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Author: David Ames Wells
Publisher:
ISBN:
Category : Interest
Languages : en
Pages : 90
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Book Description
Author: David Ames Wells
Publisher:
ISBN:
Category : Interest
Languages : en
Pages : 90
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Book Description
Author: Richard Henry Dana (Jr.)
Publisher:
ISBN:
Category :
Languages : en
Pages :
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Book Description
Author:
Publisher:
ISBN:
Category : Interest
Languages : en
Pages : 68
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Book Description
Author: David Ames Wells
Publisher:
ISBN: 9781018336374
Category : Business & Economics
Languages : en
Pages : 0
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Author: Richard H. Dana
Publisher:
ISBN: 9781331264774
Category : Business & Economics
Languages : en
Pages : 78
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Book Description
Excerpt from Usury Laws: Their Nature, Expediency, and Influence; Opinions of Jeremy Bentham and John Calvin, With Review of the Existing Situation and Recent Experience of the United States In no one department of economic science in the United States is there more of old, blind, unreasoning prejudice, more of opposition to the progress of liberal ideas, and more of ignorance of the worlds experience, than in respect to the so-called "usury laws." Nearly all of the leading nations of Europe have, as the result of centuries of experience, abolished them. Fourteen of the present (1881) forty-seven states and territories of the Federal Union have wiped them off their statute books. And in no instance has any permanent bad effect been proved to have followed their repeal; neither has any state which has for any reasonable period tried the two systems of restriction or freedom in respect to contracts for the loan of capital been known to go back to the policy of restriction. Notwithstanding this record of experience, great states like New York, Virginia, and Oregon retain upon their statute books laws - which they cannot enforce - for the regulation of the loan of capital, which are patterned after the legislation of the dark ages, and obstinately resist any attempt to amend or repeal them. The Executive Committee of the Society for Political Education are of the opinion, therefore, that they can render no better service to the cause of economic truth and to their members, than by presenting in a compact and readable form, the leading facts and arguments bearing on the liberal side of this question. They accordingly offer in this, the fourth tract of their series of economic publications, 1st. The substance of the famous series of letters written by Jeremy Bentham of England, in 1787, in defence of usury, and which after the lapse of nearly a century since their first publication, are still acknowledged to be unsurpassed for their clearness and cogency of argument. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author:
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ISBN:
Category : Usury
Languages : en
Pages : 0
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Author: Alphonse Courtois
Publisher:
ISBN:
Category : Assignats
Languages : en
Pages : 48
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Author:
Publisher:
ISBN:
Category : Usury laws
Languages : en
Pages : 0
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Author:
Publisher:
ISBN:
Category : Interest
Languages : en
Pages : 68
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Author: Lendol Calder
Publisher: Princeton University Press
ISBN: 1400822831
Category : History
Languages : en
Pages : 394
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Book Description
Once there was a golden age of American thrift, when citizens lived sensibly within their means and worked hard to stay out of debt. The growing availability of credit in this century, however, has brought those days to an end--undermining traditional moral virtues such as prudence, diligence, and the delay of gratification while encouraging reckless consumerism. Or so we commonly believe. In this engaging and thought-provoking book, Lendol Calder shows that this conception of the past is in fact a myth. Calder presents the first book-length social and cultural history of the rise of consumer credit in America. He focuses on the years between 1890 and 1940, when the legal, institutional, and moral bases of today's consumer credit were established, and in an epilogue takes the story up to the present. He draws on a wide variety of sources--including personal diaries and letters, government and business records, newspapers, advertisements, movies, and the words of such figures as Benjamin Franklin, Mark Twain, and P. T. Barnum--to show that debt has always been with us. He vigorously challenges the idea that consumer credit has eroded traditional values. Instead, he argues, monthly payments have imposed strict, externally reinforced disciplines on consumers, making the culture of consumption less a playground for hedonists than an extension of what Max Weber called the "iron cage" of disciplined rationality and hard work. Throughout, Calder keeps in clear view the human face of credit relations. He re-creates the Dickensian world of nineteenth-century pawnbrokers, takes us into the dingy backstairs offices of loan sharks, into small-town shops and New York department stores, and explains who resorted to which types of credit and why. He also traces the evolving moral status of consumer credit, showing how it changed from a widespread but morally dubious practice into an almost universal and generally accepted practice by World War II. Combining clear, rigorous arguments with a colorful, narrative style, Financing the American Dream will attract a wide range of academic and general readers and change how we understand one of the most important and overlooked aspects of American social and economic life.
