A California Business Owners' Earthquake Insurance Program PDF Download
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Author:
Publisher:
ISBN:
Category : Business insurance
Languages : en
Pages : 22
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Book Description
Author:
Publisher:
ISBN:
Category : Business insurance
Languages : en
Pages : 22
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Book Description
Author: Eugene Gurenko
Publisher: World Bank Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 146
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Book Description
This publication, Earthquake insurance in Turkey, is an exposition of the dangers faced by Turkey as it is located in one of the most active earthquake (EQ) and volcanic regions in the world on the one hand, and, on the other hand, the efforts that Turkey is making to alleviate the social and fiscal disasters that are caused when these calamities do strike. The persistent potential for large-scale disasters has led to the establishment of the Turkish Catastrophe Insurance Pool (TCIP) in 1999. The main rationale for the creation of TCIP was a very low level of catastrophe insurance penetration among households. The authors stress that the four principal objectives of the program are to (1) provide earthquake insurance coverage at affordable but actuarially sound rates for all registered urban dwellings, (2) limit the government's financial exposure to natural disasters, (3) build long-term catastrophe reserves to finance future earthquake losses, and (4) encourage risk reduction and mitigation practices in residential construction. The book points out that the program has reduced significantly the government's fiscal exposure to EQ risk. In five years, the TCIP transformed itself from an unknown and controversial government-sponsored program to one of the most trusted brand names in the Turkish insurance industry. Moreover, it has led the World Bank to rethink the roles of ex-ante risk management relative to ex-post donor support. In this context, the World Bank supported Turkey's earthquake insurance program to establish and expand national catastrophic risk management and risk transfer capabilities. The authors conclude that the TCIP's success has brought it worldwide recognition. Inspired by the TCIP's example, more than a dozen countries, including China, Colombia, Greece, India, the Islamic Republic of Iran, Italy, the Philippines, Romania, and nine island states of the Caribbean have begun technical and legislative preparation of catastrophe insurance programs.
Author: United States. Congress. House. Committee on Science, Space, and Technology. Subcommittee on Science
Publisher:
ISBN:
Category : Business & Economics
Languages : en
Pages : 310
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Book Description
Author: Risa I. Palm
Publisher: Routledge
ISBN: 0429714769
Category : Political Science
Languages : en
Pages : 147
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Book Description
This book focuses on earthquake insurance for homeowners and their attitudes to the earthquake risk. It is based on a survey of California residents completed just a few months before the Lorna Prieta earthquake.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Publisher:
ISBN:
Category : Disaster relief
Languages : en
Pages : 1100
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Book Description
Author: California. Earthquake Insurance and Recovery Finance Committee
Publisher:
ISBN:
Category : Earthquake insurance
Languages : en
Pages : 48
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Book Description
Author: Richard J. Roth, Sr.
Publisher: Joseph Henry Press
ISBN: 0309174694
Category : Science
Languages : en
Pages : 318
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Book Description
This book considers the effectiveness of insurance coverage for low-probability, high-consequence events such as natural disastersâ€"and how insurance programs can successfully be used with other policy tools, such as building codes and standards, to encourage effective loss reduction measures. The authors discuss the reasons for the dramatic increase in insured losses from natural disasters since 1989 and the concern that insurers have about their ability to provide coverage against more such events in the future. It addresses why there has been an increasing demand for hazards insurance, what types of coverage private insurers are willing to offer, and the role of reinsurance and private-/public-sector initiatives at the state and federal levels for providing protection to victims of natural disasters. Detailed case studies of the challenges facing Florida in the wake of Hurricane Andrew in 1992 and California following the Northridge earthquake in 1994 reveal the challenges facing the insurance industry as well as other concerned stakeholders. The National Flood Insurance Program illustrates how a public-/private-sector partnership can mitigate damages and provide financial protection to victims. The book identifies new initiatives for reducing future losses and providing funds for recovery through cooperation by the relevant parties.
Author: Risa Palm
Publisher: University of Chicago Press
ISBN: 9780226644998
Category : Business & Economics
Languages : en
Pages : 150
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Book Description
Shortly before the Loma Prieta earthquake devastated areas of Northern California in 1989, Risa Palm and her associates had surveyed 2,500 homeowners in the area about their perception of risk from earthquakes. After the quake they surveyed the homeowners again and found that their perception of risk had increased but that most respondents were fatalistic and continued to ignore self-protective measures; those who personally experienced damage were more likely to buy insurance. A rare opportunity to analyze behavior change directly before and after a natural disaster, this survey has implications for policy makers, insurance officials, and those concerned with risk management.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance
Publisher:
ISBN:
Category : Disaster insurance
Languages : en
Pages : 1430
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Book Description
Author: Robert S. Yeats
Publisher:
ISBN: 9780870714931
Category : Nature
Languages : en
Pages : 278
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Book Description
This how-to manual for life in earthquake country describes California's violent geologic past and recounts the state's revolutionary efforts to grapple with the earthquake threat. It examines major faults that threaten California and Nevada, reviews the current level of earthquake preparedness and disaster response, and suggests actions that citizens can take to protect their families and homes. Topics discussed include earthquake forecasting, catastrophe insurance, and tsunamis. Yeats is professor emeritus in the geosciences department at Oregon State University. c. Book News Inc.
