Comparative Consumer Bankruptcy

Comparative Consumer Bankruptcy PDF Author: Jason J. Kilborn
Publisher:
ISBN: 9781594601477
Category : Bankruptcy
Languages : en
Pages : 0

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Book Description
This book explores the rapidly evolving law of individual insolvency. As consumer borrowing and spending play a greater and greater role in fueling worldwide economic growth, more and more countries are dealing with the casualties of the "democratization of credit" and the "open credit economy." This book explores the struggles that led to the implementation and continuous revision of consumer insolvency law throughout much of Europe in the 1990s and early 2000s. Drawing on both primary sources of formal law and empirical studies of the law in action, this book offers an overview of how the law of consumer "overindebtedness" has played out in the last two decades in the United States and Europe and where it appears to be headed today. While the focus here is on law and practice, the questions for discussion at the end of each chapter might spawn deeper theoretical and policy explorations of the ambivalent relationship of societies to their financially overextended consumers and the ambiguous state of contract law in the consumer context in the 21st century. Chapter 1 sets the stage by introducing the challenges and methodology of a comparative approach to this area of the law. Chapter 2 explores the varying form and role of "credit counseling" and pre-bankruptcy negotiation with creditors in the various systems presented. Chapters 3 and 4 compare and contrast the form and function of the formal consumer insolvency systems in the United States, France, Germany, Austria, England & Wales, the Netherlands, Sweden, Belgium, and Luxembourg. This book is designed for use either in a comparative law course, using consumer insolvency systems to illustrate many of the challenges of comparative law analysis, or in a basic bankruptcy course, using a variety of European approaches and their development over time to enlighten and challenge students' appreciation of the operation of the U.S. system. This book is part of the Comparative Law Series, edited by Michael L. Corrado, Arch T. Allen Distinguished Professor of Law, UNC School of Law. "Each chapter is punctuated with thoughtful discussion questions that will spark debate about the merits of various countries' solutions to the problem of consumer debt." -- Harvard Law Review "Throughout the book Kilborn employs the welcoming tone of a seasoned and passionate educator, with a touch of humor, at the same time appealing to the sense of certainty that law students so often crave...Kilborn is to be congratulated." -- The Law and Politics Book Review

Comparative Consumer Bankruptcy

Comparative Consumer Bankruptcy PDF Author: Jason J. Kilborn
Publisher:
ISBN: 9781594601477
Category : Bankruptcy
Languages : en
Pages : 0

Get Book Here

Book Description
This book explores the rapidly evolving law of individual insolvency. As consumer borrowing and spending play a greater and greater role in fueling worldwide economic growth, more and more countries are dealing with the casualties of the "democratization of credit" and the "open credit economy." This book explores the struggles that led to the implementation and continuous revision of consumer insolvency law throughout much of Europe in the 1990s and early 2000s. Drawing on both primary sources of formal law and empirical studies of the law in action, this book offers an overview of how the law of consumer "overindebtedness" has played out in the last two decades in the United States and Europe and where it appears to be headed today. While the focus here is on law and practice, the questions for discussion at the end of each chapter might spawn deeper theoretical and policy explorations of the ambivalent relationship of societies to their financially overextended consumers and the ambiguous state of contract law in the consumer context in the 21st century. Chapter 1 sets the stage by introducing the challenges and methodology of a comparative approach to this area of the law. Chapter 2 explores the varying form and role of "credit counseling" and pre-bankruptcy negotiation with creditors in the various systems presented. Chapters 3 and 4 compare and contrast the form and function of the formal consumer insolvency systems in the United States, France, Germany, Austria, England & Wales, the Netherlands, Sweden, Belgium, and Luxembourg. This book is designed for use either in a comparative law course, using consumer insolvency systems to illustrate many of the challenges of comparative law analysis, or in a basic bankruptcy course, using a variety of European approaches and their development over time to enlighten and challenge students' appreciation of the operation of the U.S. system. This book is part of the Comparative Law Series, edited by Michael L. Corrado, Arch T. Allen Distinguished Professor of Law, UNC School of Law. "Each chapter is punctuated with thoughtful discussion questions that will spark debate about the merits of various countries' solutions to the problem of consumer debt." -- Harvard Law Review "Throughout the book Kilborn employs the welcoming tone of a seasoned and passionate educator, with a touch of humor, at the same time appealing to the sense of certainty that law students so often crave...Kilborn is to be congratulated." -- The Law and Politics Book Review

Copyright in the Information Society

Copyright in the Information Society PDF Author: Brigitte Lindner
Publisher: Edward Elgar Publishing
ISBN: 9781786439192
Category : Copyright
Languages : en
Pages : 1032

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Book Description
This substantially revised second edition evaluates the Directive on Copyright in the Information Society and its interpretation by the European Court of Justice in the light of its implementation and application in the EU's 28 member states. Following the initial implementation of the Directive, many member states have enacted further legislation to supplement or refine their earlier implementation: this edition will take these important developments into account. Providing a snapshot of the status quo of copyright protection in the member states, this book is an indispensable tool for the national implementation of the newly adopted Directive on Copyright in the Digital Single MarketKey features of the updated second edition include:* Chapters authored by experts from all 28 member states, providing detailed analysis on how the Directive has been implemented and applied on a national level* Contextual chapters on the relevant WIPO treaties and the Directive that highlight areas of discretion left to national legislators* Updated review of the European Court's case law that serves to interpret the Directive* Expanded Foreword by Dr Jörg Reinbothe, the architect of the Directive.Combining practical information on implementation of the Directive with the latest academic research this book will be of great value to policy makers, practising lawyers and researchers alike. The book will be of particular interest for the further development of copyright in the Digital Single Market since it captures the status quo of copyright protection in the member states at a decisive moment in the legislative debate.

Debt's Dominion

Debt's Dominion PDF Author: David A. Skeel Jr.
Publisher: Princeton University Press
ISBN: 1400828503
Category : Business & Economics
Languages : en
Pages : 296

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Book Description
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.

Beiträge zur Geschichte des deutschen Versicherungswesens

Beiträge zur Geschichte des deutschen Versicherungswesens PDF Author: Peter Koch
Publisher: VVW GmbH
ISBN: 3899527267
Category :
Languages : en
Pages : 122

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Book Description
Für nicht wenige seiner Leser gilt der Aachener Jurist, Wissenschaftler, Publizist und Hochschullehrer Peter Koch als der Versicherungshistoriker schlechthin. In seinem nunmehr über 60-jährigen Schaffen hat er wie kein anderer die Erforschung der Geschichte der Versicherung beeinflusst und vorangebracht. Das Ergebnis seines Lebenswerks ist beeindruckend: Eine schier unüberschaubare Fülle von Büchern, Aufsätzen, Festschriften und Unternehmensdarstellungen sowie das einmalige Standardwerk Geschichte der Versicherungswirtschaft in Deutschland. Prof. Dr. Peter Koch hat sich bei einer großen Lesergemeinde in und außerhalb der Assekuranz einen Namen gemacht. 2015 möchte ihn der Verlag Versicherungswirtschaft anlässlich seines 80. Geburtstags mit einer Auswahl seiner historischen Beiträge ehren. Die Auswahl zeichnet ein Bild seiner Beiträge, die er in den letzten zehn Jahren für die Zeitschrift Versicherungswirtschaft verfasst hat. Prof. Dr. Peter Koch steht auch mit 80 Jahren mitten in der Arbeit. Man darf also gespannt sein.

Consumer Bankruptcy in Global Perspective

Consumer Bankruptcy in Global Perspective PDF Author: Johanna Niemi
Publisher: Bloomsbury Publishing
ISBN: 1847311032
Category : Law
Languages : en
Pages : 378

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Book Description
Consumer Bankruptcy and over-indebtedness is an emerging field throughout the world. This book provides a comparative appraisal of global developments in this area. It is one of the first book length publications focusing on comparative consumer bankruptcy and over-indebtedness. It combines theoretical and empirical studies of bankruptcy regimes and consumer credit in civilian and common law jurisdictions as well as exploring current reform trends. The book will be of interest to academics, policymakers and law reformers as well as to practitioners.

Low Income, Low Assets

Low Income, Low Assets PDF Author: Scotland. Scottish Executive
Publisher:
ISBN: 9780755953974
Category : Bankruptcy
Languages : en
Pages : 25

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Book Description
The purpose of this consultation is to seek views on new regulation-making powers to be introduced by section 15 of the Bankruptcy and Diligence etc. (Scotland) Act 2007. These regulations will address the currently unmet need of debt relief among debtors with low income and low assets.