How You Can Profit from Credit Cards PDF Download
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Author: Curtis E. Arnold
Publisher: FT Press
ISBN: 0132703459
Category : Business & Economics
Languages : en
Pages : 353
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Book Description
Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Author: Curtis E. Arnold
Publisher: FT Press
ISBN: 0132703459
Category : Business & Economics
Languages : en
Pages : 353
Get Book Here
Book Description
Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
Author: Dana Neal
Publisher: Paladin Press
ISBN: 9781581605013
Category : Consumer credit
Languages : en
Pages : 442
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Book Description
Dana Neal knows first hand the consequences of bad credit - how a financial setback can leave you unable to buy a house or car, rent an apartment, get insurance or even land a job. But the former collection agency insider also knows that flawless credit is in everyone's reach. In easy-to-understand terms, the author explains how the credit game is played, the roles of the various players, and the ways in which the credit industry stacks the odds against consumers He then presents a straightforward, no-nonsense plan to show you how to win the credit game by getting others to play by your rules!
Author: Global Triumph Foundation
Publisher: Kavya Publications
ISBN: 9390707250
Category : Business & Economics
Languages : en
Pages : 130
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Book Description
Success always looks ahead of the silly excuses and puts itself forward than the created misconceptions. Success is the result of key determination and concentration while moving in the path of workings. This book presents 40 powerful stories of first generation entrepreneurs, renowned personalities who have built everlasting potential towards reaching the goal of success. The Start-ups and venturing initiatives fostered wave of innovation to establish them during COVID-19 pandemic period. They have dedicated their lives to serve the nation, transforming lives of many and contributing to the development of Indian economy. Some renowned Leaders/Entrepreneurs have made a remarkable impact on society with their innovations and vision. Their journey was full of challenges. Steve Jobs is one such iconic figure known for the establishment of Apple company. Bill Gates, a great entrepreneur who established Microsoft - the biggest software company. Albert Einstein is a well-known scientist and extraordinary genius personality known by almost all of us all over the world due to his great inventions and contributions towards science. Abraham Lincoln, a great personality and also the ex-president of the USA also suffered regularly from massive failures year after the year. So, success is a failure in progress and someone who has never failed cannot truly be a successful person. The book Inspiring Icons has showcased how young people have faced unprecedented difficulties and uncharted paths but inspite of all odds, they are rising up to make a difference. Entrepreneurs are the backbone of wealth creation with a focus on focus on re-think, re-learn and unlearn to make the world a better place to live. The book determined how people have arrived at their position of leadership, keeping it and thriving in to build credibility along the way. The book has a collection of stories presenting their struggle and success in one cup with a call for readers that “Success Never Sleeps”. The author compelled to put light on their entrepreneurial experience, networking, digital savvy initiatives, Leveraging of social media and business trends. Their passion and consistency to drive business revenue have played a pivotal role in this new age building strong relationships for one’s life, ideas and even business.
Author: Sari Greene
Publisher: Pearson IT Certification
ISBN: 0133481174
Category : Computers
Languages : en
Pages : 639
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Book Description
Everything you need to know about information security programs and policies, in one book Clearly explains all facets of InfoSec program and policy planning, development, deployment, and management Thoroughly updated for today’s challenges, laws, regulations, and best practices The perfect resource for anyone pursuing an information security management career ¿ In today’s dangerous world, failures in information security can be catastrophic. Organizations must protect themselves. Protection begins with comprehensive, realistic policies. This up-to-date guide will help you create, deploy, and manage them. Complete and easy to understand, it explains key concepts and techniques through real-life examples. You’ll master modern information security regulations and frameworks, and learn specific best-practice policies for key industry sectors, including finance, healthcare, online commerce, and small business. ¿ If you understand basic information security, you’re ready to succeed with this book. You’ll find projects, questions, exercises, examples, links to valuable easy-to-adapt information security policies...everything you need to implement a successful information security program. ¿ Learn how to ·¿¿¿¿¿¿¿¿ Establish program objectives, elements, domains, and governance ·¿¿¿¿¿¿¿¿ Understand policies, standards, procedures, guidelines, and plans—and the differences among them ·¿¿¿¿¿¿¿¿ Write policies in “plain language,” with the right level of detail ·¿¿¿¿¿¿¿¿ Apply the Confidentiality, Integrity & Availability (CIA) security model ·¿¿¿¿¿¿¿¿ Use NIST resources and ISO/IEC 27000-series standards ·¿¿¿¿¿¿¿¿ Align security with business strategy ·¿¿¿¿¿¿¿¿ Define, inventory, and classify your information and systems ·¿¿¿¿¿¿¿¿ Systematically identify, prioritize, and manage InfoSec risks ·¿¿¿¿¿¿¿¿ Reduce “people-related” risks with role-based Security Education, Awareness, and Training (SETA) ·¿¿¿¿¿¿¿¿ Implement effective physical, environmental, communications, and operational security ·¿¿¿¿¿¿¿¿ Effectively manage access control ·¿¿¿¿¿¿¿¿ Secure the entire system development lifecycle ·¿¿¿¿¿¿¿¿ Respond to incidents and ensure continuity of operations ·¿¿¿¿¿¿¿¿ Comply with laws and regulations, including GLBA, HIPAA/HITECH, FISMA, state data security and notification rules, and PCI DSS ¿
Author: Advocate Apurva Bhagat
Publisher: Notion Press
ISBN:
Category : Business & Economics
Languages : en
Pages : 217
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Book Description
The book is a final version of our previous two books, "The Indian Credit Reporting System" and "Improove Your Credit Health". However, the book is different from the previous two because this is more specific on credit counseling and repair business. The book is divulging some of the key points: The nobility of credit counseling and repair business The credit counseling and repair business in global The credit counseling and repair business in India The basic of starting a credit counseling and repair business In-depth understanding of credit terminologies Frequently Asked Questions to resolve concerns
Author: Omar Santos
Publisher: Pearson IT Certification
ISBN: 0134858549
Category : Computers
Languages : en
Pages : 958
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Book Description
All the Knowledge You Need to Build Cybersecurity Programs and Policies That Work Clearly presents best practices, governance frameworks, and key standards Includes focused coverage of healthcare, finance, and PCI DSS compliance An essential and invaluable guide for leaders, managers, and technical professionals Today, cyberattacks can place entire organizations at risk. Cybersecurity can no longer be delegated to specialists: success requires everyone to work together, from leaders on down. Developing Cybersecurity Programs and Policies offers start-to-finish guidance for establishing effective cybersecurity in any organization. Drawing on more than 20 years of real-world experience, Omar Santos presents realistic best practices for defining policy and governance, ensuring compliance, and collaborating to harden the entire organization. First, Santos shows how to develop workable cybersecurity policies and an effective framework for governing them. Next, he addresses risk management, asset management, and data loss prevention, showing how to align functions from HR to physical security. You’ll discover best practices for securing communications, operations, and access; acquiring, developing, and maintaining technology; and responding to incidents. Santos concludes with detailed coverage of compliance in finance and healthcare, the crucial Payment Card Industry Data Security Standard (PCI DSS) standard, and the NIST Cybersecurity Framework. Whatever your current responsibilities, this guide will help you plan, manage, and lead cybersecurity–and safeguard all the assets that matter. Learn How To · Establish cybersecurity policies and governance that serve your organization’s needs · Integrate cybersecurity program components into a coherent framework for action · Assess, prioritize, and manage security risk throughout the organization · Manage assets and prevent data loss · Work with HR to address human factors in cybersecurity · Harden your facilities and physical environment · Design effective policies for securing communications, operations, and access · Strengthen security throughout the information systems lifecycle · Plan for quick, effective incident response and ensure business continuity · Comply with rigorous regulations in finance and healthcare · Plan for PCI compliance to safely process payments · Explore and apply the guidance provided by the NIST Cybersecurity Framework
Author: Ciby Joseph
Publisher: John Wiley & Sons
ISBN: 111860489X
Category : Business & Economics
Languages : en
Pages : 454
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Book Description
Credit is essential in the modern world and creates wealth, provided it is used wisely. The Global Credit Crisis during 2008/2009 has shown that sound understanding of underlying credit risk is crucial. If credit freezes, almost every activity in the economy is affected. The best way to utilize credit and get results is to understand credit risk. Advanced Credit Risk Analysis and Management helps the reader to understand the various nuances of credit risk. It discusses various techniques to measure, analyze and manage credit risk for both lenders and borrowers. The book begins by defining what credit is and its advantages and disadvantages, the causes of credit risk, a brief historical overview of credit risk analysis and the strategic importance of credit risk in institutions that rely on claims or debtors. The book then details various techniques to study the entity level credit risks, including portfolio level credit risks. Authored by a credit expert with two decades of experience in corporate finance and corporate credit risk, the book discusses the macroeconomic, industry and financial analysis for the study of credit risk. It covers credit risk grading and explains concepts including PD, EAD and LGD. It also highlights the distinction with equity risks and touches on credit risk pricing and the importance of credit risk in Basel Accords I, II and III. The two most common credit risks, project finance credit risk and working capital credit risk, are covered in detail with illustrations. The role of diversification and credit derivatives in credit portfolio management is considered. It also reflects on how the credit crisis develops in an economy by referring to the bubble formation. The book links with the 2008/2009 credit crisis and carries out an interesting discussion on how the credit crisis may have been avoided by following the fundamentals or principles of credit risk analysis and management. The book is essential for both lenders and borrowers. Containing case studies adapted from real life examples and exercises, this important text is practical, topical and challenging. It is useful for a wide spectrum of academics and practitioners in credit risk and anyone interested in commercial and corporate credit and related products.
Author: Joshua Harris
Publisher: Multnomah
ISBN: 1588601579
Category : Religion
Languages : en
Pages : 256
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Book Description
Joshua Harris's first book, written when he was only 21, turned the Christian singles scene upside down...and people are still talking. More than 800,000 copies later, I Kissed Dating Goodbye, with its inspiring call to sincere love, real purity, and purposeful singleness, remains the benchmark for books on Christian dating. Now, for the first time since its release, the national #1 bestseller has been expanded with new content and updated for new readers. Honest and practical, it challenges cultural assumptions about relationships and provides solid, biblical alternatives to society's norm.Clear, stylish typeset, with user-friendly links to referenced Scripture.
Author: Muriel A. Garcia
Publisher: iUniverse
ISBN: 144012325X
Category : Language Arts & Disciplines
Languages : en
Pages : 138
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Book Description
"Between fifty to sixty people attended the party." "This one is as good or better than that one." "Employees who service this community are highly trained." Each of the above sentences contains an error. Do you know how to repair the damage? Are you interested in writing well? Can you use some help in this endeavor? Do you want to show that you know the fundamentals of good writing? Do you want your reader to be well impressed? Are you a student with a writing assignment? Do you want an "A" grade on your essay? Are you applying for admission to a university? Do you have to write a letter of introduction to a prospective employer? Do you anticipate giving a speech to an educated audience? Do you have to write a long term paper or a Ph.D thesis? If you answered "Yes!" to any of these questions, then you need this book.
Author: Jason R. Rich
Publisher: Red Wheel/Weiser
ISBN: 1417525851
Category : Business & Economics
Languages : en
Pages : 149
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Book Description
Here is the ideal financial resource for students, recent graduates, newlyweds, young professionals, single parents, the recently divorced, recent retirees, and anyone seeking to take charge of their finances. If most or all of your paycheck seems to disappear by the time your monthly expenses are paid or you are in serious debt this book will help you. Millions of people are living paycheck to paycheck with little or no savings and no game plan for changing their financial predicament. This book, with contributions from real financial experts, is for every one of them! It is an easy-to-read, straightforward, information-packed book for the financially unsophisticated that offers step-by-step directions and dozens of strategies for: Developing and implementing a custom-tailored budget Setting and achieving personal and family financial goals Cutting everyday living expenses Reducing and eventually eliminating debt Saving money every month Earning more money Planning for the future
