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Author: Dan McGrath
Publisher:
ISBN: 9780985082093
Category : Business & Economics
Languages : en
Pages : 156
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Book Description
We've been trained, advised and educated that the key to enjoying a long and prosperous life in retirement depends upon our ability to maximize the growth of our assets so that we have as much retirement income as possible. But as we know, retirement is not the same as it was years ago. Investment challenges, the complexity of investment vehicles, and government intervention have changed the retirement landscape for all of us looking towards a long and thriving retirement. Yet what hasn't changed is the fact that we continue to do the same things that we've done for years when it comes to retirement. So, if you were doing something wrong, when would you like to know about it? Early enough to be able to do something, or do you want to wait until the last possible moment? Currently there are millions of people planning for their retirement and unfortunately what they are doing is wrong. There are many factors for this, including 3 obscure rules from the Federal Government, changes to the cost of healthcare and other items that most Americans are unaware of, that will force people to change their thinking about saving and funding their retirement in the future. In order to help people to save their Social Security benefits, lower their tax obligations, maximize their retirement income and control their health costs in retirement, we've gathered seven of the leading retirement experts writing today to point out the realities of the new rules of retirement and what you can do to take back control of your future. Seven of the leading retirement experts provide the facts, realities and solutions around these topics: oDan McGrath: The New Rules of Retirement oMichael Gerali: The REAL Truth about Medicare and Social Security oRobert Ryerson: Financial Planning for the New Retirement oRobert Klein: The Truth about Annuities oJustin Belair: The New Approach to Estate Planning oJohn Marroni: What to Know about Reverse Mortgages Mike Padawer, author of What's the Deal with Long-Term Care?: The Economic Realities of Long-Term Care With an Afterword by Jack Tatar, author of Safe 4 Retirement: The Four Keys to a Safe Retirement and Having The Talk: The Four Keys to Your Parents' Safe Retirement
Author: Dan McGrath
Publisher:
ISBN: 9780985082093
Category : Business & Economics
Languages : en
Pages : 156
Get Book
Book Description
We've been trained, advised and educated that the key to enjoying a long and prosperous life in retirement depends upon our ability to maximize the growth of our assets so that we have as much retirement income as possible. But as we know, retirement is not the same as it was years ago. Investment challenges, the complexity of investment vehicles, and government intervention have changed the retirement landscape for all of us looking towards a long and thriving retirement. Yet what hasn't changed is the fact that we continue to do the same things that we've done for years when it comes to retirement. So, if you were doing something wrong, when would you like to know about it? Early enough to be able to do something, or do you want to wait until the last possible moment? Currently there are millions of people planning for their retirement and unfortunately what they are doing is wrong. There are many factors for this, including 3 obscure rules from the Federal Government, changes to the cost of healthcare and other items that most Americans are unaware of, that will force people to change their thinking about saving and funding their retirement in the future. In order to help people to save their Social Security benefits, lower their tax obligations, maximize their retirement income and control their health costs in retirement, we've gathered seven of the leading retirement experts writing today to point out the realities of the new rules of retirement and what you can do to take back control of your future. Seven of the leading retirement experts provide the facts, realities and solutions around these topics: oDan McGrath: The New Rules of Retirement oMichael Gerali: The REAL Truth about Medicare and Social Security oRobert Ryerson: Financial Planning for the New Retirement oRobert Klein: The Truth about Annuities oJustin Belair: The New Approach to Estate Planning oJohn Marroni: What to Know about Reverse Mortgages Mike Padawer, author of What's the Deal with Long-Term Care?: The Economic Realities of Long-Term Care With an Afterword by Jack Tatar, author of Safe 4 Retirement: The Four Keys to a Safe Retirement and Having The Talk: The Four Keys to Your Parents' Safe Retirement
Author: Dan McGrath
Publisher:
ISBN: 9780996459822
Category : Retirement
Languages : en
Pages :
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Book Description
Currently there are millions of people planning for their retirement and unfortunately what they are doing is wrong. There are many factors for this, including 3 obscure rules from the Federal Government, changes to the cost of healthcare and other items that most Americans are unaware of, that will force people to change their thinking about saving and funding their retirement in the future. In order to help people to save their Social Security benefits, lower their tax obligations, maximize their retirement income and control their health costs in retirement, we've gathered seven of the leading retirement experts writing today to point out the realities of the new rules of retirement and what you can do to take back control of your future. Seven of the leading retirement experts provide the facts, realities and solutions around these topics: o Dan McGrath: The New Rules of Retirement o Michael Gerali: The REAL Truth about Medicare and Social Security o Robert Ryerson: Financial.
Author: Michael Foguth
Publisher:
ISBN: 9781970114058
Category :
Languages : en
Pages :
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Book Description
Author: Jack Tatar
Publisher: People Tested Books
ISBN: 9780996867863
Category : Business & Economics
Languages : en
Pages : 178
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Book Description
In the past, retirement planning was focused on reaching "the number" or what the value of our "nest egg" needed to be. For years, clients and advisers focused solely on their "account value" to gauge whether or not they're were going to ever retire. We were told that this "number" was different for every person. Well, the reality is that today, that "number" should no longer the sole focus for investors hoping and praying to retire. Rather the focus should be on "how much" will that number provide in income! Recreating a paycheck in retirement or funding the day to day needs for retirees has become more important that the journey to a specific "number." And this has everything to do with the realities that taxes, healthcare costs, low interest rates, volatile markets and tending to the needs of older parents and your own children have created havoc for any plans that we had to reach the retirement of our dreams. These realities bring into question many of the foundations that we created our retirement plans on - such things as 401(k)s, IRAs and Medicare. These plans were made before we knew about the benefits of Roth IRAs or the realities of means testing raising Medicare costs are demanding that retirement planning be focused on retirement income, not just the value of your "nest egg"! This trend towards retirement income, or what is also known as "distribution" is the reason that we've gathered these authors together to provide you with a book that outlines these new realities. This book was written by financial advisers, professionals and experts who have recognized that the rules of retirement have changed and they're advising their clients accordingly. They have their ear to the current realities and demands of the financial marketplace, and are implementing strategies that are focused on helping their clients to navigate these new realities. The authors of this book are not advisers and experts who are remaining in their comfort zone and advising clients on the same tired old investment approaches. They are professionals who understand the current realities of the industry and willing to venture out of their own "comfort zone" to find investment options that are most appropriate for their clients. With an understanding that every client is different and unique, these professionals recognize that they need to interpret these new realities into customized solutions for each of their clients. As you read the chapters, you'll hear the passion and focus that each of these finan- cial professionals have for the wellbeing of their clients. The key thing to remember as you read this book, is that if your financial adviser is not discussing these matters with you, you may not have the right adviser. And if your adviser is discussing these items with you, then it's important to work with them and integrate this type of thinking into your financial strategies. This book is required reading for anyone nearing retirement, already retired or wondering if they'll ever retire. Retirement can be achievable for everyone. You just have to have the right information, the right approach and the right advice. Allow these authors to help you to understand the new rules of retirement so that you can achieve the retirement of your dreams. That should be the focus of every investor and every financial adviser working today!
Author: Mary Lloyd
Publisher: Greenleaf Book Group
ISBN: 1608320421
Category : Self-Help
Languages : en
Pages : 274
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Book Description
Life after retirement can be an exciting and rewarding experience, but only for those who plan for more than financial security. Supercharged Retirement is a valuable wake-up call for readers who have focused exclusively on the monetary aspects of their post-working years. Readers will discover how they can conquer the emotional and personal challenges presented by stepping out of the workforce. Mary Lloyd presents a new retirement paradigm, one that encourages individuals to utilize their skills and experience to meet the physical, mental, emotional, and spiritual demands of the retirement years. Supercharged Retirement challenges readers to change their assumptions about the essence of retirement, refocus their energies, rekindle their passions, and reawaken their drive to grow and learn. A funny, informed, and passionate guide for making retirement sparkle, Supercharged Retirement challenges conventional wisdom and skillfully blends anecdotes, practical advice, and exercises as it launches readers into a retirement adventure that will more than surpass their dreams.
Author: Dan White
Publisher:
ISBN: 9781970114072
Category :
Languages : en
Pages :
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Book Description
Author: Daniel R. Solin
Publisher: Penguin
ISBN: 1101133694
Category : Business & Economics
Languages : en
Pages : 272
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Book Description
Follow the advice in The Smartest Retirement Book You'll Ever Read and you will: Find simple strategies to maximize your retirement nest egg Steer clear of scams that rob you of your hard-earned savings Ensure that your money lasts longer than you do Avoid the common mistakes that can leave your spouse impoverished Discover financial lifelines no matter how desperate the economy "If you want a handy guide that provides information in small chunks, Solin's book is it." -Newark Star-Ledger
Author: Bob Carlson
Publisher: Simon and Schuster
ISBN: 1684511186
Category : Business & Economics
Languages : en
Pages : 262
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Book Description
RETIRE WITHOUT REGRETS What’s the biggest retirement mistake you can make? Not taking full advantage of your Social Security benefits. And it’s a mistake that almost every retiree makes. If you’re like most people, you would have to be a millionaire to earn as much from your investments as you can from Social Security. But Social Security also comes with pitfalls, and the wrong choice can leave you poorer for the rest of your life. Luckily, America’s #1 retirement expert, Bob Carlson, editor of the popular Retirement Watch newsletter and website, is here to help with an easy-to-follow guide to getting the most out of your Social Security benefits. You’ll learn: • The right time to claim your benefits—and why timing is key • Whether you should take a lump sum benefit • How to minimize your total tax bill with smart Social Security choices • Why working can sometimes decrease your benefits • How to calculate your “longevity risk” so you never run out of money • When you can change your benefits claim, and when you can’t • Why you can’t depend on the Social Security Administration for good advice—or even correct information • And much, much more! Millions of Americans have come to regret their Social Security decisions. If you want to avoid the same mistakes, you need Where’s My Money? Secrets to Getting the Most out of Your Social Security.
Author: Hyrum W. Smith
Publisher: Mango Media Inc.
ISBN: 1633535029
Category : Business & Economics
Languages : en
Pages : 129
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Book Description
Retirement and good living Are you getting ready to simplify life and move from the world of work to a life of retirement and good living ─ to enter a happy retirement? Retirement and good living: The author of Purposeful Retirement, Hyrum W. Smith, is one of the original creators of the popular Franklin Day Planner, the former Chairman and CEO of Franklin Covey Co., and the recognized “Father of Time Management”. In this book, Hyram shows you how you can move from your world of work, simplify life and enter what can be the most satisfying phase of your life ─ a new world of purposeful retirement and good living. Aging well and a happy retirement: You have had a successful career by almost all measures and now you are concerned about aging well and looking toward a happy retirement. You are definitely not a couch potato. • How are you going to create a retirement that is meaningful and inspiring for your second act? • Can you simplify life? • Is there a way to make intelligent and anxiety free retirement planning choices? • Can you learn from the lives and experiences of people who have found their pathway to happy retirement? • What are their secrets to aging well and a happy retirement? Retirement guide: For four decades, Hyrum W. Smith has been empowering people to effectively govern their personal and professional lives. An award winning author, distinguished speaker, and successful businessman, Hyrum offers a tested and actionable retirement guide to finding that perfect retirement niche. In his book, Hyrum enables you to map the step-by-step route to a retirement that is not just enjoyable but is also deeply fulfilling on a personal level. Welcome to your new life of retirement and good living: This distinguished author, speaker, and businessman combines wit and enthusiasm with a gift for communicating compelling principles that inspire lasting personal change. Hyrum shares a lifetime of wisdom in this powerful retirement guide to discovering your true passion, re-imagining your life, and trying new possibilities. Welcome to a new life of retirement and good living ─ to a purposeful retirement.
Author: James W. Russell
Publisher: Beacon Press
ISBN: 0807012564
Category : Business & Economics
Languages : en
Pages : 225
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Book Description
How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.
