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Author:
Publisher:
ISBN:
Category : Economic indicators
Languages : en
Pages : 98
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Book Description
Author:
Publisher:
ISBN:
Category : Economic indicators
Languages : en
Pages : 98
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Book Description
Author: T. J. Eller
Publisher:
ISBN:
Category : Electronic government information
Languages : en
Pages : 32
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Book Description
Author: Thomas M. Shapiro
Publisher: Russell Sage Foundation
ISBN: 1610444957
Category : Social Science
Languages : en
Pages : 404
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Book Description
Over the past three decades, average household wealth in the United States has declined among all but the richest families, with a near 80 percent drop among the nation's poorest families. Although the national debate about inequality has focused on income, it is wealth—the private assets amassed and passed on within families—that provides the extra economic cushion needed to move beyond mere day-to-day survival. Assets for the Poor is the first full-scale investigation into the importance of family wealth and the need for policies to encourage asset-building among the poor. Assets for the Poor shows how institutional mechanisms designed to encourage acquisition of capital and property favor middle-class and high-income families. For example, the aggregate value of home mortgage tax deductions far outweighs the dollar amount of the subsidies provided by Section 8 rental vouchers and public housing. Banking definitions of creditworthiness largely exclude minorities, and welfare rules have made it nearly impossible for single mothers to accumulate savings, let alone stocks or real estate. Due to persistent residential segregation, even those minority families who do own homes are often denied equal access to better schools and public services. The research in this volume shows that the poor do make use of the assets they have. Cash gifts—although small in size—are frequent within families and often lead to such positive results as homebuying and debt reduction, while tangible assets such as tools and cars help increase employment prospects. Assets for the Poor examines policies such as Individual Development Account tax subsidies to reward financial savings among the poor, and more liberal credit rules to make borrowing easier and less costly. The contributors also offer thoughtful advice for bringing the poor into mainstream savings institutions and warn against developing asset building policies at the expense of existing safety net programs. Asset-building for low-income families is a powerful idea that offers hope to families searching for a way out of poverty. Assets for the Poor challenges current thinking regarding poverty reduction policies and proposes a major shift in the way we think about families and how they make a better life. A Volume in the Ford Foundation Series on Asset Building
Author:
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ISBN:
Category : United States
Languages : en
Pages : 12
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Book Description
Author:
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ISBN:
Category :
Languages : en
Pages : 1202
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Book Description
Author: Yuval Elmelech
Publisher: Rowman & Littlefield Publishers
ISBN: 1461646359
Category : Social Science
Languages : en
Pages : 272
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Book Description
While the United States is the world's richest nation, the distribution of private property and wealth among Americans is often comprised of alarmingly disparate portions. With a rapidly aging and increasingly diverse population, the interdependence between generations, institutions, and social spheres has become essential to social stratification processes in contemporary American society.. In this authoritative work, Yuval Elmelech investigates the role that family transactions of material resources play in the stratification system. Drawing on empirical evidence from a broad array of sources, Transmitting Inequality provides an interdisciplinary framework for examining the social, demographic and institutional structures that shape the distribution of property and wealth in the United States.
Author:
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ISBN:
Category : Government publications
Languages : en
Pages : 1064
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Book Description
Author: United States. Bureau of the Census
Publisher:
ISBN:
Category : United States
Languages : en
Pages : 440
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Book Description
Includes subject area sections that describe all pertinent census data products available, i.e. "Business--trade and services", "Geography", "Transportation," etc.
Author:
Publisher: M.E. Sharpe
ISBN: 9780765618641
Category : Cost and standard of living
Languages : en
Pages : 484
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Book Description
Author: Lawrence Mishel
Publisher: Routledge
ISBN: 1315293595
Category : Business & Economics
Languages : en
Pages : 427
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Book Description
The State of Working America, 1996-97 presents a statistical portrait of the standard of living of America's working families based on the most recent data available. By thoroughly analyzing areas such as family income, taxes, wages, jobs, wealth, and poverty, Mishel, Bernstein, and Schmitt show how the current economy is reflected in the lives of American workers. The new edition will update all statistical data and add a chapter on regional differences.
