My Money My Way

My Money My Way PDF Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241

Get Book

Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

My Money My Way

My Money My Way PDF Author: Kumiko Love
Publisher: Penguin
ISBN: 0593418859
Category : Business & Economics
Languages : en
Pages : 241

Get Book

Book Description
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Burn Your Budget

Burn Your Budget PDF Author: Wendy Brookhouse
Publisher:
ISBN: 9781945733222
Category :
Languages : en
Pages :

Get Book

Book Description
Spend Your Way to Financial Freedom... Do you make good money but wonder if you could be doing a better job planning for your future and cringe anytime you hear the "B" (budget) word?. Traditional budgeting is an outdated model which adds a layer of complexity to your life that confuses rather than simplifies planning for most of us. What if you just had One Number to keep track of so you can fully enjoy your life today without having to sacrifice your future? That is where Wendy Brookhouse's new book Burn Your Budget, comes in. Wendy's book will help you identify your One Number Solution so you can spend without the guilt and the nagging doubt that you should be doing more for your future."

Financial Freedom

Financial Freedom PDF Author: Grant Sabatier
Publisher: Penguin
ISBN: 052553458X
Category : Business & Economics
Languages : en
Pages : 370

Get Book

Book Description
The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

The 21-Day Financial Fast

The 21-Day Financial Fast PDF Author: Michelle Singletary
Publisher: Zondervan
ISBN: 0310338468
Category : Business & Economics
Languages : en
Pages : 257

Get Book

Book Description
Whether you're living paycheck to paycheck or just trying to make smarter financial choices, let award-winning writer and Washington Post columnist Michelle Singletary show you the practical steps you need to take for the financial peace you long for. In The 21-Day Financial Fast, Michelle proposes a field-tested financial challenge: for twenty-one days, put away your credit cards and buy only the barest essentials. What happens next will forever change the way you think about wealth. With Michelle's guidance, you'll discover how to: Break bad spending habits Plot a course to become debt-free with the Debt Dash Plan Avoid the temptation of overspending for college Learn how to prepare elderly relatives and yourself for future long-term care expenses Be prepared for any contingency with a Life Happens Fund Stop worrying about money and find the priceless power of financial peace Join the thousands of others who have already discovered practical ways to achieve financial freedom and experience what it truly means to live a life of financial peace and prosperity.

Buy This, Not That

Buy This, Not That PDF Author: Sam Dogen
Publisher: Penguin
ISBN: 0593328779
Category : Business & Economics
Languages : en
Pages : 337

Get Book

Book Description
SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. He’s taught over 90 million readers how to invest wisely in all facets of life, from education to parenting to relationships to side hustles, even choosing where to work and play. Now, in his Wall Street Journal bestseller, Buy This, Not That, the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms. The good news? You don’t need to be a millionaire or a genius to achieve financial freedom. It’s about making the most of your money, now and forever—and it’s never too late to get started. You’ll learn: — The Financial Samurai’s 70/30 framework for optimal financial decision-making — What is “good debt” and “bad debt,” and the right way to pay down debt or invest — Strategies and tips for building passive income streams that work for your goals and risk tolerance — How to invest in real estate, even if you can't afford to buy property — Rules for spending—from coffee and cars to mortgages and marriage — And so much more!

Budget It Yourself

Budget It Yourself PDF Author: Xavier Epps
Publisher:
ISBN: 9781736977309
Category :
Languages : en
Pages :

Get Book

Book Description
Budget-It-Yourself (BIY) will provide you a new way to approach everything you thought you knew about the fundamentals of budgeting! Throw away that learned behavior as it relates to managing money because this book will break down why tried and tested methods don't work for everyone! Get ready to take a holistic approach when managing your money and building that wealth nest egg that only a small percentage of Americans get to enjoy as they age. In this book, you'll be guided on how to take your financial situation and decompress it in such a way that allows you to reconnect only the most important elements of your finances which will surely assist in your renewed managerial skillset over money. The three major sections of the book will setup how to approach the management of your finances: 1) Understanding Your Taxes 2) Understanding Debts and Your Credit 3) Creating and Keeping a Budget. Within this book, you will also find real-life, relevant tips, and tricks as well as advice about financial management geared towards helping you understand that learned behavior (i.e., my parents did it this way so that's why I do it this way) isn't always correct. Make today the first day you decide not to be complacent with financial mediocrity! As you already know, the definition of insanity is doing the same thing over and over again and expecting different results and this book is going to give you the knowledge needed to switch it up to get a different outcome and better results.

Own Your Financial Freedom: Money, Women, Marriage and Divorce

Own Your Financial Freedom: Money, Women, Marriage and Divorce PDF Author: Kennedy, Andrea
Publisher: Marshall Cavendish International Asia Pte Ltd
ISBN: 9814516856
Category : Business & Economics
Languages : en
Pages : 173

Get Book

Book Description
It is never too early to get a financial reality check to ensure long term financial security. Practical, savvy, and wide-ranging, Own Your Financial Freedom will inform women of important financial constructs prior to marriage and educate women on the ‘what-if’ of a divorce proceeding and post-divorce money management. By making effective money decisions at every stage of your life, if a divorce is ever inevitable, you will feel far more in control and aware of what you are entitled to, making divorce a straightforward process and not a lengthy battle. Packed with essential advice from professionals and financial gurus, Own Your Financial Freedom will help anyone navigate through the emotionally, economically and legally challenging divorce procedure. From understanding entitlements, coming to a settlement and to planning long-term investments, this book is an essential guide to achieving financial freedom. Currently the principal of Wiser Wealth, Andrea Kennedy is an investment manager who has been providing coaching and consultation services to couples, families and professional women for the past decade in Hong Kong, Singapore and Shanghai. Andrea has a blog, “Women on Money” (www.wiserwealth.net/blog), and is often interviewed for her perspectives on wealth creation for women and couples. Andrea has a bachelor degree in Psychology and a Master’s degree in International Affairs and Economics and is a certified financial planner (CFP). Originally from Chicago, Andrea has lived in Asia for the last 20 years

Budgeting

Budgeting PDF Author: Liam S. Parker
Publisher: PublishDrive
ISBN:
Category : Business & Economics
Languages : en
Pages : 54

Get Book

Book Description
Would you like to retire early, pay off your debt, and never have another sleepless night because of money problems? Having a budget is the KEY to achieving these and many other financial goals. No more living paycheck to paycheck, borrowing money, and feeling stressed out all the time. Here's some of what you can expect to learn inside the pages of this book: Discover exactly what type of spending is causing you the most damage. How to implement the easiest and most effective budget type based on your current needs. Learn how to stay on track, even after a few slip-ups. How to quickly prepare an emergency fund that you can always rely on. Understand the key differences between needs and wants in your life so that you prioritize your spending where it matters the most. Pretty much anyone can start budgeting and receive multiple benefits from it, regardless of their current income level. Budgeting can be extremely simple and easy to implement, even if you have zero financial knowledge. It's not rocket science! It can also have lots of positive benefits that will spill over to multiple areas of your life. With personal finance, time is your best ally. Start making smart decisions with your money today by scrolling up and clicking the BUY NOW button at the top of this page!

The Freedom Agenda

The Freedom Agenda PDF Author: Mike Lee
Publisher: Simon and Schuster
ISBN: 1596982942
Category : Political Science
Languages : en
Pages : 256

Get Book

Book Description
We hear it everyday: government spending is out of control. Yet, despite all the rhetoric coming out of Washington about the need to cut spending, we continue to go deeper and deeper into debt. If we’re serious about restoring America to fiscal health, we must do something about government spending, not just talk about it. So argues U.S. Senator Mike Lee in his new book, The Freedom Agenda. Revealing how the federal government went from a limited constitutional government to the colossal spending machine it is today, The Freedom Agenda clearly explains: the one Supreme Court case that led to the federal government’s massive overreach the need for a balanced-budget amendment to repair the government’s broken fiscal policies the reason returning power to the states should appeal to both conservatives and liberals the simple steps we can—and must—take to slash federal spending and the federal government’s intrusion into our daily lives Timely and powerful, The Freedom Agenda shows how to put the federal government back in its proper place, and why a balanced budget amendment is the key to reigning in spending and the federal government’s abuse of power.

Budget Your Way to Freedom

Budget Your Way to Freedom PDF Author: Rochelle Hall
Publisher: Rochelle Hall
ISBN:
Category : Business & Economics
Languages : en
Pages : 31

Get Book

Book Description
Money management is a skill that we have taken for granted for far too long. Many of us have found ourselves in our current financial state through years of trial and error. Now is the time to be strategic about improving your relationship with money. By following Rochelle Hall’s practical 8-step action plan, you will be placed on the path to becoming a more informed steward over your finances. Budget Your Way to Freedom is the book you need if you are ready to acknowledge and evaluate your financial health, stop unnecessary spending today, tackle debt once and for all, and create a savings plan that you can start today.