What You Should Know about Your Retirement PDF Download
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Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 9781422319031
Category : Business & Economics
Languages : en
Pages : 44
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Book Description
Your employer¿s retirement savings plan is an essential part of your future financial security. This report covers private retirement plans that are governed by Federal laws & guidelines in the Employee Retirement Income Security Act of 1974 (ERISA) & the Internal Revenue Code. Includes info. on: Different types of retirement plans; What info. you can get about your plan; When & how you can receive retirement benefits; What to do if you have a question or find a mistake; The responsibilities of those who manage the plan & its investments; Your responsibilities to understand & monitor your plan; & Specific circumstances such as how a divorce or change of employer ownership may affect your retirement benefit. Charts & tables.
Author: Barry Leonard
Publisher: DIANE Publishing
ISBN: 9781422319031
Category : Business & Economics
Languages : en
Pages : 44
Get Book Here
Book Description
Your employer¿s retirement savings plan is an essential part of your future financial security. This report covers private retirement plans that are governed by Federal laws & guidelines in the Employee Retirement Income Security Act of 1974 (ERISA) & the Internal Revenue Code. Includes info. on: Different types of retirement plans; What info. you can get about your plan; When & how you can receive retirement benefits; What to do if you have a question or find a mistake; The responsibilities of those who manage the plan & its investments; Your responsibilities to understand & monitor your plan; & Specific circumstances such as how a divorce or change of employer ownership may affect your retirement benefit. Charts & tables.
Author: Wes Moss
Publisher: McGraw Hill Professional
ISBN: 0071839038
Category : Business & Economics
Languages : en
Pages : 289
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Book Description
From Wes Moss--named by Barron's as one of America's top financial advisors "The keys that Wes Moss identifies to having a happy retirement are simple but brilliant. Read this book." -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times “Financial planner Wes Moss offers you something different—not just a plan to retire, but a way to do it sooner and to be happy when you do." – Atlanta Journal Constitution If you think you need to win the lottery or work until you’re 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement—sooner rather than later. After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices: Determine what you want and need your retirement money for Figure out how much you need to save Create a plan to pay off your mortgage in as little as five years Develop an income stream from multiple sources Become an income investor Getting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.
Author: Employee Benefits Security Administration U.S. Department of Labor, Employee Benefits Security Administration
Publisher: Createspace Independent Publishing Platform
ISBN: 9781497556607
Category :
Languages : en
Pages : 46
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Book Description
Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage the plan and its investments, and how events such as divorce or change of employer ownership may affect your retirement benefit.
Author: U.S. Department of Labor
Publisher: GPO FCIC
ISBN: 9781612210742
Category :
Languages : en
Pages : 44
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Book Description
Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage
Author: Ben Carlson
Publisher:
ISBN:
Category :
Languages : en
Pages : 125
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Book Description
When it comes to planning for retirement the majority of people are on their own. There's no one to coach you or hold your hand to make sure you understand what you need to do, when you need to do it, or how to make wise decisions with your life savings. The goal of this book is to help remove some of the stress, confusion, and anguish involved in the process of saving and investing for retirement. Money is a tool that can either cause or solve a lot of problems in your life. This book guides you through the big decisions necessary to get you on the right track towards financial independence so you can move on with your life to focus on more important things and let your money do the work for you. Everything You Need to Know About Saving For Retirement covers: *How to get started with your retirement savings *Why saving is more important than investing *How much you should save for retirement *How to spend your money on the things you care about *Where to invest your money *How to become a 401(k) millionaire *How to make up for a late start to saving and retirement planning *How much you need to retire *How to think about Social Security *The 3 biggest things you need to know about investing and much more Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He has spent his career working with nonprofits and individuals to help them plan and invest their money wisely. Ben is the author of three other books including A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan as well as the blog A Wealth of Common Sense.
Author: Rob Pascale
Publisher: Rowman & Littlefield
ISBN: 1442216190
Category : Business & Economics
Languages : en
Pages : 243
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Book Description
Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction. This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome. But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.
Author: David McKnight
Publisher: Crown Currency
ISBN: 1984823078
Category : Business & Economics
Languages : en
Pages : 162
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Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Author: Ray LeVitre CFP
Publisher: Sourcebooks, Inc.
ISBN: 1402296762
Category : Business & Economics
Languages : en
Pages : 310
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Book Description
You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?
Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
ISBN: 0804137374
Category : Business & Economics
Languages : en
Pages : 434
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Book Description
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
ISBN: 9780231185646
Category : Business & Economics
Languages : en
Pages : 166
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Book Description
In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.
