languages : en
Pages : 256
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Book Description
In Frugal Isn’t Cheap, Clare Levison serves up practical financial advice with a side of southern charm. Filled with real-life stories, it will challenge you to change the way you think about money. Her message is deceptively simple and clear: it’s cool to be smart about your money; it’s stylish to be sensible rather than overindulgent; financial stability is more glamorous than extravagance. But cut up the credit cards? No way. Levison prefers to promote responsibility rather than abstinence. She takes a realistic approach to personal finance that we can all live with, including: How to find and nurture your frugal side Why you don’t need to cut up your credit cards The simple formula for financial success The Savings Challenge, 20% The best ways to make large purchases
Author: Gary Trosclair
Publisher: Rowman & Littlefield
ISBN: 1538132613
Category : Self-Help
Languages : en
Pages : 233
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Book Description
Gary Trosclair explores the power of the driven personality and the positive outcomes those with obsessive compulsive personality disorder can achieve through a mindful program of harnessing the skills that can work, and altering those that serve no one. If you were born with a compulsive personality you may become rigid, controlling, and self-righteous. But you also may become productive, energetic, and conscientious. Same disposition, but very different ways of expressing it. What determines the difference? Some of the most successful and happy people in the world are compelled by powerful inner urges that are almost impossible to resist. They’re compulsive. They’re driven. But some people with a driven personality feel compelled by shame or insecurity to use their compulsive energy to prove their worth, and they lose control of the wheel of their own life. They become inflexible and critical perfectionists who need to wield control, and they lose the point of everything they do in the process. A healthy compulsive is one whose energy and talents for achievement are used consciously in the service of passion, love and purpose. An unhealthy compulsive is one whose energy and talents for achievement have been hijacked by fear and its henchman, anger. Both are driven: one by meaning, the other by dread. The Healthy Compulsive: Healing Obsessive-Compulsive Personality Disorder and Taking the Wheel of the Driven Personality, will serve as the ultimate user’s guide for those with a driven personality, including those who have slid into obsessive-compulsive personality disorder (OCPD). Unlike OCD, which results in specific symptoms such as repetitive hand-washing and intrusive thoughts, OCPD permeates the entire personality and dramatically affects relationships. It also requires a different approach to healing. Both scientifically informed and practical, The Healthy Compulsive describes how compulsives get off track and outlines a four-step program to help them consciously cultivate the talents and passions that are the truly compelling sources of the driven personality. Drawing from his 25 years of clinical experience as a psychotherapist and Jungian psychoanalyst, and his own personal experience as someone with a driven personality, Trosclair offers understanding, inspiring stories of change, and hope to compulsives and their partners about how to move to the healthy end of the compulsive spectrum.
Author: Stefanie O'Connell
Publisher: Coventry House Publishing
ISBN:
Category : Business & Economics
Languages : en
Pages : 200
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Book Description
After moving to New York City to become a Broadway actress, Stefanie O'Connell faced one of two inevitabilities when faced with unemployment--spiral into debt or learn how to effectively manage her money. Punctuated with humor, insight, and essential money management lessons, The Broke and Beautiful Life offers practical strategies to make smarter financial decisions today as a means to fulfill the goals and dreams of tomorrow. Specializing in personal finance (with an emphasis on personal), Stefanie engages those who shy away from the word "investing," scoff at the word "budget," and equate interest rates with "snooze fest." She encourages readers to redefine their relationship with money and approach budgeting as an exciting and sexy tool to transform from broke to beautiful while enjoying every step along the way.
Author: Merissa A. Alink
Publisher: Gallery Books
ISBN: 198217899X
Category : House & Home
Languages : en
Pages : 320
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Book Description
The immensely popular blogger behind Little House Living provides a timeless and “heartwarming guide to modern homesteading” (BookPage) that will inspire you to live your life simply and frugally—perfect for fans of The Pioneer Woman and The Hands-On Home. Shortly after getting married, Merissa Alink and her husband found themselves with nothing in their pantry but a package of spaghetti and some breadcrumbs. Their life had seemingly hit rock bottom, and it was only after a touching act of charity that they were able to get back on their feet again. Inspired by this gesture of kindness as well as the beloved Little House on the Prairie books, Merissa was determined to live an entirely made-from-scratch life, and as a result, she rescued her household budget—saving thousands of dollars a year. Now, she reveals the powerful and moving lessons she’s learned after years of homesteading, homemaking, and cooking from scratch. Filled with charm, practical advice, and gorgeous full-color photographs, Merissa shares everything from tips on budgeting to natural, easy-to-make recipes for taco seasoning mix, sunscreen, lemon poppy hand scrub, furniture polish, and much more. Inviting and charming, Little House Living is the epitome of heartland warmth and prairie inspiration.
Author: Danielle Wagasky
Publisher: Cedar Fort Publishing & Media
ISBN: 1462124119
Category : Business & Economics
Languages : en
Pages : 226
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Book Description
When her husband got out of the military, Danielle's income dropped dramatically. Something had to change.Discover how her family of four survived happily on a $14,000 annual income with no debt, not even a mortgage. Their beautiful life on less could be yours!Learn toLay a financial foundation Cut your grocery bill in half Become a strategic shopper Plan meals your family will love Celebrate on a budgetWith practical tips and real-life examples, this book makes living on a budget fun! You don't have to sacrifice to enjoy the life you want. You just need to make your money work for you!
Author: Navi Radjou
Publisher: The Economist
ISBN: 1610395069
Category : Business & Economics
Languages : en
Pages : 273
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Book Description
Frugal innovation is a way that companies can create high-quality products with limited resources. Once the preserve of firms in poor markets, Western companies are now seeking ways to appeal to cost-conscious and environmentally-aware consumers at home. With an estimated trillion-dollar global market for frugal products, and with potentially huge cost savings to be gained, frugal innovation is revolutionizing business and reshaping management thinking. This book explains the principles, perspectives and techniques behind frugal innovation, enabling managers to profit from the great changes ahead. The book explains: How to achieve mass customization, using low-cost robotics, inexpensive product design and virtual prototyping software. How consumers and other external partners can help develop products How to implement sustainable practices, such as the production of waste-free products How to change the corporate culture to become more frugal
Author: Ashley Feinstein Gerstley
Publisher: Sourcebooks, Inc.
ISBN: 1492665371
Category : Business & Economics
Languages : en
Pages : 179
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Book Description
Eliminate your money anxiety and create lasting happiness with your financial situation — not by creating a blistering budget but by living the life you love! Ashley Feinstein Gerstley was working in financial services when she came to the shocking realization that even she was stressed about her personal finances. Ashley quickly realized that her stress didn't only arise from a lack of knowledge but from the way that we as a society treat and talk (or rather don't talk) about money, so she created a system to turn the entire practice on its head! The 30-Day Money Cleanse, named an Amazon Best Book of 2019 So Far, is a groundbreaking money management book that will set you on the path to financial peace with interactive journaling prompts to hold you accountable and keep you on track. Through Ashley's system, in just 30 days you will create a healthier, happier relationship with your money by: Eliminating all money stressors Finally knowing where your money is going Breaking those panic-inducing bad money habits Learning the basics of how and where to invest Making a plan that you can not only live with but enjoy With its cheery and easy-to-follow guide, this is the perfect book on money management for young adults or those looking for an unintimidating guide to managing money. Readers who have tried the 30-Day Money Cleanse have, on average, saved over $950 through the course of the month! Are you ready for financial freedom? "[An] easy-to-follow guide to creating a healthy personal relationship with money."—Publishers Weekly
Author: Leanna Mae
Publisher:
ISBN: 9781732616301
Category :
Languages : en
Pages : 135
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Book Description
Happily Frugal is a workbook guide to getting the most with the money you have. It contains over 700 money saving techniques. It teaches budgeting and financial goal setting. It's focused on principles of contentment and gratitude. Frugality is wise money management. Utilize this workbook to improve your household's finances, decrease your debt, reach your goals, and have more peace in your life due to less financial stress.
