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Author: David Appel
Publisher: Springer Science & Business Media
ISBN: 9401577897
Category : Business & Economics
Languages : en
Pages : 145
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Book Description
Author: David Appel
Publisher: Springer Science & Business Media
ISBN: 9401577897
Category : Business & Economics
Languages : en
Pages : 145
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Book Description
Author: David Durbin
Publisher: Springer Science & Business Media
ISBN: 0585325308
Category : Business & Economics
Languages : en
Pages : 362
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Book Description
The articles in this volume were first presented at the Seventh and Eighth Conferences on Economic Issues in Workers' Compensation sponsored by the National Council on Compensation Insurance. A principal objective of the Conference series has been for workers' compensation insurance researchers to apply state-of-the-art research methodologies to policy questions of interest to the workers' compensation insurance community. This community is a rather diverse group--it includes employers, insurers, injured workers, regulators, and legislators, as well as those who service or represent these groups (e.g., physicians, rehabilitation specialists, labor unions). Despite this diversity and the variety of agendas, the Conference series continues to address many important policy questions. Readers familiar with the Conference series and the four previously published volumes should notice an evolution in terms of the topics addressed in this volume. In the earlier conferences, the topics were more often concerned with the underlying causes of the tremendous increase in workers' compensation benefit payments. In the present volume, h- ever, only four of the fourteen chapters directly concern workers' c- pensation insurance benefits, while the other ten concern the pricing of workers compensation insurance. This is not to suggest that workers' compensation cost increases have abated. In 1989, workers' compensation incurred losses exceeded $45 billion to continue the annual double-digit cost increases. Two explanations can be offered for the somewhat altered focus of this volume. First, despite the continued increase in prices, the financial results for the workers' compensation insurance line continue to be poor.
Author: Terry Thomason
Publisher: W.E. Upjohn Institute
ISBN: 0880992182
Category : Business & Economics
Languages : en
Pages : 474
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Book Description
Traces trends in workers compensation since 1960, with particular reference to the State of Rhode Island. Addresses effects of deregulation and other changes in insurance pricing arrangements, assesses benefit adequacy vs. affordability, measuring employers' cost, etc.
Author: Patricia Munch Danzon
Publisher: American Enterprise Institute
ISBN: 9780844739335
Category : Business & Economics
Languages : en
Pages : 196
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Book Description
In the 1980s and the early 1990s, America's system of workers' compensation insurance was in trouble. As medical costs grew and benefits and compensable injuries expanded, costs of this insurance skyrocketed. In response, the states imposed price controls, but those controls caused unforeseen--and negative--consequences. The authors define the problems, trace the regulatory responses, and analyze the effects of rate regulation.
Author:
Publisher:
ISBN:
Category : Disability evaluation
Languages : en
Pages : 46
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Book Description
Author: Philip S. Borba
Publisher: Springer Science & Business Media
ISBN: 9400921799
Category : Business & Economics
Languages : en
Pages : 197
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Book Description
Workers' compensation insurance presents a set of institutional charac teristics that are unique. For every other form of insurance, both the insurer and the coverage provided under the policy are completely controlled either by the federal or a state government, or by an arrangement between the insured and a property-casualty insurer. Unemployment insurance, Social Security, and bank-deposit insurance are examples for which a legis lative body sets the benefits. and a government agency prescribes the in surance premium. By contrast, the coverage and premiums for automobile, homeowners, and fire insurance are individual contractual arrangements between a policyholder and one of the more than 1800 U. S. property casualty insurance companies. Workers' compensation insurance, however, is a hybrid in which state legislatures stipulate the terms of coverage, while regulated competition is the major determinant of prices. State legislatures enact statutes that prescribe the replacement rate and duration of indemnity benefits, as well as full reimbursement of medical expenses. And although the manual rates for workers' compensation insurance continue to be administered by a prior approval process in most states, the competitive-market price for coverage is achieved through a variety of price-modification plans (Appel and Borba, 1988).
Author:
Publisher:
ISBN:
Category : Disability evaluation
Languages : en
Pages : 48
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Book Description
Author: Chester Arthur Williams
Publisher:
ISBN:
Category : Workers' compensation
Languages : en
Pages : 244
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Book Description
USA. Report on the employment accident benefit system and on the different types of insurance contracts bought by employers to enable them to meet their liability to compensate employees in the event of occupational diseases and occupational accidents - covers self-insurance, private sector and group insurance, comments on relevant labour legislation and includes the text of a questionnaire relating to the administration of security requirements. References and statistical tables.
Author:
Publisher:
ISBN:
Category : Workers' compensation
Languages : en
Pages :
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Book Description
Discusses why Northeast Homemakers, Inc. had only a small savings in its workers' compensation insurance premium after passage of PA 93-228.
Author: Alan B. Krueger
Publisher:
ISBN:
Category : Employers' liability insurance
Languages : en
Pages : 36
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Book Description
