Dynamics of Bank Deposits

Dynamics of Bank Deposits PDF Author: Debesh Roy
Publisher: Berghahn Books
ISBN: 9788187358114
Category : Business & Economics
Languages : en
Pages : 216

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Book Description
Where bank deposits are the only profitable savings instrument available in the rural centers of India that have few or no bank outlets, there is ample scope for faster mobilization of deposits. The data presented is enriched by a comparative analysis of the growth of bank deposits in ten economically developed states, Andhra Pradesh, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamil Nadu, West Bengal and Delhi, and ten developing areas, Assam, Bihar, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Manipur, Meghalaya, Orissa, Rajasthan and Uttar Pradesh between the years 1973 and 1999.

Dynamics of Bank Deposits

Dynamics of Bank Deposits PDF Author: Debesh Roy
Publisher: Berghahn Books
ISBN: 9788187358114
Category : Business & Economics
Languages : en
Pages : 216

Get Book Here

Book Description
Where bank deposits are the only profitable savings instrument available in the rural centers of India that have few or no bank outlets, there is ample scope for faster mobilization of deposits. The data presented is enriched by a comparative analysis of the growth of bank deposits in ten economically developed states, Andhra Pradesh, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamil Nadu, West Bengal and Delhi, and ten developing areas, Assam, Bihar, Himachal Pradesh, Jammu and Kashmir, Madhya Pradesh, Manipur, Meghalaya, Orissa, Rajasthan and Uttar Pradesh between the years 1973 and 1999.

International Convergence of Capital Measurement and Capital Standards

International Convergence of Capital Measurement and Capital Standards PDF Author:
Publisher: Lulu.com
ISBN: 9291316695
Category : Bank capital
Languages : en
Pages : 294

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Book Description


After the Flood

After the Flood PDF Author: Edward L. Glaeser
Publisher: University of Chicago Press
ISBN: 022644354X
Category : Business & Economics
Languages : en
Pages : 320

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Book Description
Includes papers presented at a conference held at the Columbia Business School in the spring of 2013 in honor of Josae Scheinkman's 65th birthday.

FDIC Quarterly

FDIC Quarterly PDF Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 38

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Book Description


The Federal Reserve System Purposes and Functions

The Federal Reserve System Purposes and Functions PDF Author: Board of Governors of the Federal Reserve System
Publisher:
ISBN: 9780894991967
Category : Banks and Banking
Languages : en
Pages : 0

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Book Description
Provides an in-depth overview of the Federal Reserve System, including information about monetary policy and the economy, the Federal Reserve in the international sphere, supervision and regulation, consumer and community affairs and services offered by Reserve Banks. Contains several appendixes, including a brief explanation of Federal Reserve regulations, a glossary of terms, and a list of additional publications.

Negative Interest Rate Policy (NIRP)

Negative Interest Rate Policy (NIRP) PDF Author: Andreas Jobst
Publisher: International Monetary Fund
ISBN: 1475524471
Category : Business & Economics
Languages : en
Pages : 48

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Book Description
More than two years ago the European Central Bank (ECB) adopted a negative interest rate policy (NIRP) to achieve its price stability objective. Negative interest rates have so far supported easier financial conditions and contributed to a modest expansion in credit, demonstrating that the zero lower bound is less binding than previously thought. However, interest rate cuts also weigh on bank profitability. Substantial rate cuts may at some point outweigh the benefits from higher asset values and stronger aggregate demand. Further monetary accommodation may need to rely more on credit easing and an expansion of the ECB’s balance sheet rather than substantial additional reductions in the policy rate.

The FDIC Quarterly Banking Profile

The FDIC Quarterly Banking Profile PDF Author:
Publisher:
ISBN:
Category : Banks and banking
Languages : en
Pages : 264

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Book Description


Bank Funding Structures and Risk

Bank Funding Structures and Risk PDF Author: Mr.Francisco F. Vazquez
Publisher: International Monetary Fund
ISBN: 1463933142
Category : Business & Economics
Languages : en
Pages : 33

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Book Description
This paper analyzes the evolution of bank funding structures in the run up to the global financial crisis and studies the implications for financial stability, exploiting a bank-level dataset that covers about 11,000 banks in the U.S. and Europe during 2001?09. The results show that banks with weaker structural liquidity and higher leverage in the pre-crisis period were more likely to fail afterward. The likelihood of bank failure also increases with bank risk-taking. In the cross-section, the smaller domestically-oriented banks were relatively more vulnerable to liquidity risk, while the large cross-border banks were more susceptible to solvency risk due to excessive leverage. The results support the proposed Basel III regulations on structural liquidity and leverage, but suggest that emphasis should be placed on the latter, particularly for the systemically-important institutions. Macroeconomic and monetary conditions are also shown to be related with the likelihood of bank failure, providing a case for the introduction of a macro-prudential approach to banking regulation.

Pragmatic Capitalism

Pragmatic Capitalism PDF Author: Cullen Roche
Publisher: Macmillan
ISBN: 1137279311
Category : Business & Economics
Languages : en
Pages : 252

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Book Description
An insightful and original look at why understanding macroeconomics is essential for all investors

Inside and Outside Liquidity

Inside and Outside Liquidity PDF Author: Bengt Holmstrom
Publisher: MIT Press
ISBN: 0262518538
Category : Business & Economics
Languages : en
Pages : 263

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Book Description
Two leading economists develop a theory explaining the demand for and supply of liquid assets. Why do financial institutions, industrial companies, and households hold low-yielding money balances, Treasury bills, and other liquid assets? When and to what extent can the state and international financial markets make up for a shortage of liquid assets, allowing agents to save and share risk more effectively? These questions are at the center of all financial crises, including the current global one. In Inside and Outside Liquidity, leading economists Bengt Holmström and Jean Tirole offer an original, unified perspective on these questions. In a slight, but important, departure from the standard theory of finance, they show how imperfect pledgeability of corporate income leads to a demand for as well as a shortage of liquidity with interesting implications for the pricing of assets, investment decisions, and liquidity management. The government has an active role to play in improving risk-sharing between consumers with limited commitment power and firms dealing with the high costs of potential liquidity shortages. In this perspective, private risk-sharing is always imperfect and may lead to financial crises that can be alleviated through government interventions.