Understanding How to Build Black Generational Wealth PDF Download
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Author:
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 100
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Book Description
Understanding How to Build Black Generational Wealth is the first book of its kind. Leveraging history and statistics to motivate the reader to do something about longstanding endemic Black economic disparity, Esi Kagale Agyeman Gillo does a fine job of empowering the reader to take hold of their own personal, generational and communal wealth-building processes. This book is easy to read, practical, interactive and action-oriented. Esi co-founded the nonprofit organization DIFFvelopment with her husband, Peter Markeeo Gillo, in 2015 and is relentlessly committed to developing unique ways to foster sustainable global Black empowerment. She has an MSc in African Studies from the University of Oxford and a BA in Psychology and Afro-American Studies from Smith College.
Author:
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 100
Get Book Here
Book Description
Understanding How to Build Black Generational Wealth is the first book of its kind. Leveraging history and statistics to motivate the reader to do something about longstanding endemic Black economic disparity, Esi Kagale Agyeman Gillo does a fine job of empowering the reader to take hold of their own personal, generational and communal wealth-building processes. This book is easy to read, practical, interactive and action-oriented. Esi co-founded the nonprofit organization DIFFvelopment with her husband, Peter Markeeo Gillo, in 2015 and is relentlessly committed to developing unique ways to foster sustainable global Black empowerment. She has an MSc in African Studies from the University of Oxford and a BA in Psychology and Afro-American Studies from Smith College.
Author: Melvin L. Oliver
Publisher: Taylor & Francis
ISBN: 0415951674
Category : Business & Economics
Languages : en
Pages : 356
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Book Description
The authors analyse wealth - total assets and debts rather than income alone - to uncover deep and persistent racial inequality in America, and show how public policies fail to redress this problem.
Author: Barbara Robles
Publisher: The New Press
ISBN: 1595585621
Category : Business & Economics
Languages : en
Pages : 337
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Book Description
For every dollar owned by the average white family in the United States, the average family of color has less than a dime. Why do people of color have so little wealth? The Color of Wealth lays bare a dirty secret: for centuries, people of color have been barred by laws and by discrimination from participating in government wealth-building programs that benefit white Americans. This accessible book—published in conjunction with one of the country's leading economics education organizations—makes the case that until government policy tackles disparities in wealth, not just income, the United States will never have racial or economic justice. Written by five leading experts on the racial wealth divide who recount the asset-building histories of Native Americans, Latinos, African Americans, Asian Americans, and European Americans, this book is a uniquely comprehensive multicultural history of American wealth. With its focus on public policies—how, for example, many post–World War II GI Bill programs helped whites only—The Color of Wealth is the first book to demonstrate the decisive influence of government on Americans' net worth.
Author: John D Saunders
Publisher:
ISBN: 9781099775062
Category :
Languages : en
Pages : 126
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Book Description
If you're looking for actionable financial literacy tactics to create generational wealth and prosperity, this is a GREAT place to begin. The best way for people of color to reach the pinnacles we strive for is through financial literacy. It's the best way to create wealth and pass on a legacy of knowledge and financial freedom to choose our own path and foster a NEW wave of financial confidence and influence. Every chapter of this book dissects how money passes through our community, the concepts and principles of wealth building, and most importantly, how to build wealth at every stage in your life. If you're ready to take action, plan your future and generate wealth for your family and community, pick up A Step-By-Step Guide to Building Wealth from $1 .
Author: Keith Jones
Publisher: Arthur Hunt Publishing
ISBN: 1411602234
Category : African Americans
Languages : en
Pages : 12
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Book Description
In order for readers' finances to end up right, they have to start out right by creating a good spending strategy and avoid the cycle of disparity. This title shows how to get in and stay in the cycle of prosperity and at the same time show how to build and preserve wealth to pass on to heirs for generations to come.
Author: Laurens Boel
Publisher: Penguin Random House South Africa
ISBN: 1776096347
Category : Business & Economics
Languages : en
Pages : 238
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Book Description
Through a combination of factors, such as historically debilitating apartheid laws and a lack of financial education, many South Africans are crippled by generational poverty, where liabilities (like black tax) are inherited instead of assets. Change requires converting consumers into investors, spenders into savers, and equipping our nation with world-class financial principles. Author, educator and property expert Laurens Boel sets out every step of the wealth-generation process, including how the rich think differently from the poor, how the economy works and how to earn passive income through side hustles, as well as insider secrets on how to grow and protect your wealth. The book focuses strongly on property investing as a foundation for wealth. The reader will be armed with secrets to investing in South Africa’s lucrative property market, such as finding below-market-value deals, leveraging other people’s money (OPM) and utilising structures for tax efficiency. There is also advice on wealth-generation strategies like trading and starting a business. Millionaire in the Making is a must-read for anyone looking to improve their financial situation, as well as experienced investors looking to polish their portfolios so that they can build wealth not only for themselves, but for generations to come.
Author: Rodney Brooks
Publisher:
ISBN: 9780979168628
Category :
Languages : en
Pages :
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Book Description
Racism and discrimination put us here, but this is how we can save future generations. An essential book by a longtime MONEY section editor of USA Today.
Author: William A. Darity Jr.
Publisher: UNC Press Books
ISBN: 1469671212
Category : Social Science
Languages : en
Pages : 443
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Book Description
Racism and discrimination have choked economic opportunity for African Americans at nearly every turn. At several historic moments, the trajectory of racial inequality could have been altered dramatically. But neither Reconstruction nor the New Deal nor the civil rights struggle led to an economically just and fair nation. Today, systematic inequality persists in the form of housing discrimination, unequal education, police brutality, mass incarceration, employment discrimination, and massive wealth and opportunity gaps. Economic data indicates that for every dollar the average white household holds in wealth the average black household possesses a mere ten cents. This compelling and sharply argued book addresses economic injustices head-on and make the most comprehensive case to date for economic reparations for U.S. descendants of slavery. Using innovative methods that link monetary values to historical wrongs, William Darity Jr. and A. Kirsten Mullen assess the literal and figurative costs of justice denied in the 155 years since the end of the Civil War and offer a detailed roadmap for an effective reparations program, including a substantial payment to each documented U.S. black descendant of slavery. This new edition features a new foreword addressing the latest developments on the local, state, and federal level and considering current prospects for a comprehensive reparations program.
Author: Mehrsa Baradaran
Publisher: Harvard University Press
ISBN: 0674982304
Category : Business & Economics
Languages : en
Pages : 382
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Book Description
“Read this book. It explains so much about the moment...Beautiful, heartbreaking work.” —Ta-Nehisi Coates “A deep accounting of how America got to a point where a median white family has 13 times more wealth than the median black family.” —The Atlantic “Extraordinary...Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America.” —Ezra Klein When the Emancipation Proclamation was signed in 1863, the black community owned less than 1 percent of the total wealth in America. More than 150 years later, that number has barely budged. The Color of Money seeks to explain the stubborn persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. With the civil rights movement in full swing, President Nixon promoted “black capitalism,” a plan to support black banks and minority-owned businesses. But the catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. In this timely and eye-opening account, Baradaran challenges the long-standing belief that black communities could ever really hope to accumulate wealth in a segregated economy. “Black capitalism has not improved the economic lives of black people, and Baradaran deftly explains the reasons why.” —Los Angeles Review of Books “A must read for anyone interested in closing America’s racial wealth gap.” —Black Perspectives
Author: Thomas M. Shapiro
Publisher:
ISBN: 9780195151473
Category : History
Languages : en
Pages : 268
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Book Description
Over the past three decades, racial prejudice in America has declined significantly and many African American families have seen a steady rise in employment and annual income. But alongside these encouraging signs, Thomas Shapiro argues in The Hidden Cost of Being African American, fundamental levels of racial inequality persist, particularly in the area of asset accumulation--inheritance, savings accounts, stocks, bonds, home equity, and other investments-. Shapiro reveals how the lack of these family assets along with continuing racial discrimination in crucial areas like homeownership dramatically impact the everyday lives of many black families, reversing gains earned in schools and on jobs, and perpetuating the cycle of poverty in which far too many find themselves trapped. Shapiro uses a combination of in-depth interviews with almost 200 families from Los Angeles, Boston, and St. Louis, and national survey data with 10,000 families to show how racial inequality is transmitted across generations. We see how those families with private wealth are able to move up from generation to generation, relocating to safer communities with better schools and passing along the accompanying advantages to their children. At the same time those without significant wealth remain trapped in communities that don't allow them to move up, no matter how hard they work. Shapiro challenges white middle class families to consider how the privileges that wealth brings not only improve their own chances but also hold back people who don't have them. This "wealthfare" is a legacy of inequality that, if unchanged, will project social injustice far into the future. Showing that over half of black families fall below the asset poverty line at the beginning of the new century, The Hidden Cost of Being African American will challenge all Americans to reconsider what must be done to end racial inequality.
