Understanding Affordability PDF Download
Are you looking for read ebook online? Search for your book and save it on your Kindle device, PC, phones or tablets. Download Understanding Affordability PDF full book. Access full book title Understanding Affordability by Geoffrey Meen. Download full books in PDF and EPUB format.
Author: Geoffrey Meen
Publisher: Policy Press
ISBN: 1529211891
Category : Business & Economics
Languages : en
Pages : 336
Get Book Here
Book Description
For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.
Author: Geoffrey Meen
Publisher: Policy Press
ISBN: 1529211891
Category : Business & Economics
Languages : en
Pages : 336
Get Book Here
Book Description
For many younger and lower-income people, housing affordability continues to worsen. Based on the academic research of two distinguished housing economists – and stimulated by working with governments across the world - this wide-ranging book sets out clear theoretical and empirical frameworks to tackle one of today’s most important socio-economic issues. Housing unaffordability arises from complex forces and a prerequisite to effective policy is understanding the causes of rising house prices and rents and the interactions between housing, housing finance and the macroeconomy. The authors challenge many of the conventional wisdoms in housing policy and offer innovative recommendations to improve affordability.
Author:
Publisher: World Health Organization
ISBN: 9240023283
Category : Medical
Languages : en
Pages : 121
Get Book Here
Book Description
Author: Josh Ryan-Collins
Publisher: John Wiley & Sons
ISBN: 1509523294
Category : Political Science
Languages : en
Pages : 140
Get Book Here
Book Description
Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Author: Ms. Kazuko Shirono
Publisher: International Monetary Fund
ISBN:
Category :
Languages : en
Pages : 36
Get Book Here
Book Description
Greater availability of financial access related data in recent years is increasingly enabling policymakers to better track and monitor financial access trends and developments. However, data on barriers to financial access, including costs associated with using financial services—a key factor of financial exclusion—remain scarce. To gain insight into the costs of financial access faced by the low-income segments of population, this paper presents an analysis of a novel dataset on bank pricing containing information on fees and charges associated with various banking services—collected as part of the United Nations Capital Development Fund’s (UNCDF) Making Access Possible (MAP) program—based on a market research approach for 34 low- and middle-income countries in the ASEAN, SADC, and WAEMU regions. The results of our affordability analysis reveal that the costs of maintaining a bank checking account and conducting a few basic transactions can exceed 5 percent of monthly income for consumers in more than 10 percent of the countries in the sample, mainly in the WAEMU and SADC regions. These findings underscore the considerable challenge of affordability as a significant barrier to access to financial services, especially for low-income households and SMEs. The analysis also highlights the need to collect more granular data on the affordability aspect of financial access to facilitate more effective policymaking.
Author: Léo Heller
Publisher: Cambridge University Press
ISBN: 1108837247
Category : Business & Economics
Languages : en
Pages : 453
Get Book Here
Book Description
A comprehensive overview of the human rights to water and sanitation, exploring theoretical, conceptual, and practical aspects.
Author: Janelle Plummer
Publisher: Routledge
ISBN: 113656554X
Category : Architecture
Languages : en
Pages : 359
Get Book Here
Book Description
Despite the increasing occurrence of policies aimed at mobilising the financial and human resources of the private sector, most urban local governments responsible for urban basic services in the South do not have the capacity to initiate and sustain partnerships. Nor do they understand how they can create partnerships that target the poor. This sourcebook provides practical information and guidance to do so. With extensive illustrative material from Africa, Asia and Latin America, it sets out a strategic framework for building municipal capacity to create pro-poor partnerships. It focuses on implementation rather than policy. It locates private sector participation within the broader urban governance and poverty reduction agenda. And it is above all concerned to supply information on the issues and processes involved in making the public?private partnership (PPP) approach appropriate for service delivery in developing countries. The second in a series of capacity-building sourcebooks, it will be invaluable for those concerned with the capacity of local levels of government: policy-makers, municipal authorities, development agencies and practitioners, and all those involved in urban governance and poverty reduction.
Author: David Semmelroth
Publisher: John Wiley & Sons
ISBN: 1118616014
Category : Business & Economics
Languages : en
Pages : 327
Get Book Here
Book Description
Embrace data and use it to sell and market your products Data is everywhere and it keeps growing and accumulating. Companies need to embrace big data and make it work harder to help them sell and market their products. Successful data analysis can help marketing professionals spot sales trends, develop smarter marketing campaigns, and accurately predict customer loyalty. Data Driven Marketing For Dummies helps companies use all the data at their disposal to make current customers more satisfied, reach new customers, and sell to their most important customer segments more efficiently. Identifying the common characteristics of customers who buy the same products from your company (or who might be likely to leave you) Tips on using data to predict customer purchasing behavior based on past performance Using customer data and marketing analytics to predict when customers will purchase certain items Information on how data collected can help with merchandise planning Breaking down customers into segments for easier market targeting Building a 360 degree view of a customer base Data Driven Marketing For Dummies assists marketing professionals at all levels of business in accelerating sales through analytical insights.
Author: Sudeshna Ghosh Banerjee
Publisher: World Bank Publications
ISBN: 1464803455
Category : Business & Economics
Languages : en
Pages : 111
Get Book Here
Book Description
This study analyzes India s remarkable progress toward achieving universal access to electricity, particularly since 2000, and identifies the remaining challenges ahead. Key supply- and demand-side barriers to adoption of electric connections, as well as program sustainability issues, are examined.
Author: Deborah Potts
Publisher: Zed Books Ltd.
ISBN: 1786990571
Category : Social Science
Languages : en
Pages : 360
Get Book Here
Book Description
From Britain’s ‘Generation Rent’ to Hong Kong’s notorious ‘cage homes’, societies around the world are facing a housing crisis of unprecedented proportions. The social consequences have been profound, with a lack of affordable housing resulting in overcrowding, homelessness, broken families and, in many countries, a sharp decline in fertility. In Broken Cities, Deborah Potts offers a provocative new perspective on the global housing crisis arguing that the problem lies mainly with demand rather than supply. Potts shows how market-set rates of pay and incomes for vast numbers of households in the world’s largest cities in the global South and North are simply too low to rent or buy any housing that is legal, planned and decent. As the influence of free market economics has increased, the situation has worsened. Potts argues that the crisis needs radical solutions. With the world becoming increasingly urbanized, this book provides a timely and urgent account of one of the most pressing social challenges of the 21st century. Exploring the effects of the housing crisis across the global North and South, Broken Cities is a warning of the greater crises to come if these issues are not addressed.
Author: Michelle Norris
Publisher: Springer Science & Business Media
ISBN: 1402056745
Category : Science
Languages : en
Pages : 451
Get Book Here
Book Description
During the past decade, Ireland’s economic growth has attracted international attention. This book analyses the consequences of that growth on housing and serves as a primer to other countries on the complexities of delivering sustainable housing solutions in the face of economic success. It introduces key housing developments and also reports on the findings of the latest research on the transformation of the sector in the past decade.
