Your Retirement Smile

Your Retirement Smile PDF Author: Mart McClellan
Publisher:
ISBN: 9781599329567
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Transform YOUR FINANCIAL FUTURE In today's world, financial advice in every medium may make you believe that people fall into two groups when it comes to money: savers and spenders. But the truth is, money isn't an either/or thing. You can save and spend--you can invest for the future, enjoy your life, AND fully replace your income in retirement. So--what are the first steps you can make today toward a golden retirement? In Your Retirement Smile: The Treatment Plan for Pay-Cut Prevention in Your Golden Years, Dr. Mart G. McClellan and Tim Streid bring you knowledge to show that the "same old, same old" or "cookie cutter" approach when it comes to financial and retirement planning does not have to be accepted-- nor should it be. No one wants to fail or struggle when it comes to personal finances, but they will when they choose to accumulate their wealth versus accelerate their wealth. It's time to take action and realize your maximum financial potential to smile in retirement!

Your Retirement Smile

Your Retirement Smile PDF Author: Mart McClellan
Publisher:
ISBN: 9781599329567
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Transform YOUR FINANCIAL FUTURE In today's world, financial advice in every medium may make you believe that people fall into two groups when it comes to money: savers and spenders. But the truth is, money isn't an either/or thing. You can save and spend--you can invest for the future, enjoy your life, AND fully replace your income in retirement. So--what are the first steps you can make today toward a golden retirement? In Your Retirement Smile: The Treatment Plan for Pay-Cut Prevention in Your Golden Years, Dr. Mart G. McClellan and Tim Streid bring you knowledge to show that the "same old, same old" or "cookie cutter" approach when it comes to financial and retirement planning does not have to be accepted-- nor should it be. No one wants to fail or struggle when it comes to personal finances, but they will when they choose to accumulate their wealth versus accelerate their wealth. It's time to take action and realize your maximum financial potential to smile in retirement!

Spend 'Til the End

Spend 'Til the End PDF Author: Laurence J. Kotlikoff
Publisher: Simon and Schuster
ISBN: 1416579672
Category : Business & Economics
Languages : en
Pages : 337

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Book Description
Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.

How to Make Your Money Last - Completely Updated for Planning Today

How to Make Your Money Last - Completely Updated for Planning Today PDF Author: Jane Bryant Quinn
Publisher: Simon & Schuster
ISBN: 1982115831
Category : Business & Economics
Languages : en
Pages : 432

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Book Description
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.

Little Book of Retirement

Little Book of Retirement PDF Author: Freddie Green
Publisher: Summersdale
ISBN: 9781849538510
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
You know you're retired when... People from work keep phoning up asking where on earth you put important documents. The joys of retirement are many and varied, so read on to discover what makes these golden years so golden!

Smiling Through Retirement: The Importance of Living Your Life in Five Year Increments.

Smiling Through Retirement: The Importance of Living Your Life in Five Year Increments. PDF Author: Brian Gray
Publisher:
ISBN: 9780692906798
Category : Business & Economics
Languages : en
Pages : 86

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Book Description
Retirement is different for many people. Most people look at retirement as the remaining 20 to 30 years of their lives. Brian Gray and Ray Stein will take you through a series of retirement topics and show you why living your life in five year increments is so important. Many hidden retirement pitfalls can derail the best laid plans and strategies. They discuss these pitfalls in simple easy to understand language. This book can help guide you towards a retirement without limits versus one that may have boundaries. Learning to live your life in five year increment can help you from missing your bucket list window. Avoid those potential pitfalls so you can live your life without regret.

Thirty-year Retirement

Thirty-year Retirement PDF Author: United States. Congress. Senate. Committee on Post Office and Civil Service
Publisher:
ISBN:
Category : Civil service
Languages : en
Pages : 100

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Book Description
Considers S. 188, to allow civil service employees to retire with full retirement benefits after thirty years' service.

Congratulations on Your Retirement

Congratulations on Your Retirement PDF Author: Ted Heybridge
Publisher: Summersdale
ISBN: 9781849536240
Category : Humor
Languages : en
Pages : 0

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Book Description
"You only live once, but if you do it right, once is enough." --Mae West "When they tell me I'm too old to do something, I attempt it immediately." --Pablo Picasso Your life is about to change--you're going to retire! Say hello to stress-free lie-ins and relaxing afternoon strolls, to having all the time in the world to do what YOU want to do. This delightful little book will help you through those leisurely days with a smile on your face.

Retirement

Retirement PDF Author: Natasha Josefowitz
Publisher:
ISBN: 9780883968826
Category : Business & Economics
Languages : en
Pages : 100

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Book Description
This must-have manual on retirement and living healthy and happy is filled with ideas, resources, and a sense of humor that makes that next step something to really look forward to.

Financial Success

Financial Success PDF Author: Navi Dowty
Publisher:
ISBN: 9781541015166
Category :
Languages : en
Pages : 136

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Book Description
Three crushing financial tidal waves are racing toward us, potentially crushing hopes for a secure and comfortable retirement! Learn how to protect your retirement funds from the devastation of: * Rising taxes* Rising interest rates* Rising inflation Instead, become a Smiling Retiree and learn how to increase your income to enjoy the lifestyle you want.Author Navi J. Dowty, CFA(r) is a nationally-recognized Financial Educator, Author, Speaker, and Retirement Income Planning Specialist, who has been interviewed on radio and TV, including NBC, CBS and FOX affiliates.

Retirement Reinvention

Retirement Reinvention PDF Author: Robin Ryan
Publisher: Penguin
ISBN: 0143131915
Category : Business & Economics
Languages : en
Pages : 306

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Book Description
Retirement has changed, and America’s most trusted career counselor is here to guide you through your own Retirement Reinvention “Robin Ryan is the most knowledgeable career expert in the nation today.” —PBS For twenty years, Robin Ryan has been helping clients get the most out of their careers and their lives. Now, in Retirement Reinvention, she shatters the myths of retirement. The old model of retirement is changing. The majority of retirees today are seeking fun and meaningful ways to spend their time. Full of practical advice, this thought-provoking guide offers readers a path for reinventing their own retirements, including step-by-step instructions for: • Leaving an old career behind • Pinpointing interests and skills • Exploring different places to live • Defining new, satisfying opportunities • Finding meaningful ways to give back to your community • Striking the right balance between work and leisure From starting a dream business to shifting to the nonprofit sector to volunteering, Robin Ryan will help you create a plan and pivot toward a future as vital as it is truly rewarding.