From Ignorance to Literacy

From Ignorance to Literacy PDF Author: David A. Wood
Publisher: Xulon Press
ISBN: 1609571614
Category : Business & Economics
Languages : en
Pages : 132

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Book Description
Are you in or coming out of financial trouble and want to start over the right way, with a proper biblical understanding of money? Are you looking for a clear understanding of how to manage your finances? Need some critical analysis and practical advice about getting back on track? If so, this book is for you. It tackles questions and topics such as: Stewardship What is biblical stewardship and why is it important in financial literacy? Character traits of a good steward? Earning Professions that are Godly and God given. How do I find my life's work? Spending Mindsets of a dysfunctional spender. Tools and techniques of a value shopper. Borrowing Debt and dysfunctional behavior. Getting debt problems under control and becoming debt free. Giving The power of giving. Three components of giving and cultivating a giving heart. Investing How do I invest and where to begin? Get rich quick schemes and why they don't work? How to recognize schemes? Protecting Planning for worst-case scenarios and for the unexpected. The four areas of life that require disaster planning. David Wood is a banking executive with a leading financial institution. He is passionate about financial literacy and believes the road to financial health must come from combining sound biblical principles with practical financial tools and strategies. He began his career 32 years ago, received training on Wall Street and rose through the ranks of banking and commercial real estate finance. Along the way, he also started and ran a small business, and endured his own journey from financial ruin to financial restoration and health. He shares how he started over and what principals and behaviors helped him achieve complete recovery. For more information about the author and this book, contact: David A. Wood DL Wood Group 213-375-3661 dlwoodgroup.com fromignorancetoliteracy.com

From Ignorance to Literacy

From Ignorance to Literacy PDF Author: David A. Wood
Publisher: Xulon Press
ISBN: 1609571614
Category : Business & Economics
Languages : en
Pages : 132

Get Book Here

Book Description
Are you in or coming out of financial trouble and want to start over the right way, with a proper biblical understanding of money? Are you looking for a clear understanding of how to manage your finances? Need some critical analysis and practical advice about getting back on track? If so, this book is for you. It tackles questions and topics such as: Stewardship What is biblical stewardship and why is it important in financial literacy? Character traits of a good steward? Earning Professions that are Godly and God given. How do I find my life's work? Spending Mindsets of a dysfunctional spender. Tools and techniques of a value shopper. Borrowing Debt and dysfunctional behavior. Getting debt problems under control and becoming debt free. Giving The power of giving. Three components of giving and cultivating a giving heart. Investing How do I invest and where to begin? Get rich quick schemes and why they don't work? How to recognize schemes? Protecting Planning for worst-case scenarios and for the unexpected. The four areas of life that require disaster planning. David Wood is a banking executive with a leading financial institution. He is passionate about financial literacy and believes the road to financial health must come from combining sound biblical principles with practical financial tools and strategies. He began his career 32 years ago, received training on Wall Street and rose through the ranks of banking and commercial real estate finance. Along the way, he also started and ran a small business, and endured his own journey from financial ruin to financial restoration and health. He shares how he started over and what principals and behaviors helped him achieve complete recovery. For more information about the author and this book, contact: David A. Wood DL Wood Group 213-375-3661 dlwoodgroup.com fromignorancetoliteracy.com

Pound Foolish

Pound Foolish PDF Author: Helaine Olen
Publisher: Penguin
ISBN: 159184679X
Category : Business & Economics
Languages : en
Pages : 306

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Book Description
If you’ve ever bought a personal finance book, watched a TV show about stock picking, listened to a radio show about getting out of debt, or attended a seminar to help you plan for your retirement, you’ve probably heard some version of these quotes: “What’s keeping you from being rich? In most cases, it is simply a lack of belief.” —SUZE ORMAN, The Courage to Be Rich “Are you latte-ing away your financial future?” —DAVID BACH, Smart Women Finish Rich “I know you’re capable of picking winning stocks and holding on to them.” —JIM CRAMER, Mad Money They’re common refrains among personal finance gurus. There’s just one problem: those and many simi­lar statements are false. For the past few decades, Americans have spent billions of dollars on personal finance products. As salaries have stagnated and companies have cut back on benefits, we’ve taken matters into our own hands, embracing the can-do attitude that if we’re smart enough, we can overcome even daunting financial obstacles. But that’s not true. In this meticulously reported and shocking book, journalist and former financial columnist Helaine Olen goes behind the curtain of the personal finance industry to expose the myths, contradictions, and outright lies it has perpetuated. She shows how an industry that started as a response to the Great Depression morphed into a behemoth that thrives by selling us products and services that offer little if any help. Olen calls out some of the biggest names in the business, revealing how even the most respected gurus have engaged in dubious, even deceitful, prac­tices—from accepting payments from banks and corporations in exchange for promoting certain prod­ucts to blaming the victims of economic catastrophe for their own financial misfortune. Pound Foolish also disproves many myths about spending and saving, including: Small pleasures can bankrupt you: Gurus popular­ized the idea that cutting out lattes and other small expenditures could make us millionaires. But reduc­ing our caffeine consumption will not offset our biggest expenses: housing, education, health care, and retirement. Disciplined investing will make you rich: Gurus also love to show how steady investing can turn modest savings into a huge nest egg at retirement. But these calculations assume a healthy market and a lifetime without any setbacks—two conditions that have no connection to the real world. Women need extra help managing money: Product pushers often target women, whose alleged financial ignorance supposedly leaves them especially at risk. In reality, women and men are both terrible at han­dling finances. Financial literacy classes will prevent future eco­nomic crises: Experts like to claim mandatory sessions on personal finance in school will cure many of our money ills. Not only is there little evidence this is true, the entire movement is largely funded and promoted by the financial services sector. Weaving together original reporting, interviews with experts, and studies from disciplines ranging from behavioral economics to retirement planning,Pound Foolish is a compassionate and compelling book that will change the way we think and talk about our money.

Can (Financial) Ignorance Be Bliss?

Can (Financial) Ignorance Be Bliss? PDF Author: Arun Muralidhar
Publisher:
ISBN:
Category :
Languages : en
Pages : 16

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Book Description
Financial illiteracy is widespread and leads to bad financial decisions. Individuals cannot answer basic questions about inflation, compounding, and diversification. This paper argues that financial literacy programs be complemented with new financial instruments that embed goal-specific compounding and inflation protection. These interest-only real bonds, with a forward start date, would pay coupons for the period required for the respective goal. Further, there is ample potential supply from natural issuers. This innovation trivializes the investment problem to just simple multiplication or division thereby addressing the challenge of financial illiteracy with financial innovation across a range of saving/investment goals!

7 Money Rules for Life®

7 Money Rules for Life® PDF Author: Mary Hunt
Publisher: Baker Books
ISBN: 1441236104
Category : Business & Economics
Languages : en
Pages : 208

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Book Description
Americans young and old are flunking their finances. A shocking 77 percent live paycheck to paycheck with no savings. And 43 percent of Americans have less than $10,000 saved for retirement, while 49 percent could cover less than one month's expenses if they lost their income. In the face of this bleak financial picture, bestselling author and finance expert Mary Hunt offers 7 Money Rules for Life®. This no-nonsense and encouraging book gives readers the keys to get their money under control and get prepared financially for the rest of their lives. In her warm and engaging style, Hunt takes everything that she's learned over the past twenty years and boils it all down. Presented in a conversational style and readable in a weekend, this book offers applications for each of the seven rules as well as practical advice for how to recover from past financial mistakes. These simple, unchanging, basic rules work in every financial situation, for every income level, and for every stage of life. Money mastery isn't really that hard. 7 Money Rules for Life® can help readers change their futures from uncertain to rock-solid with principles they can apply right away.

Ignorance Is Bliss But Lethal

Ignorance Is Bliss But Lethal PDF Author: Raphael Ogbu
Publisher: Independently Published
ISBN:
Category : Self-Help
Languages : en
Pages : 0

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Book Description
In a world inundated with information, where knowledge flows freely at our fingertips, it's easy to fall into the trap of blissful ignorance. We convince ourselves that not knowing is a form of bliss, shielding us from the complexities and challenges of life. We take solace in the comforting embrace of ignorance, believing it protects us from the burdens of knowledge. But what if I told you that ignorance, though momentarily soothing, could ultimately prove lethal to your personal growth and financial success? Welcome to "Ignorance Is Bliss But Lethal: Harnessing Knowledge for Personal Growth and Financial Success." This book challenges the conventional wisdom that ignorance is a sanctuary, urging you to shed the cloak of complacency and embrace the transformative power of knowledge. By embarking on this enlightening journey, you will discover the profound impact that knowledge can have on every aspect of your life. Ignorance, while momentarily soothing, blinds us to the opportunities that lie beyond our comfort zone. It keeps us stagnant, trapped within the boundaries of familiarity, and shields us from the true potential that lies within. But when we break free from the confines of ignorance, a world of possibilities unfolds before us. We gain the tools to overcome challenges, make informed decisions, and take decisive action towards our goals. Knowledge becomes our guiding light, leading us towards personal growth and financial prosperity. In this book, we will explore the profound consequences of embracing ignorance and how it limits our potential. We will delve into the psychological allure of staying within our comfort zone and the dangers of complacency. But we won't stop there. We will empower you with the strategies and insights needed to embrace knowledge and wield it as a powerful force for personal transformation. Through a combination of practical advice, inspiring stories, and proven techniques, you will learn how to navigate the vast sea of information and separate the valuable knowledge from the noise. You will uncover the secrets of effective learning, critical thinking, and goal setting, enabling you to leverage knowledge for personal growth and financial success. Moreover, we will explore the interplay between knowledge and finance, demonstrating how financial literacy and informed decision-making can lead to wealth creation and financial independence. We will unravel the myths surrounding money and explore the mindset and strategies necessary to thrive in an ever-changing economic landscape. But this book is not solely about personal gain. It's about the profound impact knowledge can have on the world around us. As you harness knowledge for your own growth and success, you become a beacon of inspiration for others, igniting a ripple effect of empowerment and positive change. So, dear reader, I invite you to embark on this transformative journey with an open mind and a burning desire for personal growth and financial success. Together, let us dispel the illusion of blissful ignorance and embrace the lethal power of knowledge. By the time you reach the final page, you will be equipped with the tools, mindset, and strategies to navigate the complexities of life and forge your path to greatness.

Financial Ignorance Is Not Bliss

Financial Ignorance Is Not Bliss PDF Author: Sarah CHAN
Publisher:
ISBN: 9781543761184
Category :
Languages : en
Pages : 130

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Book Description
What is the best way to track your spending? How to secure a house in the future? Is there any way I can build my wealth? We understand that these questions can be difficult to answer without proper guidance and research. Written by and for Generation Z, this is an all-inclusive guide to help you gain financial literacy and answer common questions people have. Here are some of the topics included:* Central Provident Fund* Housing Development Board* Inland Revenue Authority of Singapore* Ministry of HealthWhile there are numerous websites with similar content, this book has simplified big concepts and ideas into lucid ones. Not to mention the interactive pages created for you - treat this guide like a finance bullet journal and jot down your learning points for future reference.No matter which phase of life you are at, we believe that this book will help you gain a better understanding, and ultimately achieve financial independence.

The True Cost of Happiness

The True Cost of Happiness PDF Author: Stacey Tisdale
Publisher: John Wiley & Sons
ISBN: 0470496576
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
Personal money management advice that make sense In The True Cost of Happiness, financial journalist Stacey Tisdale and expert financial planner Paula Boyer Kennedy combine their extensive financial experience with a powerful series of interviews and real-world stories to help you make personal money management decisions that make more sense. They begin by discussing how the factors that drive our financial choices and behavior not only run deep, but also represent the way we define ourselves. From there, they reveal how this truth will determine if you can create the kind of financial harmony that not only supports the life you want, but also makes an honest statement of who you really are. The questions they pose are challenging, but essential, because if your financial choices and behavior are not aligned with your true values, you'll always feel like "something" is missing. And it is this disconnect that is at the root of most anxiety and unhappiness over money. Reveals how the first lessons we learn about money as children play out in our adult behavior Discusses how the messages that society sends us about the ways in which we should behave with money affect our financial choices Explores factors that can blind us to our true values, and prevent us from making the best decisions possible on issues such as debt, saving, and investing Illustrates how to create a financial plan that supports a truly happy life Filled with in-depth insights and practical advice, The True Cost of Happiness will put you in a better position to enjoy a life that doesn't compromise who you are.

First Aid for Ignorance: How to Survive Getting an Education and Stay Off Financial Life Support!

First Aid for Ignorance: How to Survive Getting an Education and Stay Off Financial Life Support! PDF Author: Carole Marsh-Longmeyer
Publisher:
ISBN: 9780635120380
Category : Business & Economics
Languages : en
Pages :

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Book Description
Feeling lost, in pain, falling behind, or just plain clueless? This book's for you! "First Aid for Ignorance" is a real shot in the arm for the meandering high schooler or college student who needs a dose of reality to pull it all together. No more wimpy handshakes, lame presentations or sketchy eye contact this book helps young adults shine amongst the competition with common-sense career strategy tips and financial literacy straight-talk that take all the suffering out of success! A great book for grown ups to give to the kid they don't want to see on financial life support and sleeping on their sofa!

Buffett's Tips

Buffett's Tips PDF Author: John M. Longo
Publisher: John Wiley & Sons
ISBN: 111976372X
Category : Business & Economics
Languages : en
Pages : 432

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Book Description
Praise for BUFFETT'S TIPS "John Longo and his son, Tyler, have performed a valuable service, taking the wisdom of Warren Buffett (the supply of which is ample) and distilling from it 100 'tips,' with the authors' own explanatory text, to guide the reader from financial ignorance to a degree of financial literacy. Along the way, there are useful lessons for life in general. If you have a friend, child, or parent who needs a pathway to a better understanding of some financial fundamentals, get this book for them—it'll go a long way to bringing them up to speed." —Simon Lorne, Vice Chairman and Chief Legal Officer, Millennium Management LLC; former Partner, Munger, Tolles & Olson "Priceless. 100 investment and life tips from the Oracle—a great read for the beginning investor." —S. Basu Mullick, retired Portfolio Manager and Managing Director, Neuberger Berman; former General Partner, Omega Advisors; noted value investor; former "Marketwatch Fund Manager of the Year" "John Longo has a well-earned reputation for excellence in teaching at the University level. Working with his son Tyler, John now extends his passion for education out of the classroom and across generations with this guidebook to the essential tools for financial proficiency." —Gregory P. Francfort, noted value investor; former Institutional Investor "All-Star Analyst" "John and his son have written an invaluable guide steeped in the wisdom of Warren Buffett. Marrying sound financial advice with general life lessons, Buffett's Tips provides a solid foundation for advancing financial literacy across a broad multi-generational audience." —Joshua Rosenbaum, Joshua Pearl, Joseph Gasparro, co-authors, The Little Book of Investing Like the Pros and Investment Banking: Valuation, LBOs, M&A, and IPOs

Ignorance

Ignorance PDF Author: Peter Burke
Publisher: Yale University Press
ISBN: 0300271263
Category : History
Languages : en
Pages : 337

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Book Description
A rich, wide-ranging history of ignorance in all its forms, from antiquity to the present day A Seminary Coop Notable Book of 2023 “Ignorance: A Global History explores the myriad ways in which ‘not-knowing’ affects our lives, sometimes for good, sometimes for ill.”—Michael Dirda, Washington Post Throughout history, every age has thought of itself as more knowledgeable than the last. Renaissance humanists viewed the Middle Ages as an era of darkness, Enlightenment thinkers tried to sweep superstition away with reason, the modern welfare state sought to slay the “giant” of ignorance, and in today’s hyperconnected world seemingly limitless information is available on demand. But what about the knowledge lost over the centuries? Are we really any less ignorant than our ancestors? In this highly original account, Peter Burke examines the long history of humanity’s ignorance across religion and science, war and politics, business and catastrophes. Burke reveals remarkable stories of the many forms of ignorance—genuine or feigned, conscious and unconscious—from the willful politicians who redrew Europe’s borders in 1919 to the politics of whistleblowing and climate change denial. The result is a lively exploration of human knowledge across the ages, and the importance of recognizing its limits.