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Author:
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 236
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Book Description
Author:
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 236
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Book Description
Author: United States. Congress. Senate. Committee on Commerce
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 64
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Book Description
Author: James M. Anderson
Publisher: Rand Corporation
ISBN: 083304916X
Category : Business & Economics
Languages : en
Pages : 191
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Book Description
"No-fault automobile-insurance regimes were the culmination of decades of dissatisfaction with the use of the traditional tort system for compensating victims of automobile accidents. They promised quicker, fairer, less-contentious, and, it was hoped, less-expensive resolution of automobile-accident injuries. This monograph considers how these plans have fared. After reviewing the intellectual and political history of no-fault auto insurance, the monograph concludes that no-fault lost political popularity because of the perception that it did not deliver the promised consumer premium cost reductions. Analysis of data from a variety of sources confirms this view, demonstrating that premiums and claim costs have become substantially larger in no-fault states than in other states over time. These cost increases can be traced to a variety of factors, including growth in excess claiming in no-fault states and convergence between no-fault and tort states in litigation patterns and noneconomic-damage payments. However, the primary driver of no-fault's cost growth has been high medical costs. The extent to which these additional costs represent augmented utilization of medical services rather than cost shifting from the medical insurance system to the automobile insurance system remains unclear." --Back cover.
Author: Carl Nagle
Publisher: Lulu.com
ISBN: 1483417557
Category : Law
Languages : en
Pages : 246
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Book Description
Former insurance company lawyer and former claims adjuster Carl Nagle reveals insurance industry secrets and step-by-step guidelines to help motor vehicle accident victims: safely navigate the insurance claim process understand what is covered by insurance identify all parties who owe for accident losses locate all insurance policies and safely report claims collect full payment for car repairs or total loss receive medical care now with no out-of-pocket loss collect benefits from multiple insurance policies settle privately with no lawsuits or court involvement avoid insurance adjuster payment reduction tactics understand and present proper medical evidence maximize cash settlement for pain & suffering collect payment now for future medical needs collect for all lost wages & earning ability understand common traumatic injuries determine the fair value of your injury case make sure your settlement is tax free reduce & defend all claims against your settlement
Author: United States. Congress. House. Committee on the Judiciary
Publisher:
ISBN:
Category : No-fault automobile insurance
Languages : en
Pages : 180
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Book Description
Author: United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 788
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Book Description
Author: United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher:
ISBN:
Category : Insurance, No-fault automobile
Languages : en
Pages : 480
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Book Description
Author: Estate of Jerry J. Phillips
Publisher: Georgetown University Press
ISBN: 9781589014848
Category : Political Science
Languages : en
Pages : 146
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Book Description
In this new volume, two lawyers debate which kind of automobile insurance is the best, no-fault or tort liability. This book presents in one place all the legal, political, historical, and financial arguments about the two types of auto insurance. Under the fault system currently used by thirty-seven states, tort law provides that the party at fault in the accident pays the full damages of accident victims. Jerry J. Phillips favors this system, arguing that it allows for fair compensation to the injured and deters drivers from dangerous behavior on the road. Stephen Chippendale counters this claim with the argument that tort-law based insurance combines high cost and low benefits, and that those who truly profit from it are the lawyers representing injured clients, while their claims clog up the court system. A better solution, he proposes, would be "Auto Choice," a plan under which consumers would choose whether or not they wished to be eligible for damages from pain and suffering. With civility and respect, these two legal scholars present thoughtful and thorough arguments on both sides of the debate, giving readers a balanced view of an issue that affects nearly every American. It will be of particular value to those in the fields of law, policy, and insurance.
Author: Josephine Y. King
Publisher: John Wiley & Sons
ISBN:
Category : Business & Economics
Languages : en
Pages : 472
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Book Description
Author: United States. Congress. Senate. Committee on Commerce
Publisher:
ISBN:
Category : Insurance law
Languages : en
Pages : 668
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Book Description