Earthquake Insurance In California

Earthquake Insurance In California PDF Author: Risa I. Palm
Publisher: Routledge
ISBN: 0429714769
Category : Political Science
Languages : en
Pages : 147

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Book Description
This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.

Earthquake Insurance In California

Earthquake Insurance In California PDF Author: Risa I. Palm
Publisher: Routledge
ISBN: 0429714769
Category : Political Science
Languages : en
Pages : 147

Get Book Here

Book Description
This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.

Living with Earthquakes in California

Living with Earthquakes in California PDF Author: Robert S. Yeats
Publisher:
ISBN: 9780870714931
Category : Nature
Languages : en
Pages : 278

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Book Description
This how-to manual for life in earthquake country describes California's violent geologic past and recounts the state's revolutionary efforts to grapple with the earthquake threat. It examines major faults that threaten California and Nevada, reviews the current level of earthquake preparedness and disaster response, and suggests actions that citizens can take to protect their families and homes. Topics discussed include earthquake forecasting, catastrophe insurance, and tsunamis. Yeats is professor emeritus in the geosciences department at Oregon State University. c. Book News Inc.

Earthquake Insurance in Turkey

Earthquake Insurance in Turkey PDF Author: Eugene Gurenko
Publisher: World Bank Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 146

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Book Description
This publication, Earthquake insurance in Turkey, is an exposition of the dangers faced by Turkey as it is located in one of the most active earthquake (EQ) and volcanic regions in the world on the one hand, and, on the other hand, the efforts that Turkey is making to alleviate the social and fiscal disasters that are caused when these calamities do strike. The persistent potential for large-scale disasters has led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP) in 1999. The main rationale for the creation of TCIP was a very low level of catastrophe insurance penetration among households. The authors stress that the four principal objectives of the program are to (1) provide earthquake insurance coverage at affordable but actuarially sound rates for all registered urban dwellings, (2) limit the government's financial exposure to natural disasters, (3) build long-term catastrophe reserves to finance future earthquake losses, and (4) encourage risk reduction and mitigation practices in residential construction. The book points out that the program has reduced significantly the government's fiscal exposure to EQ risk. In five years, the TCIP transformed itself from an unknown and controversial government-sponsored program to one of the most trusted brand names in the Turkish insurance industry. Moreover, it has led the World Bank to rethink the roles of ex-ante risk management relative to ex-post donor support. In this context, the World Bank supported Turkey's earthquake insurance program to establish and expand national catastrophic risk management and risk transfer capabilities. The authors conclude that the TCIP's success has brought it worldwide recognition. Inspired by the TCIP's example, more than a dozen countries, including China, Colombia, Greece, India, the Islamic Republic of Iran, Italy, the Philippines, Romania, and nine island states of the Caribbean have begun technical and legislative preparation of catastrophe insurance programs.

Practical Lessons from the Loma Prieta Earthquake

Practical Lessons from the Loma Prieta Earthquake PDF Author: National Research Council
Publisher: National Academies Press
ISBN: 0309050308
Category : Science
Languages : en
Pages : 288

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Book Description
The Loma Prieta earthquake struck the San Francisco area on October 17, 1989, causing 63 deaths and $10 billion worth of damage. This book reviews existing research on the Loma Prieta quake and draws from it practical lessons that could be applied to other earthquake-prone areas of the country. The volume contains seven keynote papers presented at a symposium on the earthquake and includes an overview written by the committee offering recommendations to improve seismic safety and earthquake awareness in parts of the country susceptible to earthquakes.

Peace of Mind in Earthquake Country

Peace of Mind in Earthquake Country PDF Author: Peter I. Yanev
Publisher: Chronicle Books (CA)
ISBN: 9780877010500
Category : Architecture
Languages : en
Pages : 316

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Book Description


Paying the Price

Paying the Price PDF Author: Richard J. Roth, Sr.
Publisher: Joseph Henry Press
ISBN: 0309174694
Category : Science
Languages : en
Pages : 318

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Book Description
This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disastersâ€"and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.

Insurance and Behavioral Economics

Insurance and Behavioral Economics PDF Author: Howard C. Kunreuther
Publisher: Cambridge University Press
ISBN: 0521845726
Category : Business & Economics
Languages : en
Pages : 343

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Book Description
This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.

Financial Management of Earthquake Risk

Financial Management of Earthquake Risk PDF Author: Earthquake Engineering Research Institute
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 132

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Book Description
This white paper provides an overview of the following: 1) how financial risk is managed in the residential, commercial, small business, lifelines and government sectors; 2) how risk can be reduced, transferred or avoided through the use of insurance, mortgages and capital market instruments; and 3) how earthquake engineering expertise fits into this process. The discussion should be useful for the following audiences: 1) engineering students and faculty in understanding different career options that use engineering knowledge; 2) practicing engineers in understanding how the information they provide to various clients is part of the larger process of financial risk management; and 3) financial managers in gaining a better understanding of how the financial and earthquake engineering communities are interrelated.

U.S. Geological Survey Bulletin

U.S. Geological Survey Bulletin PDF Author: Frank Gardner Lesure
Publisher:
ISBN:
Category : Barbours Creek Wilderness (Va.)
Languages : en
Pages : 118

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Book Description


Disaster Insurance Protection

Disaster Insurance Protection PDF Author: Howard Kunreuther
Publisher: John Wiley & Sons
ISBN:
Category : Business & Economics
Languages : en
Pages : 432

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Book Description