Author: Steve Bucci
Publisher: John Wiley & Sons
ISBN: 0470276738
Category : Business & Economics
Languages : en
Pages : 394
Book Description
Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.
Credit Repair Kit For Dummies
Author: Steve Bucci
Publisher: John Wiley & Sons
ISBN: 0470276738
Category : Business & Economics
Languages : en
Pages : 394
Book Description
Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.
Publisher: John Wiley & Sons
ISBN: 0470276738
Category : Business & Economics
Languages : en
Pages : 394
Book Description
Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.
Credit Management Kit For Dummies®
Author: Stephen R. Bucci
Publisher: John Wiley & Sons
ISBN: 1118145593
Category : Business & Economics
Languages : en
Pages : 411
Book Description
The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
Publisher: John Wiley & Sons
ISBN: 1118145593
Category : Business & Economics
Languages : en
Pages : 411
Book Description
The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.
Complete Credit Repair Kit
Author: Brette McWhorter Sember
Publisher: Sourcebooks, Inc.
ISBN: 1402272057
Category : Business & Economics
Languages : en
Pages : 482
Book Description
The Complete Credit Repair Kit was written for the more than three million consumers who are refused credit each year due to inaccurate, incomplete, or out-of-date information in their credit files. With total bankruptcy filings reaching 1.4 million in 2009, this book is a must-have in today's tumultuous economy. This updated edition covers the Credit Card Accountability and Responsibility and Disclosure Act of 2009, a piece of legislation that offers benefits for credit card users and features blank forms and letters on SphinxLegal.com that readers can use to boost their credit scores.
Publisher: Sourcebooks, Inc.
ISBN: 1402272057
Category : Business & Economics
Languages : en
Pages : 482
Book Description
The Complete Credit Repair Kit was written for the more than three million consumers who are refused credit each year due to inaccurate, incomplete, or out-of-date information in their credit files. With total bankruptcy filings reaching 1.4 million in 2009, this book is a must-have in today's tumultuous economy. This updated edition covers the Credit Card Accountability and Responsibility and Disclosure Act of 2009, a piece of legislation that offers benefits for credit card users and features blank forms and letters on SphinxLegal.com that readers can use to boost their credit scores.
Credit Repair Kit For Dummies
Author: Stephen R. Bucci
Publisher: John Wiley & Sons
ISBN: 0471789712
Category : Business & Economics
Languages : en
Pages : 386
Book Description
Don't let your credit suffer needlessly from errors or outdated information With tools and tips for fixing a bad credit report A bad credit report can hurt your chances at qualifying for loans and credit cards, and it can even get in the way when you want to rent an apartment or land a job. Credit Repair Kit For Dummies is your essential guide to managing your credit -- from fixing mistakes on your credit report, to improving your credit going forward, to establishing manageable payment plans with creditors. Discover how to * Protect yourself from identity theft * Improve your credit score * Assert your rights under the FACT Act * Maintain great credit * Investigate your legal options
Publisher: John Wiley & Sons
ISBN: 0471789712
Category : Business & Economics
Languages : en
Pages : 386
Book Description
Don't let your credit suffer needlessly from errors or outdated information With tools and tips for fixing a bad credit report A bad credit report can hurt your chances at qualifying for loans and credit cards, and it can even get in the way when you want to rent an apartment or land a job. Credit Repair Kit For Dummies is your essential guide to managing your credit -- from fixing mistakes on your credit report, to improving your credit going forward, to establishing manageable payment plans with creditors. Discover how to * Protect yourself from identity theft * Improve your credit score * Assert your rights under the FACT Act * Maintain great credit * Investigate your legal options
Managing Debt For Dummies
Author: John Ventura
Publisher: John Wiley & Sons
ISBN: 1118068157
Category : Business & Economics
Languages : en
Pages : 329
Book Description
If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.
Publisher: John Wiley & Sons
ISBN: 1118068157
Category : Business & Economics
Languages : en
Pages : 329
Book Description
If you’re trying to kick the “Buy Now/Pay Later” habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You’ll find out how easy it is to: Distinguish between good and bad debt Go on a “debt diet” to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can’t pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.
Credit Repair Kit For Dummies
Author: Melyssa Barrett
Publisher: John Wiley & Sons
ISBN: 1119771064
Category : Business & Economics
Languages : en
Pages : 487
Book Description
Sensible ways to manage and repair your credit Need a credit makeover? You’re not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you’re just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score. There are many reasons why you might have a subpar credit score—mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape. Add information to your report to beef-up a low score Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt Keep a good credit score during a period of unemployment Fight back against identity theft A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad—and distant—memory.
Publisher: John Wiley & Sons
ISBN: 1119771064
Category : Business & Economics
Languages : en
Pages : 487
Book Description
Sensible ways to manage and repair your credit Need a credit makeover? You’re not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you’re just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score. There are many reasons why you might have a subpar credit score—mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape. Add information to your report to beef-up a low score Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt Keep a good credit score during a period of unemployment Fight back against identity theft A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad—and distant—memory.
Scrivener For Dummies
Author: Gwen Hernandez
Publisher: John Wiley & Sons
ISBN: 1118312465
Category : Computers
Languages : en
Pages : 428
Book Description
No matter what you want to write, Scrivener makes it easier. Whether you’re a planner, a seat-of-the-pants writer, or something in between, Scrivener provides tools for every stage of the writing process. Scrivener For Dummies walks you step-by-step through this popular writing software’s best features. This friendly For Dummies guide starts with the basics, but even experienced scriveners will benefit from the helpful tips for getting more from their favourite writing software. Walks you through customizing project templates for your project needs Offers useful advice on compiling your project for print and e-book formats Helps you set up project and document targets and minimize distractions to keep you on track and on deadline Explains how to storyboard with the corkboard, create collections, and understand their value Shows you how to use automated backups to protect your hard work along the way From idea inception to manuscript submission, Scrivener for Dummies makes it easier than ever to plan, write, organize, and revise your masterpiece in Scrivener.
Publisher: John Wiley & Sons
ISBN: 1118312465
Category : Computers
Languages : en
Pages : 428
Book Description
No matter what you want to write, Scrivener makes it easier. Whether you’re a planner, a seat-of-the-pants writer, or something in between, Scrivener provides tools for every stage of the writing process. Scrivener For Dummies walks you step-by-step through this popular writing software’s best features. This friendly For Dummies guide starts with the basics, but even experienced scriveners will benefit from the helpful tips for getting more from their favourite writing software. Walks you through customizing project templates for your project needs Offers useful advice on compiling your project for print and e-book formats Helps you set up project and document targets and minimize distractions to keep you on track and on deadline Explains how to storyboard with the corkboard, create collections, and understand their value Shows you how to use automated backups to protect your hard work along the way From idea inception to manuscript submission, Scrivener for Dummies makes it easier than ever to plan, write, organize, and revise your masterpiece in Scrivener.
Finance for the People
Author: Paco de Leon
Publisher: Penguin
ISBN: 0143136259
Category : Business & Economics
Languages : en
Pages : 385
Book Description
An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" —Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.
Publisher: Penguin
ISBN: 0143136259
Category : Business & Economics
Languages : en
Pages : 385
Book Description
An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" —Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.
Divorce For Dummies
Author: John Ventura
Publisher: John Wiley & Sons
ISBN: 0470411511
Category : Family & Relationships
Languages : en
Pages : 397
Book Description
Since Divorce For Dummies, 2nd Edition published in 2005, there have been considerable changes in collaborative divorces, common law marriages, same sex marriages, visitation, and even custody laws (from children to pets). Divorce For Dummies, 3rd Edition includes 25 percent new, revised, and refreshed material covering all of the above.
Publisher: John Wiley & Sons
ISBN: 0470411511
Category : Family & Relationships
Languages : en
Pages : 397
Book Description
Since Divorce For Dummies, 2nd Edition published in 2005, there have been considerable changes in collaborative divorces, common law marriages, same sex marriages, visitation, and even custody laws (from children to pets). Divorce For Dummies, 3rd Edition includes 25 percent new, revised, and refreshed material covering all of the above.
Credit Repair Book
Author: John Harris
Publisher: Independently Published
ISBN: 9781791784669
Category :
Languages : en
Pages : 192
Book Description
There has never been a better time in the history of the world to fix credit. Due to a recent lawsuit 2019 will be a great year for credit repair.Credit Repair 20192019 Loophole LawsNewest Techniques2019 The Amazing National Consumer Assistance Plan (NCAP)2019 Disputing to Deletions They say one picture is worth one-thousand words. Well one video must be worth one million words. if you want a quick video of why my publication is the best click on my name "John Harris" directly above. It will take you to my Author page. There is a quick video that explains why I think you should purchase my publication.Look, can I talk to you privately for a second. You probably know right now your credit is not very good and you see derogatory items that are yours. Well let me tell you a little secret. When I wrote this publication, I already expected that. So, don't worry this publication covers removing derogatory accounts that are really yours. Also, don't worry this is done legally.SYSTEM COMES WITH DISPUTE LETTER SYSTEM PRO'S USEAre you saying right now DAM THOSE (Bleeping) CREDIT BUREAU'S? Are those Credit Bureaus stopping you from getting? AN APARTMENT: Sorry here is your damage deposit back your credit application was not approved but thanks for the $30.00 credit application fee.EMPLOYMENT: Sorry you are qualified, and we really liked your interview, but after seeing your credit report we will be going a different route.AUTOMOBILE: Well we did get you approved but unfortunately the down payment we talked about will be significantly more. Your monthly payment will also be $168 more a month. We understand that's not financially possible for you but if things change let us know. Thanks for coming in and help yourself to a cup of coffee on your way out. Look a good friend of mine is a divorce attorney. He knows what I do so whenever we get together the subject always seems to go to credit. He told me he's shocked at how much "spouse has bad credit" comes up during a divorce. He says it's always an issue woman have. We have deducted that woman love to nest. They want security (I guess we didn't have to be rocket scientists to figure that out). So anyway, STOP RIGHT NOW AND SCROLL TO THE TOP OF THE PAGE AND BUY THIS PUBLICATION SO WE CAN GET STARTED. Is that being forward enough? Seriously we are talking about the cost of a cup of Starbucks coffee. So, if you are still here you might need some more convincing, I guess. Good for you... due diligence. My name is John D. Harris I could go on and on here about my experience working as a credit bureau manager, but I won't bore you with all the details. THIS REALLY IS NOT ABOUT ME ANYWAYS. IT'S ABOUT YOU AND YOUR CREDIT. Even though your credit affects your whole life experience you probably know very little about real credit repair. Most of the books I have read online about credit repair are out of date. Or the authors don't really know about credit repair. Let's face it all our lives are on a clock that is always ticking. Tick Tock Tick Tock. THIS IS NOT A PRACTICE RUN. This is your one life. Every day with bad credit is a day you are not experiencing your full life experience.People respect you because, you can get things done, you have access to CREDIT. My bet is that you know more about cooking a turkey, changing your oil, what's on Netflix, Geography, Donald Trump, Words of a different language, Facebook, etc. THAN YOU DO ABOUT REAL CREDIT REPAIR. I guarantee you can have good creditPS: I am a real person. This is really my PublicationPSS: You can have great credit just listen to me. Is that blunt enough for you. Purchase the publication.
Publisher: Independently Published
ISBN: 9781791784669
Category :
Languages : en
Pages : 192
Book Description
There has never been a better time in the history of the world to fix credit. Due to a recent lawsuit 2019 will be a great year for credit repair.Credit Repair 20192019 Loophole LawsNewest Techniques2019 The Amazing National Consumer Assistance Plan (NCAP)2019 Disputing to Deletions They say one picture is worth one-thousand words. Well one video must be worth one million words. if you want a quick video of why my publication is the best click on my name "John Harris" directly above. It will take you to my Author page. There is a quick video that explains why I think you should purchase my publication.Look, can I talk to you privately for a second. You probably know right now your credit is not very good and you see derogatory items that are yours. Well let me tell you a little secret. When I wrote this publication, I already expected that. So, don't worry this publication covers removing derogatory accounts that are really yours. Also, don't worry this is done legally.SYSTEM COMES WITH DISPUTE LETTER SYSTEM PRO'S USEAre you saying right now DAM THOSE (Bleeping) CREDIT BUREAU'S? Are those Credit Bureaus stopping you from getting? AN APARTMENT: Sorry here is your damage deposit back your credit application was not approved but thanks for the $30.00 credit application fee.EMPLOYMENT: Sorry you are qualified, and we really liked your interview, but after seeing your credit report we will be going a different route.AUTOMOBILE: Well we did get you approved but unfortunately the down payment we talked about will be significantly more. Your monthly payment will also be $168 more a month. We understand that's not financially possible for you but if things change let us know. Thanks for coming in and help yourself to a cup of coffee on your way out. Look a good friend of mine is a divorce attorney. He knows what I do so whenever we get together the subject always seems to go to credit. He told me he's shocked at how much "spouse has bad credit" comes up during a divorce. He says it's always an issue woman have. We have deducted that woman love to nest. They want security (I guess we didn't have to be rocket scientists to figure that out). So anyway, STOP RIGHT NOW AND SCROLL TO THE TOP OF THE PAGE AND BUY THIS PUBLICATION SO WE CAN GET STARTED. Is that being forward enough? Seriously we are talking about the cost of a cup of Starbucks coffee. So, if you are still here you might need some more convincing, I guess. Good for you... due diligence. My name is John D. Harris I could go on and on here about my experience working as a credit bureau manager, but I won't bore you with all the details. THIS REALLY IS NOT ABOUT ME ANYWAYS. IT'S ABOUT YOU AND YOUR CREDIT. Even though your credit affects your whole life experience you probably know very little about real credit repair. Most of the books I have read online about credit repair are out of date. Or the authors don't really know about credit repair. Let's face it all our lives are on a clock that is always ticking. Tick Tock Tick Tock. THIS IS NOT A PRACTICE RUN. This is your one life. Every day with bad credit is a day you are not experiencing your full life experience.People respect you because, you can get things done, you have access to CREDIT. My bet is that you know more about cooking a turkey, changing your oil, what's on Netflix, Geography, Donald Trump, Words of a different language, Facebook, etc. THAN YOU DO ABOUT REAL CREDIT REPAIR. I guarantee you can have good creditPS: I am a real person. This is really my PublicationPSS: You can have great credit just listen to me. Is that blunt enough for you. Purchase the publication.