Your Guide to Budgeting for Healthcare: Tips to Save Money on Health Insurance Plan Costs PDF Download
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Author: Dominga Leadbeater
Publisher:
ISBN:
Category :
Languages : en
Pages : 64
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Book Description
Determining how much life insurance to buy can be a bit of a Goldilocks problem. You certainly don't want to buy too little. But you also don't want to buy too much and be spending money you could put to other uses. You want to get it just right. Term insurance is a much simpler product because it offers only life insurance coverage without cash value, making it much more affordable to purchase. A condensed version of Jon's original book, this work offers notes and highlights for a quick study of the fundamentals for efficient purchase of health insurance that maximizes savings.
Author: Dominga Leadbeater
Publisher:
ISBN:
Category :
Languages : en
Pages : 64
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Book Description
Determining how much life insurance to buy can be a bit of a Goldilocks problem. You certainly don't want to buy too little. But you also don't want to buy too much and be spending money you could put to other uses. You want to get it just right. Term insurance is a much simpler product because it offers only life insurance coverage without cash value, making it much more affordable to purchase. A condensed version of Jon's original book, this work offers notes and highlights for a quick study of the fundamentals for efficient purchase of health insurance that maximizes savings.
Author: Martin B. Rosen
Publisher: Health Advocate Publishing
ISBN: 0984069607
Category : Health insurance
Languages : en
Pages : 76
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Book Description
Provides a full range of resources and solutions to help consumers and employers find government and private healthcare coverage, affordable healthcare services, and wellness strategies.
Author: Kevin Wacasey
Publisher: Createspace Independent Publishing Platform
ISBN: 9781545465448
Category : Health insurance
Languages : en
Pages : 294
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Book Description
The health insurance industry has changed. Gone are the days when you paid your premium, and your plan picked up the tab for all your health care. Nowadays the average deductible is over $2,000, which means that you will have to pay for most, if not all of your health care in any given year. Even worse are the dirty marketing tricks used to sell health insurance. You can spend thousands of dollars a year on a policy that you'll most likely never use, or you can spend even more to get a lower deductible that only gives you the illusion of better coverage. In this book physician and licensed health insurance agent Dr. Kevin Wacasey shows you how to save money on health insurance, and health care. First he cuts through the complexity of buying health insurance, by proving that upgraded plans with supposedly better coverage often end up costing more than you could ever save. Next Dr. Wacasey takes the reader along as he shops for a health insurance plan, then using a simple formula to compare ten different scenarios (pulled straight from healthcare.gov), Dr. Wacasey demonstrates that - in all ten cases - the Bronze plan will end up saving the consumer the most money. Both in sickness, and in health. Finally Dr. Wacasey reveals how much health care goods and services really "cost," and offers tips on how patients can save money on everything from ambulances to operations. Individuals, business owners, and anyone else who has to pay for health insurance, or for health care, will find Dr. Wacasey's book invaluable as he shows how to save lots of money - yet receive better care than ever before - in the first consumer-driven health care system the U.S. has ever known.
Author: Marilynn Drohan
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 154
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Book Description
When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 9781422319024
Category : Business & Economics
Languages : en
Pages : 32
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Book Description
Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.
Author: Edythe Fackrell
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 154
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Book Description
When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care
Author: Vito Stealy
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 154
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Book Description
When choosing the right health insurance plan for your specific needs and budget, it's important to consider all the options available to you. However, we understand that this is easier said than done and that there are a lot of confusing factors to keep in mind. Whether you're trying to find the best type of plan to choose through your employer-sponsored coverage, or you're just beginning to look into your individual health insurance options, this guide aims to break down the basics and provide you with additional resources to supplement your insurance journey. This is a useful, factual, non-partisan look at the current system for health insurance and getting health care in the U.S., including practical tips to help you save money on your health care, whether you have insurance or not. It is especially intended for self-employed people, freelancers, small-business owners, and others without access to employment-based group health insurance to understand all of the options and ways to save money. However, anyone can benefit from the useful tips and tricks as well as the overviews of important laws and issues for context. This well-researched book is full of valuable information, insights, and money-saving tips, and includes topics such as: -Different types of health insurance demystified and explained in a straightforward way -Practical advice on how to evaluate health plan options -How the Affordable Care Act of 2010 affected health insurance -How the premium subsidies work for individual insurance -Pros and cons of health care options and links for further reading -Interesting factoids on the continuing upward trend in healthcare costs and potential solutions Some of the many programs and options discussed include: -Individual insurance from the marketplace and outside the marketplace -Employment-based insurance for small and large businesses -Health savings accounts and ways to use them -Government programs including Medicaid, Medicare, and military heath programs -Short-term health insurance, accident insurance, and dental and vision insurance -Healthcare cost-sharing ministries -Paying cash, negotiating discounts, concierge medicine, and direct primary care -Telemedicine, medical tourism, discount cards, health clinics, and charity care
Author: Lisa Zamosky
Publisher: Apress
ISBN: 1430249536
Category : Business & Economics
Languages : en
Pages : 179
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Book Description
Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands. What you’ll learn The impact of the Affordable Care Act on your healthcare and your finances How to take advantage of new health insurance exchanges and tax credits How to choose a health plan that best meets your medical and financial needs How to advocate for yourself, fight billing errors and denied claims, and know where to turn for help How to choose a doctor and hospital based on quality, not hype How to avoid common mistakes that can cost you big--or even put you into bankruptcy How health reform affects businesses and how they can reduce healthcare expenditures Who this book is for Consumers of healthcare in the United States, including both individuals and small businesses buying coverage for employees. Table of Contents A New Healthcare System Buying Health Insurance on your own Paying for Health Insurance Health Insurance at Work Cutting Medical Costs Buying Prescription Drugs You Against the Healthcare System Medicare Taking Charge of Your Healthcare Future Consumer Assistance Programs and State Departments of Insurance
Author: Lawrence Lazarus
Publisher:
ISBN: 9781733519205
Category :
Languages : en
Pages : 316
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Book Description
Tired of being overwhelmed with escalating healthcare costs, find your doctors more focused on their computer than on you, and want to be more in command of your healthcare decisions? If you're looking for easy-to-apply strategies for obtaining high quality medical care and reducing healthcare expenses, this book is for you. The authors are doctors with decades of experience in treating patients and their families. They have written this book to serve as your guide and share the inside story about how the U.S. healthcare system really works, so you are empowered to: find the best doctors and medical specialists and reduce your medical expenses prevent medical errors that account for more deaths each year than car accidents obtain a second opinion from a specialist who may save your life take advantage of the Affordable Health Care Act and other insurance options secure a healthcare advocate ("guardian angel") take more control of your health and obtain the highest quality healthcare Finally, a user-friendly guide to help everyone choose the highest quality healthcare and learn how to contain their out-of-pocket costs.
Author: Yolanda Baker
Publisher: CreateSpace
ISBN: 9781490459134
Category : Health & Fitness
Languages : en
Pages : 64
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Book Description
The total lifetime cost of autism for families has risen to as much as $3 million. Heart disease, cancer and diabetes are the most common and costly of all chronic diseases. When dealing with any medical condition, the last thing anyone wants to think about is how to pay for desperately needed treatment. "The Smart Mom's Guide to Cutting HealthCare Costs" is a cost-cutting plan to reduce medical expenses for anyone dealing with chronic illness or large medical bills. This guide covers: Understanding Your Health Insurance Plan The New Health Care Law HSA's, FSA's, and Other Cafeteria Plans How to Reduce Alternative Medical Expenses Medical Expense Tax Deductions Tips on Reducing Expenses for Special Education, Medical Food, Long-Term Care, and More. The Smart Mom's Guide offers answers to questions that are unique to those dealing with chronic medical issues and the accompanying expenses. Visit http: //www.TheSmartMomsGuide.com for exclusive online offers and news. Yolanda Baker is an accountant for the disabled, teaching families how to reduce medical expenses with her seminars and webinars. She lives in Austin, Texas.
