Foreclosed America

Foreclosed America PDF Author: Isaac Martin
Publisher: Stanford University Press
ISBN: 0804795789
Category : Social Science
Languages : en
Pages : 112

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Book Description
From 2007 to 2012, almost five percent of American adults—about ten million people—lost their homes because they could not make mortgage payments. The scale of this home mortgage crisis is unprecedented—and it's not over. Foreclosures still displace more American homeowners every year than at any time before the twenty-first century. The dispossession and forced displacement of American families affects their health, educational success, and access to jobs. It continues to block any real recovery in the hardest-hit communities. While we now know a lot about how this crisis affected the global economy, we still know very little about how it affected the people who lost their homes. Foreclosed America offers the first representative portrait of those people—who they are, how and where they live after losing their homes, and what they have to say about their finances, their neighborhoods, and American politics. It is a sobering picture of Americans down on their luck, and of a crisis that is testing American democracy.

Foreclosed America

Foreclosed America PDF Author: Isaac Martin
Publisher: Stanford University Press
ISBN: 0804795789
Category : Social Science
Languages : en
Pages : 112

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Book Description
From 2007 to 2012, almost five percent of American adults—about ten million people—lost their homes because they could not make mortgage payments. The scale of this home mortgage crisis is unprecedented—and it's not over. Foreclosures still displace more American homeowners every year than at any time before the twenty-first century. The dispossession and forced displacement of American families affects their health, educational success, and access to jobs. It continues to block any real recovery in the hardest-hit communities. While we now know a lot about how this crisis affected the global economy, we still know very little about how it affected the people who lost their homes. Foreclosed America offers the first representative portrait of those people—who they are, how and where they live after losing their homes, and what they have to say about their finances, their neighborhoods, and American politics. It is a sobering picture of Americans down on their luck, and of a crisis that is testing American democracy.

Foreclosed: Rehousing the American Dream

Foreclosed: Rehousing the American Dream PDF Author:
Publisher: The Museum of Modern Art
ISBN: 0870708589
Category :
Languages : en
Pages : 185

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Book Description


Fighting Foreclosure

Fighting Foreclosure PDF Author: John A. Fliter
Publisher: University Press of Kansas
ISBN: 0700618724
Category : Law
Languages : en
Pages : 232

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Book Description
In the depths of the Great Depression, when foreclosure rates skyrocketed across the United States, more than two dozen states passed mortgage-extension or -adjustment laws to help farmers and homeowners keep their properties. One such statute in Minnesota led to the most important property law case of its time and still casts a long shadow upon constitutional debates and our own era's severe economic downturn. Fighting Foreclosure marks the first book-length study of the landmark 1934 Supreme Court decision in Home Building and Loan Association v. Blaisdell, which, by a 5-4 vote, upheld the Minnesota Mortgage Moratorium Act. On the one hand, Blaisdell validated efforts by states to offer legislative relief to citizens struggling to keep their farms and homes. On the other, it caused an outcry among banking interests and conservative legal theorists, who argued that these laws violated the Contract Clause of the Constitution and interfered with our free market system. In his majority opinion, Chief Justice Charles Evans Hughes argued that the reasonable and limited nature of the law and the unusual severity of the emergency it addressed placed it firmly within the "police powers" of the states to protect the health and safety of the people. In a strongly worded dissent, Justice George Sutherland argued for a consistent and strict interpretation of the Contract Clause regardless of economic exigency. John Fliter and Derek Hoff provide a concise history and analysis of not only this landmark case and the reasoning behind its sharply divided decision but also of the entire history of the Contract Clause. They trace closely the agricultural crisis, political pressures, and farmer-protest movement that produced the Minnesota law. And their study contributes to scholarly debate about the origins of the Constitutional Revolution of 1937, by which the Supreme Court accepted the New Deal, as well as to public debates about constitutional interpretation and the role that government should play in providing relief to distressed citizens. In the midst of our nation's ongoing suffering from massive foreclosures and bankruptcies, Fighting Foreclosure also offers a potent reminder that the High Court's decisions often revolve around lives at risk as much as abstract legal debates.

The Foreclosure of America

The Foreclosure of America PDF Author: Adam Michaelson
Publisher: Penguin
ISBN: 9780425227411
Category : Political Science
Languages : en
Pages : 372

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Book Description
"When business school classes study this collapse in hindsight many years from now..., they will certainly pore through reams of rich data, charts, and graphs, and seek out various flaws in the present-day business models, looking for what went wrong, and

A Dream Foreclosed

A Dream Foreclosed PDF Author: Laura Gottesdiener
Publisher: Zuccotti Park Press
ISBN: 1884519210
Category : Biography & Autobiography
Languages : en
Pages : 210

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Book Description
A moving exploration of homeownership, freedom, and the American Dream in light of the ongoing financial crisis and mass foreclosure.

American Foreclosure: Everything U Need to Know About Preventing and Buying

American Foreclosure: Everything U Need to Know About Preventing and Buying PDF Author: Trevor Rhodes
Publisher: McGraw Hill Professional
ISBN: 0071590595
Category : Business & Economics
Languages : en
Pages : 272

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Book Description
The Definitive Foreclosure Guide for Every Homeowner and Investor Whether you're trying to protect your home from foreclosure or invest in foreclosed properties, you still need reliable information and expert advice to protect your investment. Drawn from years of experience helping thousands of borrowers, American Foreclosure covers all the ins and outs of foreclosures, for both homeowners and real estate investors nationwide. Everything U Need to Know..about Foreclosures Preventing foreclosure and avoiding scams Discovering your financial options and risks Understanding the foreclosure process state-by-state Communicating and negotiating with lenders Finding and buying foreclosed properties BONUS CD-ROM FEATURES: Ready-to-print real estate forms, foreclosure prevention resources, plus foreclosure investing tools - including free property listings - and much more!

Chain of Title

Chain of Title PDF Author: David Dayen
Publisher: New Press, The
ISBN: 1620971593
Category : Business & Economics
Languages : en
Pages : 215

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Book Description
In the depths of the Great Recession, a cancer nurse, a car dealership worker, and an insurance fraud specialist helped uncover the largest consumer crime in American history—a scandal that implicated dozens of major executives on Wall Street. They called it foreclosure fraud: millions of families were kicked out of their homes based on false evidence by mortgage companies that had no legal right to foreclose. Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Fiscal Times columnist David Dayen recounts how these ordinary Floridians challenged the most powerful institutions in America armed only with the truth—and for a brief moment they brought the corrupt financial industry to its knees.

American Foreclosure

American Foreclosure PDF Author: Trevor Rhodes
Publisher:
ISBN:
Category :
Languages : en
Pages :

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Book Description


Foreclosure Prevention Counseling

Foreclosure Prevention Counseling PDF Author: Elizabeth Renuart
Publisher:
ISBN: 9781602480070
Category : Foreclosure
Languages : en
Pages : 332

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Book Description


American Nightmare

American Nightmare PDF Author: Richard Lord
Publisher:
ISBN:
Category : Consumer credit
Languages : en
Pages : 248

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Book Description
Homeowners who can't borrow from banks have long turned to the subprime lending industry for mortgages. Increasingly, that industry has turned on them by charging outrageous fees and usurious interest, and then taking their homes through foreclosure. Richard Lord explores the spread of predatory lending practices. And it tells the stories of borrowers who've been taken, contractors and brokers who've been co-opted, lenders who've cheated--and the world's biggest financial titans, who've cashed in. A battle is taking shape that could determine whether home ownership for working people will be an achievable dream or an American nightmare. Richard Lord is a writer for the "Pittsburgh City Paper" whose work on subprime lending has won numerous awards.