A Comparison of Financial Literacy Levels in Countries of Europe PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download A Comparison of Financial Literacy Levels in Countries of Europe PDF full book. Access full book title A Comparison of Financial Literacy Levels in Countries of Europe by Libena Kantnerová et. al.. Download full books in PDF and EPUB format.
Author: Libena Kantnerová et. al.
Publisher:
ISBN: 9781911033059
Category : Business & Economics
Languages : en
Pages : 138
Get Book Here
Book Description
This book provides a detailed comparison of financial literacy levels in Europe
Author: Libena Kantnerová et. al.
Publisher:
ISBN: 9781911033059
Category : Business & Economics
Languages : en
Pages : 138
Get Book Here
Book Description
This book provides a detailed comparison of financial literacy levels in Europe
Author: Gianni Nicolini
Publisher: Routledge
ISBN: 0429777558
Category : Business & Economics
Languages : en
Pages : 251
Get Book Here
Book Description
Are people ready to take pivotal financial decisions like choosing a mortgage, saving for retirement, or investing their savings? How does the degree of knowledge about financial products and services affect the quality of their choices? Can financial fraud be prevented by increasing consumer financial knowledge? Financial Literacy in Europe addresses these important questions and more. In the first part, the author investigates the concept of financial literacy by analyzing its components and comparing different definitions from previous studies. This then forms a comprehensive measure of financial literacy to be applied in empirical studies that analyze the role of financial literacy in explaining consumers’ financial behaviors. In the second part of the study, the author uses brand new data collected by the Consumer Finance Research Center (CFRC) from several European countries (the UK, Germany, France, Italy, Sweden, and Spain) to assess financial literacy in Europe and highlight similarities and differences across countries. Filling an important gap in previous research, the author develops a rigorous approach in the measurement of financial literacy in order to examine European financial literacy issues in great detail. This book, therefore, is a useful resource for assessing the effectiveness of single financial education programs or planning national strategies on financial education. It can also support policy makers in developing financial regulation and consumer protection strategies, considering the consumer perspective and their ability to deal with financial markets and institutions.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264254854
Category :
Languages : en
Pages : 72
Get Book Here
Book Description
This publication provides an overview of the recent trends and developments in financial education in Europe and offers policy and practical suggestions for European policy makers and other stakeholders.
Author: Kristof De Witte
Publisher: Waxmann Verlag
ISBN: 3830990634
Category : Philosophy
Languages : en
Pages : 194
Get Book Here
Book Description
In a world where individuals become increasingly responsible for their financial well-being, and where the complexity of financial markets and products is growing, financial education becomes crucial. Although it is well accepted to introduce financial education in compulsory education, there is no consensus on the optimal way to implement financial education. This book explores the current state and the future challenges of financial education in five European countries: Belgium, Estonia, Italy, Slovakia, and the Netherlands. Moreover, it provides a comprehensive review of the academic literature on financial literacy. The book is a product of a strategic partnership with professionals from 14 partners, including universities, secondary schools and intermediary organisations dealing with financial literacy promotion. The EUFin project supported by this partnership aims to develop evidence-based didactical material for financial literacy education for tertiary and secondary education levels and exchange best-practices.
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
ISBN: 1464812683
Category : Business & Economics
Languages : en
Pages : 228
Get Book Here
Book Description
In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Author: OECD
Publisher: OECD Publishing
ISBN: 9264321942
Category :
Languages : en
Pages : 77
Get Book Here
Book Description
This report discusses the background for improving financial literacy in Greece, as part of a larger project to develop a Greek national financial literacy strategy. It presents the stakeholders directly involved with or interested in financial literacy, and analyses the financial literacy initiatives currently implemented in the country.
Author: Kenneth De Beckker
Publisher:
ISBN:
Category :
Languages : en
Pages :
Get Book Here
Book Description
Author: OECD
Publisher: OECD Publishing
ISBN: 9264367039
Category :
Languages : en
Pages : 39
Get Book Here
Book Description
This report presents a proposal for a National Financial Literacy Strategy for Germany. It builds on the analysis and preliminary recommendations included in the report “Financial literacy in Germany: Supporting financial resilience and well-being”. The report suggests measures to strengthen the financial literacy of adults and young people across different socio-economic groups in Germany, as well as to increase the impact of financial literacy initiatives.
Author: Udo Reifner
Publisher: Nomos Verlagsgesellschaft
ISBN: 9783832920395
Category : Finance, Personal
Languages : en
Pages : 0
Get Book Here
Book Description
The present report written by scientists from the UK, Germany, France, Belgium and Italy tries to give an initial overview of what could truly be called "financial education" in these countries. Its approach is distinct from efforts in professional education, economics or marketing aimed at informing the public about financial matters. It takes the perspective of consumers, individuals who want to optimise the value of their income and target their expenditures in order to gain personal welfare through the use of financial services, while preventing over-indebtedness and the loss of income which can result from inadequate products or inadequate use of them.
Author: John O.S. Wilson
Publisher: Taylor & Francis
ISBN: 1000404528
Category : Business & Economics
Languages : en
Pages : 161
Get Book Here
Book Description
A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance.
