Essays on Housing and Pensions

Essays on Housing and Pensions PDF Author: Thomas Müller
Publisher: Springer
ISBN: 3658249552
Category : Business & Economics
Languages : en
Pages : 73

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Book Description
Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age. About the Author Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.

Essays on Housing and Pensions

Essays on Housing and Pensions PDF Author: Thomas Müller
Publisher: Springer
ISBN: 3658249552
Category : Business & Economics
Languages : en
Pages : 73

Get Book Here

Book Description
Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age. About the Author Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.

Essays on Retirement Behavior during the Housing Boom and Bust

Essays on Retirement Behavior during the Housing Boom and Bust PDF Author: Wancong Fu
Publisher:
ISBN:
Category :
Languages : en
Pages : 0

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Book Description


Essays in Household Finance

Essays in Household Finance PDF Author: Pim Bastiaan Kastelein
Publisher:
ISBN: 9789036106863
Category :
Languages : en
Pages : 0

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Book Description


Essays on Retirement and the Residential Choice of the Elderly

Essays on Retirement and the Residential Choice of the Elderly PDF Author: Paula Mehboob Kazi
Publisher:
ISBN:
Category : Gerontology
Languages : en
Pages : 242

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Book Description


Three Essays on Retirement Wealth

Three Essays on Retirement Wealth PDF Author: Lina Walker
Publisher:
ISBN:
Category :
Languages : en
Pages : 294

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Book Description


Essays on Housing Policy

Essays on Housing Policy PDF Author: J. B. Cullingworth
Publisher: Taylor & Francis
ISBN: 1000296660
Category : Social Science
Languages : en
Pages : 209

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Book Description
Originally published in 1979, these essays provide a guide to the labyrinth of issues which together made up ‘housing policy’ in the late 20th Century. The focus is on the practical and political difficulties of devising measures which meet policy objectives – difficulties which are just as prevalent in the 21st Century. The search for ‘comprehensive strategies’ is shown to be a vain one: given the number of relevant issues and their complexity, only an incremental approach is practicable. Major issues are discussed in the context of an analysis of the institutional, historical and financial framework within which housing policy is formulated and operated.

Essays on Housing Policy

Essays on Housing Policy PDF Author: J. B. Cullingworth
Publisher: Routledge
ISBN: 1000296822
Category : Social Science
Languages : en
Pages : 198

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Book Description
Originally published in 1979, these essays provide a guide to the labyrinth of issues which together made up ‘housing policy’ in the late 20th Century. The focus is on the practical and political difficulties of devising measures which meet policy objectives – difficulties which are just as prevalent in the 21st Century. The search for ‘comprehensive strategies’ is shown to be a vain one: given the number of relevant issues and their complexity, only an incremental approach is practicable. Major issues are discussed in the context of an analysis of the institutional, historical and financial framework within which housing policy is formulated and operated.

Demographic Change and Housing Wealth:

Demographic Change and Housing Wealth: PDF Author: John Doling
Publisher: Springer Science & Business Media
ISBN: 940074384X
Category : Social Science
Languages : en
Pages : 172

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Book Description
Across the EU, populations are shrinking and ageing. An increasing burden is being placed on a smaller working population to generate the taxes required for pensions and care costs. Welfare states are weakening in many countries and across Europe, households are being increasingly expected to plan for their retirement and future care needs within this risky environment. At the same time, the proportion of people buying their own home in most countries has risen, so that some two-thirds of European households now own their homes. Housing equity now considerably exceeds total European GDP. This book discusses questions like: to what extent might home ownership provide a potential cure for some of the consequences of ageing populations by realizing housing equity in order to meet the consumption needs of older people? What does this mean for patterns of inheritance and longer-term inequalities across Europe? And to what extent are governments banking on their citizens utilising their housing wealth now and in the future?

Aging in the United States and Japan

Aging in the United States and Japan PDF Author: Yukio Noguchi
Publisher: University of Chicago Press
ISBN: 0226590216
Category : Social Science
Languages : en
Pages : 216

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Book Description
Japanese and American economists assess the present economic status of the elderly in the United States and Japan, and consider the impact of an aging population on the economies of the two countries. With essays on labor force participation and retirement, housing equity and the economic status of the elderly, budget implications of an aging population, and financing social security and health care in the 1990s, this volume covers a broad spectrum of issues related to the economics of aging. Among the book's findings are that workers are retiring at an increasingly earlier age in both countries and that, as the populations age, baby boomers in the United States will face diminishing financial resources as the ratio of retirees to workers sharply increases. The result of a joint venture between the National Bureau of Economic Research and the Japan Center for Economic Research, this book complements Housing Markets in the United States and Japan (1994) by integrating research on housing markets with economic issues of the aged in the United States and Japan.

Essays in the Economics of Pensions

Essays in the Economics of Pensions PDF Author: Henry M. McMillan
Publisher:
ISBN:
Category : Pensions
Languages : en
Pages : 372

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Book Description