My Money My Way

My Money My Way PDF Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241

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Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

My Money My Way

My Money My Way PDF Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241

Get Book Here

Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

All Your Worth

All Your Worth PDF Author: Elizabeth Warren
Publisher: Simon and Schuster
ISBN: 0743269888
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

Financial Peace

Financial Peace PDF Author: Dave Ramsey
Publisher: Lampo
ISBN: 9780963571236
Category : Business & Economics
Languages : en
Pages : 268

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Book Description
Dave Ramsey explains those scriptural guidelines for handling money.

Budgeting - the Right Way

Budgeting - the Right Way PDF Author: Daniel Wells
Publisher: Createspace Independent Publishing Platform
ISBN: 9781535225229
Category :
Languages : en
Pages : 42

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Book Description
The Essential Guide to Saving Money and Living the Frugal Life! Some of the most frequently asked personal finance questions during this difficult economy revolve around "how to budget," "how to make a budget" and "how to live on a tight budget." Budgeting your money successfully is crucial to flourishing in any type of economy, much less a tough one. There is a common misconception that good budgeting depends upon fancy forms, financial expertise, software programs and solely on one's income. All of these false notions completely circumvent the only true goal of any personal budget: Getting the most value for each of your hard-earned dollars. Those misguided beliefs above are the key reasons why many people are much worse off than they should be, regardless of income levels or familiarity with financial software. There are many people who are much "better off" with a lower income and a simple budget form than those with great salaries and top-notch computer programs. These successful folks are the ones who have learned the secret Here Is A Preview Of What You'll Learn... Why Budgeting is So Important Setting Up a Budget -The Right Way Steps in Setting up Your Budget: Ways to Simplify Your Budget: Effective Budgeting 101 How to Live a Frugal Life Steps For Successful Saving ....and Much, much more! Purchase your copy today!

Basics of Budgeting

Basics of Budgeting PDF Author: Samson Floyd
Publisher:
ISBN:
Category :
Languages : en
Pages : 120

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Book Description
The average debt of an American is around $91,000 and takes a lifetime to pay off. Get out of this rat-race, keep reading: Are you sick and tired of your paycheck-to-paycheck lifestyle? Do you find yourself spending money despite the fact your credit cards charge you too much interest? And are you looking for ways to pay off your debt, but it seems almost impossible with all your daily and more unexpected expenses? Most of us would answer "yes" to these questions. However, the average amount of debt in America is around 91 THOUSAND dollars. This means most people still fall into the trap of credit card debt, mortgages, and countless other bills. You have probably heard someone say: "you need to go on a budget," but even the word budget brings up the feeling of a strict diet, anxiety or an overall sense of restrictiveness. Meeting responsibilities on a daily basis while also trying to save for your future can seem impossible sometimes. But the truth is, most of us have been misled and just haven't budgeted the right way yet. So much in life is beyond our control, but our financial situation doesn't have to be. With the right approach to our finances, we can start to regain control over our lives again. Even if you have never budgeted before. In Basics of Budgeting, you will discover: The 4 essential beginner budgeting tips that don't restrict you in any way. How to become aware of the things we all do that puts us in massive debt. The single best way to persevere when things are getting rough. The challenge that will change your spending habits instantly and free up money. The 5 simple steps to set up a budget plan that will actually work for you. How to save up an easy $500 per month without much effort. The best way to approach your budget so you can still do the things you like while paying off your debts. And much, much more As a free bonus, you will also get a budgeting basics cheat sheet, so you can implement your newly acquired knowledge immediately. Money problems can ruin your life if you allow it to. But if you know how to approach a budget the right way, you can stop living paycheck-to-paycheck, pay off your debt and start enjoying the wealth you didn't even know you had. In the step-by-step guide of Basics of Budgeting, we take you through everything you need to succeed on a budget while having fun. So even if you have never succeeded at budgeting before, you are able to regain control over your financial situation again. Stop playing victim to your money problems and start to enjoy life again, scroll up and click the "buy now with 1-click button" to get your book instantly.

Budgeting 101

Budgeting 101 PDF Author: Michele Cagan
Publisher: Simon and Schuster
ISBN: 1507209088
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
“Cagan makes the case that a budget isn’t a buzz killer. It’s financial salvation.” —The Washington Post Don’t break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered.

10,001 Ways to Live Large on a Small Budget

10,001 Ways to Live Large on a Small Budget PDF Author: Wise Bread Writers
Publisher: Skyhorse Publishing Inc.
ISBN: 160239704X
Category : Business & Economics
Languages : en
Pages : 353

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Book Description
A treasury of top-selected submissions to the popular personal finance blog WiseBread.com shares insights on how to enjoy life while living responsibly, in a resource that organizes entries under such headers as shopping in bulk, saving money while going green, and reducing one's mortgage and rent costs. Original.

Preparing a Budget

Preparing a Budget PDF Author: Harvard Business Review
Publisher: Harvard Business Press
ISBN: 1422136582
Category : Business & Economics
Languages : en
Pages : 96

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Book Description
A budget is a financial action plan for an organization. This guide will teach you how to: - Forecast future business results, such as sales volume, revenues, and expenses - Reconcile those forecasts to organizational goals - Obtain organizational support for your proposed budget - Fine-tune your budget over time

Beyond Budgeting

Beyond Budgeting PDF Author: Jeremy Hope
Publisher: Harvard Business Press
ISBN: 1578518660
Category : Administración
Languages : en
Pages : 254

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Book Description
The annual budgeting process is a trap. Pressured by fixed targets and performance incentives, managers focus on making the numbers instead of making a difference, meeting set goals instead of maximizing potential. With their compensation at stake, managers often resort to deceitful-even unethical-behavior. In the end, everybody loses-the employee, the company, and ultimately the customer. Now, finance experts Jeremy Hope and Robin Fraser reveal the results of an intensive study aimed at fixing the broken budgeting process. They argue that companies must abandon traditional budgeting contracts in favor of a radical new model that links performance measurement to evolving competitive benchmarks-and shifts the firm's focus from controlling employee behavior to delivering customer value. The Beyond Budgeting model is built on the best practices of companies that have successfully revised their centralized planning and budgeting processes. It combines a leadership vision that devolves more authority to operating managers and a finance vision that enables fast decision making through appropriate tools and accessible information. Through vivid examples, Hope and Fraser illustrate how companies can implement these shared visions-and the long-term benefits that accrue from embracing them. Offering a compelling case for breaking free from the budgeting trap, this book paves the way toward making organizations better places to work for, invest in, and do business with.

Clever Girl Finance

Clever Girl Finance PDF Author: Bola Sokunbi
Publisher: John Wiley & Sons
ISBN: 1119580838
Category : Business & Economics
Languages : en
Pages : 247

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Book Description
Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.