Applied Lending Techniques

Applied Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975374
Category : Business & Economics
Languages : en
Pages : 258

Get Book Here

Book Description
'?Combines theory with the author?'s experience?Unlike so many concentrates on practice not theory This is a unique evaluation of lending theory based on solid experience. The book stands back from the accepted day-to-day practice of corporate and personal departments and draws on the extensive experience of the author, revealing the benefits of evaluating each case on its own merits. It adopts a practical ?lessons learned? approach.

Applied Lending Techniques

Applied Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975374
Category : Business & Economics
Languages : en
Pages : 258

Get Book Here

Book Description
'?Combines theory with the author?'s experience?Unlike so many concentrates on practice not theory This is a unique evaluation of lending theory based on solid experience. The book stands back from the accepted day-to-day practice of corporate and personal departments and draws on the extensive experience of the author, revealing the benefits of evaluating each case on its own merits. It adopts a practical ?lessons learned? approach.

Bankers' Lending Techniques

Bankers' Lending Techniques PDF Author: C. Nicholas Rouse
Publisher: Global Professional Publishi
ISBN: 9780852975879
Category : Business & Economics
Languages : en
Pages : 312

Get Book Here

Book Description
'?New, expanded edition of a popular title?Now covers new techniques of lending assessmentThe new edition of this popular title has been expanded to twice the length of the previous edition, which reflects the widening of the book?'s scope to cover the impact of new techniques of lending assessment as well as legal issues concerning lending to corporates and private individuals. It features whole new chapters on acquisition finance, franchising, factoring, and control of a lending portfolio. It also offers a perspective on the increased use of technology against traditional lending techniques.

Applied Lending Techniques

Applied Lending Techniques PDF Author: C. N. Rouse
Publisher: Hyperion Books
ISBN: 9780852973141
Category : Bank loans
Languages : en
Pages : 136

Get Book Here

Book Description
-Combines theory with the author's experience-Unlike so many concentrates on practice not theory This is a unique evaluation of lending theory based on solid experience. The book stands back from the accepted day-to-day practice of corporate and personal departments and draws on the extensive experience of the author, revealing the benefits of evaluating each case on its own merits. It adopts a practical "lessons learned" approach.

Applied lending techniques

Applied lending techniques PDF Author: C. N. Rouse
Publisher:
ISBN: 9780852973776
Category :
Languages : en
Pages : 136

Get Book Here

Book Description


Applied Lending Techniques

Applied Lending Techniques PDF Author: Nick Rouse
Publisher: Global Professional Pub
ISBN: 9781909170179
Category : Business & Economics
Languages : en
Pages : 250

Get Book Here

Book Description
So many books that deal with lending and credit risk concentrate on a theoretical approach and are based on common procedures in place in many institutions. The unique quality of Applied Lending Techniques is that it applies those theories to practical examples. It stands back from the day-to-day practice of personal and corporate lending departments and draws on the extensive personal experience of practitioners and reveals the benefits of evaluating each case on its own merits as well as how to learn from mistakes. Lending is a practical subject which on the one hand requires the banker to have a good theoretical knowledge and on the other to be "streetwise" in using it.

Credit Risk Analytics

Credit Risk Analytics PDF Author: Bart Baesens
Publisher: John Wiley & Sons
ISBN: 1119143985
Category : Business & Economics
Languages : en
Pages : 517

Get Book Here

Book Description
The long-awaited, comprehensive guide to practical credit risk modeling Credit Risk Analytics provides a targeted training guide for risk managers looking to efficiently build or validate in-house models for credit risk management. Combining theory with practice, this book walks you through the fundamentals of credit risk management and shows you how to implement these concepts using the SAS credit risk management program, with helpful code provided. Coverage includes data analysis and preprocessing, credit scoring; PD and LGD estimation and forecasting, low default portfolios, correlation modeling and estimation, validation, implementation of prudential regulation, stress testing of existing modeling concepts, and more, to provide a one-stop tutorial and reference for credit risk analytics. The companion website offers examples of both real and simulated credit portfolio data to help you more easily implement the concepts discussed, and the expert author team provides practical insight on this real-world intersection of finance, statistics, and analytics. SAS is the preferred software for credit risk modeling due to its functionality and ability to process large amounts of data. This book shows you how to exploit the capabilities of this high-powered package to create clean, accurate credit risk management models. Understand the general concepts of credit risk management Validate and stress-test existing models Access working examples based on both real and simulated data Learn useful code for implementing and validating models in SAS Despite the high demand for in-house models, there is little comprehensive training available; practitioners are left to comb through piece-meal resources, executive training courses, and consultancies to cobble together the information they need. This book ends the search by providing a comprehensive, focused resource backed by expert guidance. Credit Risk Analytics is the reference every risk manager needs to streamline the modeling process.

The Practice of Lending

The Practice of Lending PDF Author: Terence M. Yhip
Publisher: Springer Nature
ISBN: 3030321975
Category : Business & Economics
Languages : en
Pages : 468

Get Book Here

Book Description
This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.

Successful Lender's Field Guide

Successful Lender's Field Guide PDF Author: Chris Nichols
Publisher:
ISBN: 9780997910902
Category :
Languages : en
Pages :

Get Book Here

Book Description
This Field Guide targets commercial lenders and business development officers seeking innovative lending and marketing techniques, with the intent on maximizing value for both bank and borrower.

Credit Scoring and Its Applications, Second Edition

Credit Scoring and Its Applications, Second Edition PDF Author: Lyn Thomas
Publisher: SIAM
ISBN: 1611974569
Category : Business & Economics
Languages : en
Pages : 380

Get Book Here

Book Description
Credit Scoring and Its Applications is recognized as the bible of credit scoring. It contains a comprehensive review of the objectives, methods, and practical implementation of credit and behavioral scoring. The authors review principles of the statistical and operations research methods used in building scorecards, as well as the advantages and disadvantages of each approach. The book contains a description of practical problems encountered in building, using, and monitoring scorecards and examines some of the country-specific issues in bankruptcy, equal opportunities, and privacy legislation. It contains a discussion of economic theories of consumers' use of credit, and readers will gain an understanding of what lending institutions seek to achieve by using credit scoring and the changes in their objectives. New to the second edition are lessons that can be learned for operations research model building from the global financial crisis, current applications of scoring, discussions on the Basel Accords and their requirements for scoring, new methods for scorecard building and new expanded sections on ways of measuring scorecard performance. And survival analysis for credit scoring. Other unique features include methods of monitoring scorecards and deciding when to update them, as well as different applications of scoring, including direct marketing, profit scoring, tax inspection, prisoner release, and payment of fines.

International Convergence of Capital Measurement and Capital Standards

International Convergence of Capital Measurement and Capital Standards PDF Author:
Publisher: Lulu.com
ISBN: 9291316695
Category : Bank capital
Languages : en
Pages : 294

Get Book Here

Book Description