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Author: Jay M. Feinman
Publisher: Penguin
ISBN: 1101196289
Category : Business & Economics
Languages : en
Pages : 247
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Book Description
An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.
Author: Jay M. Feinman
Publisher: Penguin
ISBN: 1101196289
Category : Business & Economics
Languages : en
Pages : 247
Get Book Here
Book Description
An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.
Author: Margaret-Ellen Pipe
Publisher: Psychology Press
ISBN: 1135592217
Category : Psychology
Languages : en
Pages : 317
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Book Description
This volume provides the first rigorous assessment of the research relating to the disclosure of childhood sexual abuse, along with the practical and policy implications of the findings. Leading researchers and practitioners from diverse and international backgrounds offer critical commentary on these previously unpublished findings gathered from b
Author: Tracy Ross-Garlington
Publisher: Xlibris Corporation
ISBN: 1465331255
Category : Poetry
Languages : en
Pages : 53
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Book Description
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Author: Augustine Osas Omorodion
Publisher: Createspace Independent Publishing Platform
ISBN: 9781973987277
Category :
Languages : en
Pages : 98
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Book Description
Man is created by God for divine purposes. We are to manifest our God-given glory in order to fulfil our divine assignments in life. God's purpose includes making His own children carriers of generational blessings for His Kingdom and to fellow humans. (Jeremiah 29:11) A glorious destiny awaits every Child of God, (Genesis 1:26-31) but the Devil will do everything in his capacity to stop man's glorious destiny from manifesting. (John 10:10) Despite relentless attacks from the Devil, God's vision for making man will eventually come to pass if such human becomes a child of God and become acquainted with the right information and revelation of The Truth. Irrespective of the challenges or circumstances in the life of a Child of God, when the correct revelation (like the one in this book) is encountered, his destiny may be delayed, but it can never be changed or denied. Great people of God passes through fire but they always come out victorious at the end. God inspired me to put this wonderful revelation knowledge into your hand. The message in this book will definitely ensure your deliverance from every delay in life.
Author: Marcia Shepherd
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 128
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Book Description
Actor Robert Shepherd stole the nation's heart when he became everyone's father in the "I love you, Dad," hearing aid commercial, for Hearing Assist. But this isn't his first rodeo. Robert has over 100 movie credits to his name, including appearing in Spielberg's Lincoln and Evan Almighty. And he did not have to sell out to Hollywood to do so. In Delay is Not Denial, Robert weaves a picturesque story of his idyllic childhood growing up on a farm in Missouri, and of making his eventual way to Hollywood. He has the claim to fame of being the chosen suitor on The Dating Game, but tells of a beautiful teacher-to-be who stole his heart. And God had other plans for this farm-boy-turned-actor. With the near death of his wife, Marcia, from a brain aneurism ten days after she gave birth, the Shepherd knew it was time to return to family and home. But the dream never died, and Robert incorporated his love of acting into his work with the U.S. Army, which eventually enabled him to fulfill his lifelong calling of acting full time. Told in a relaxing way, so necessary in these trying times, readers will smile and hear voice of their beloved "I love you, Dad," hearing aid father in their ears as they read. For indeed, Robert is everyone's father these days...he pours out his heart to all who read. Also included are priceless devotionals from Marcia Shepherd, and invaluable acting tips from Robert.
Author: Gin Stephens
Publisher: Createspace Independent Publishing Platform
ISBN: 9781541325845
Category : Diet
Languages : en
Pages : 0
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Book Description
Tired of counting calories, eliminating foods from your diet, or obsessing about food all day? If so, an intermittent fasting lifestyle might be for you! In this book, you will learn the science behind intermittent fasting, and also understand how to adjust the various intermittent fasting plans to work for your unique lifestyle. The best part about intermittent fasting is that it doesn't require you to give up your favorite foods! You'll learn how to change WHEN to eat, so you don't have to change WHAT you eat. Are you ready to take control of your health, and finally step off of the diet roller coaster? All you have to do is learn how to "delay, don't deny!"
Author: Jacob D. Kurtzer
Publisher: Rowman & Littlefield
ISBN: 1442281359
Category : Political Science
Languages : en
Pages : 76
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Book Description
Principled humanitarian action is under attack around the world. Globally, 70.8 million people are considered forcibly displaced by armed conflict and nearly 132 million people need emergency humanitarian assistance. At the same time, there has been a steep escalation in the deliberate, willful obstruction of humanitarian access, impeding the ability of humanitarian aid to reach the most vulnerable people and vice versa. As humanitarian emergencies become increasingly complex and protracted, blocked humanitarian access will only increase without urgent action. To ensure the ability of aid to reach those who need it most and to uphold the principles of international humanitarian law, the United States should elevate humanitarian access as a foreign policy priority and work to reconcile tensions between critical national security measures and the growing needs of vulnerable populations in fragile, conflict-affected states. This report is the result of the CSIS Task Force on Humanitarian Access.
Author: William F. Dement
Publisher: William Francis Dement F. Dement
ISBN: 9780615487564
Category : September 11 Terrorist Attacks, 2001
Languages : en
Pages : 276
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Book Description
"This is the true story of an NYPD Lieutenant, William F. Dement, who drove 2,000 miles, solo, in 2 days from the retirement home his was building in New Mexico to respond to the World Trade Center disaster following September 11th."--Page 4 of cover.
Author: Leah Cardamore Stokes
Publisher: Oxford University Press
ISBN: 0190074280
Category : Political Science
Languages : en
Pages : 337
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Book Description
In 1999, Texas passed a landmark clean energy law, beginning a groundswell of new policies that promised to make the US a world leader in renewable energy. As Leah Stokes shows in Short Circuiting Policy, however, that policy did not lead to momentum in Texas, which failed to implement its solar laws or clean up its electricity system. Examining clean energy laws in Texas, Kansas, Arizona, and Ohio over a thirty-year time frame, Stokes argues that organized combat between advocate and opponent interest groups is central to explaining why states are not on track to address the climate crisis. She tells the political history of our energy institutions, explaining how fossil fuel companies and electric utilities have promoted climate denial and delay. Stokes further explains the limits of policy feedback theory, showing the ways that interest groups drive retrenchment through lobbying, public opinion, political parties and the courts. More than a history of renewable energy policy in modern America, Short Circuiting Policy offers a bold new argument about how the policy process works, and why seeming victories can turn into losses when the opposition has enough resources to roll back laws.
Author: Michael E. Mann
Publisher: PublicAffairs
ISBN: 1541758226
Category : Science
Languages : en
Pages : 272
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Book Description
Shortlisted for the FT/McKinsey Business Book of the Year award A renowned climate scientist shows how fossil fuel companies have waged a thirty-year campaign to deflect blame and responsibility and delay action on climate change, and offers a battle plan for how we can save the planet. Recycle. Fly less. Eat less meat. These are some of the ways that we've been told can slow climate change. But the inordinate emphasis on individual behavior is the result of a marketing campaign that has succeeded in placing the responsibility for fixing climate change squarely on the shoulders of individuals. Fossil fuel companies have followed the example of other industries deflecting blame (think "guns don't kill people, people kill people") or greenwashing (think of the beverage industry's "Crying Indian" commercials of the 1970s). Meanwhile, they've blocked efforts to regulate or price carbon emissions, run PR campaigns aimed at discrediting viable alternatives, and have abdicated their responsibility in fixing the problem they've created. The result has been disastrous for our planet. In The New Climate War, Mann argues that all is not lost. He draws the battle lines between the people and the polluters-fossil fuel companies, right-wing plutocrats, and petrostates. And he outlines a plan for forcing our governments and corporations to wake up and make real change, including: A common-sense, attainable approach to carbon pricing- and a revision of the well-intentioned but flawed currently proposed version of the Green New Deal; Allowing renewable energy to compete fairly against fossil fuels Debunking the false narratives and arguments that have worked their way into the climate debate and driven a wedge between even those who support climate change solutions Combatting climate doomism and despair-mongering With immensely powerful vested interests aligned in defense of the fossil fuel status quo, the societal tipping point won't happen without the active participation of citizens everywhere aiding in the collective push forward. This book will reach, inform, and enable citizens everywhere to join this battle for our planet.
