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Author: Rita Carisano
Publisher: Dartmouth Publishing Company
ISBN:
Category : Business & Economics
Languages : en
Pages : 232
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Book Description
The salience of deposit insurance has increased enormously in recent years as a result of the thrifts crisis in the USA and its proposed introduction to the European Community.
Author: Rita Carisano
Publisher: Dartmouth Publishing Company
ISBN:
Category : Business & Economics
Languages : en
Pages : 232
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Book Description
The salience of deposit insurance has increased enormously in recent years as a result of the thrifts crisis in the USA and its proposed introduction to the European Community.
Author: Federal Deposit Insurance Corporation
Publisher: GPO FCIC
ISBN: 9781612210711
Category : Bank insurance
Languages : en
Pages : 24
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Book Description
Detailed explanation of which bank and savings accounts qualify for federal deposit insurance coverage, how one person can have multiple accounts covered, and when the temporary $250,000 coverage will revert to $100,000.
Author: Ms.Edda Zoli
Publisher: International Monetary Fund
ISBN: 1451874669
Category : Business & Economics
Languages : en
Pages : 35
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Book Description
This paper argues that an optimal deposit insurance scheme would allow the level of insurance coverage to be determined by the market. Based on this principle, the paper proposes an insurance scheme that minimizes distortions and embodies fairness and credibility, two essential characteristics of a viable and effective deposit insurance scheme. Using a simple model for the determination of the optimal level of insurance coverage, it is shown that the optimal coverage is higher for developing compared to developed countries; a condition that is broadly satisfied by prevailing deposit insurance practices around the world.
Author: Asli Demirgüç-Kunt
Publisher: International Monetary Fund
ISBN: 1498354475
Category : Business & Economics
Languages : en
Pages : 44
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Book Description
This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. We extend our earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks’ assets and liabilities, including during the recent global financial crisis. We also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks’ balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.
Author: Aslı Demirgüç-Kunt
Publisher: MIT Press
ISBN: 0262042541
Category : Business & Economics
Languages : en
Pages : 415
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Book Description
Explicit deposit insurance (DI) is widely held to be a crucial element of modern financial safety nets. This book draws on an original cross-country dataset on DI systems and design features to examine the impact of DI on banking behavior and assess the policy complications that emerge in developing countries.
Author: Robert J. Cull
Publisher: World Bank Publications
ISBN:
Category : Banking law
Languages : en
Pages : 66
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Book Description
Do deposit insurance programs contribute to financial developmen? Yes, but only if the regulatory environment is sound.
Author: Djurdjica Ognjenovic
Publisher: Springer
ISBN: 3319511432
Category : Business & Economics
Languages : en
Pages : 326
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Book Description
This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding. Coverage includes: the role that modern deposit insurance schemes play in ensuring financial stability how to design the main deposit insurance features in order to maximize compliance with international standards the different types of funding and financial planning for deposit insurance methods for setting the target fund size level optimal deposit insurance funding challenges faced by the European Union members following new deposit insurance and bank resolution directives. The book concludes by providing a comprehensive overview of funding issues and recommendations for deposit insurance schemes in the European Union.
Author: G. G. Garcia
Publisher: International Monetary Fund
ISBN:
Category : Business & Economics
Languages : en
Pages : 70
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Book Description
The paper contrasts deposit protection with other forms of insurance, examines why goods and services of all kinds receive warranties and guarantees, and explores the particular characteristics of deposits and banks that merit deposit insurance. It examines a variety of reasons why countries choose to adopt systems of deposit insurance, the pitfalls that can arise from poorly designed schemes, and the features of a scheme that successfully avoids these pitfalls.
Author: Asl? Demirgüç-Kunt
Publisher: World Bank Publications
ISBN:
Category : Asset Portfolio
Languages : en
Pages : 42
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Book Description
"Explicit deposit insurance tends to be detrimental to bank stability-- the more so where bank interest rates are deregulated and the institutional environment is weak"--Cover.
Author: Federal Deposit Insurance Corporation
Publisher:
ISBN:
Category : Bank failures
Languages : en
Pages : 246
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Book Description
