Microfinance in Africa

Microfinance in Africa PDF Author: S. Rajagopalan
Publisher:
ISBN:
Category : Africa
Languages : en
Pages : 220

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Book Description
Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Microfinance in Africa

Microfinance in Africa PDF Author: S. Rajagopalan
Publisher:
ISBN:
Category : Africa
Languages : en
Pages : 220

Get Book Here

Book Description
Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

A study on the role of micro finance institutions in economic empowerment with special reference to Changanacherry Taluk, Kerala

A study on the role of micro finance institutions in economic empowerment with special reference to Changanacherry Taluk, Kerala PDF Author: Jose Joseph
Publisher: Amazon Publishers, USA
ISBN:
Category : Reference
Languages : en
Pages :

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Book Description
India is a home to the largest population of poor in the world and out of its total population there are nearly 75 million poor house-holds in India, thus it has become the prime obligation of the regulators to provide some definite solution for poverty alleviation. Microfinance has several other developmental objectives like mobilization of savings. It has also been used as inducers in different community development activities as an entry point in the community organizing program and as an ingredient in a larger education or training exercise. For this study, population consist of clients of micro financing institutions in Changanacherry Taluk. In this study for the purpose of primary data collection, samples were selected by using random sampling technique. Sample size for the study conducted is 100 respondents of micro financing institutions. The study consists of both primary and secondary data. Primary data were collected through questionnaire. The role of Micro Financing Institutions in economic empowerment with special reference to Changanacherry taluk was examined. Key challenges facing MFIs today that are affecting their impact on poverty alleviation were seem to be an over-emphasis on financial sustainability over social objectives, and a failure of many MFIs to work with the poorest in society. Overall, Micro financing institutions has provided important contributions to the development world. It was found that savings are vital and perhaps more important to people, that they are probably better served by direct subsidies rather than loans. Although micro financing institutions offer financial assistance to the society and prove itself a useful tool in economic empowerment.

Rural Microfinance and Microenterprise

Rural Microfinance and Microenterprise PDF Author: Amitabh Bhatnagar
Publisher: Concept Publishing Company
ISBN: 9788180695674
Category : Business & Economics
Languages : en
Pages : 464

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Book Description
Contributed articles on microfinance and small business in India.

Microfinance Handbook

Microfinance Handbook PDF Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 304

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Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Entrepreneurship at the Bottom of the Pyramid

Entrepreneurship at the Bottom of the Pyramid PDF Author: Carol Dalglish
Publisher: Routledge
ISBN: 1317539842
Category : Business & Economics
Languages : en
Pages : 202

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Book Description
2017 Nautilus Book Awards: Silver Award Winner 2018 Great Northwest Book Festival: Winner 2018 Hollywood Book Festival: Winner Entrepreneurship at the Bottom of the Pyramid seeks to demonstrate to students the range of entrepreneurial activities that can be implemented in developing countries to alleviate poverty. The book blends theory, visual examples and practical learning activities to help students apply their knowledge and encourage thinking ‘outside the box’. It begins by introducing the reader to two fundamental concepts - poverty and the bottom of the pyramid - so they have a solid grasp of the context in which the entrepreneurial activities are implemented. Next, the authors discuss the entrepreneurial process, highlighting the most relevant elements: risk, survival and growth, entrepreneurial actors, the informal sector and micro-credit. Finally, the book describes models to encourage entrepreneurial activities in developing countries. Weaving a primary case study throughout so the reader can apply new knowledge incrementally while moving through the chapters, Dalglish and Tonelli also include several shorter case studies, presenting different problems and implemented solutions in several geographical areas. Students with an interest in entrepreneurship, poverty alleviation and development studies will find this an important read.

General Contribution of Finance in Firm

General Contribution of Finance in Firm PDF Author: Martin Guantai Kanake, Dr. John Kuria, Caroline M. Kimathi, Margaret Kibera
Publisher: AJPO Journals USA LLC
ISBN: 9914745369
Category : Business & Economics
Languages : en
Pages : 116

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Book Description
TOPICS IN THE BOOK The Impact Assessment of the Micro Finance to Financial Inclusion and Business Growth: A Study of the Micro, Small and Medium Enterprises in Igembe South (Kenya) Effect of Vat Incentives on the Performance of EPZ Firms in Kenya Financial Distress and Profitability of Tier Three Commercial Banks in Kenya Effect of Financial Risk Management on Financial Performance of Firms Listed in the Nairobi Securities Exchange

Vedanta Philosophy of Management vol- 1

Vedanta Philosophy of Management vol- 1 PDF Author: Dr. Samar Deb
Publisher: Dr. Samar Deb
ISBN: 9358381175
Category : Education
Languages : en
Pages : 351

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Book Description
Vedanta Philosophy of Management is the modern need of the changing world order in these days of technological innovation and gigantic size of business organizations. Keeping in mind the objectives of sustainable development goals (SDGs) five Chapters are devoted in this volume, to increase human competency building, enhance capabilities, and to bring in creativity to strengthen human living parameters in terms of Vedanta management thought and the Vedic work practices. Chapter 1 deals with “Introduction to Vedanta Management Thought” to understand the framework of Vedanta management and to find-out the means and ways for human resource development (HRD) potentials through Vedanta philosophy, along with backdrop analysis of business process reengineering (BPR) paradigms in confining issues pertaining to organizational effectiveness as well as environmental sustainability. Effective leadership qualities are narrated in sparkling manner to strengthen managerial professional ethics, administrative excellence building norms, bring in positive social change in terms of Vedic work ethics and code of conduct. Hence, this Chapter enlightens on various postulates of global development initiatives through Vedanta practices of management to finding out the true nature of management and its significance in the present day changing world order in scientific temper of thought. Applications of Vedanta knowledge in organizational activities are synthesized with the Vedic work principles to uplift human beings from pathetic social sufferings. As such, quality circle fundamental issues are stressed with equanimity of work and equipoise nature of performance for supplementing human growth related paradigms in ‘path-goal’ relativity approach. Chapter 2 deals with “Vedanta Management and Theory of Work” to work-out judicious relationship between organizational activities and human development strategies in relation to organizational dynamicity, managerial vision of work, etc. with goal directed initiatives. As such, this Chapter especially considers the Vedanta principles of management with the Vedic rules of work practices, in coagulating tools and techniques of human dynamic behavioral postulates for enhancing human competencies building to commensurate transformational social change with transcendental approach. Hence, theory of work is given special priority in organizational activities in terms of Vedanta mission, to incorporate management practices in regard to human existential freedom of living. Chapter 3 deals with “Vedanta Management and Theory of Knowledge” and furnishes the principles of human creative innovational thought for illuminating production function related activities, to enlarge organizational effectiveness in terms of theory of knowledge and managerial excellence building process. Here, universal brotherhood has been considered sincerely for exposition of the fundamental rules of Vedanta management in realities of management, to eradicate social poverty with interface between managerial knowledge and values of work. It has provided a paradigm shift of knowledge to social emancipation process of human beings for world class citizenship in terms of administrative skills. Thus, this Chapter provides a new managerial perspective on international understanding with human cooperative endeavors; so that Vedanta management helps to match resources in matchless way to reduce gaps between haves and have-nots, for bringing human solvency as well as salvation of life. Chapter 4, analyzes “Vedanta Management and Theory of Devotion” to relate organizational work ethics with leadership qualities in bringing world unity, social integrity and human self-sufficiency. Thus, this Chapter elaborates the issues of the integral concept of humanity in relation to work and knowledge as the pyramid of social reconstruction, in confining organizational work ethics to areas of radical social reconstruction through devotional qualities of modern organizational leaders, and therefore, human growth and social sustainability is explained in relativity approach to amplify the reasons for increasing human capacity building with devotional managerial qualities at organizational structure, to enrich the pillars of modern organizations. As a whole, this Chapter is attempted to discuss primarily qualities of devotion in management and its necessity for attaining the goal of organizational work efficiency. Thus, this Chapter has established relativity between work and devotion to uproot the principles of Vedanta in management, so as to know clearly the devotional practice of work philosophy in bringing universal peace and eternal concept of human living through Vedanta management techniques. Thus, managerial guidelines are provided for effective organizational rolling in making pious social journey with knowledge-base intercepts towards the existential autonomy of humankind. Chapter 5 discusses on “Vedanta Management for International Understanding” to reflect international cooperative business environment with the help of management vision. It explains analytically the fundamental thoughts of financial solvency through Vedanta techniques of derivative management system. This Chapter further deals with international human cooperation building measures in terms of Vedanta system of management, to enumerate various business policies at international level. Technological upgrading principles and practices at international level have been found to be the corner-stone of Vedanta management process, and therefore, we have exemplified with decisive factors – how to choose technology at the present set-up of the world business changing scenario for human empowerment, in bringing world equilibrium at economic frontiers. Accordingly, we have analyzed the reinventing policies of Vedanta management for international production quality enhancement program in realizing the goal of service delivery mechanisms of the global organizations. Enrichment of intellectual property for managerial value addition to the society has essentially been occupied important place in our discourses through Vedanta management objectives, for the purpose of valuable studies on international market driven competitive advantages as well as price mechanism behavioral prudence to global business environment of international organizations, for which administrative effectiveness has been put forward as proactive goal of managerial guidance at international standard, to illuminate the picture of good governance philosophy. All the Chapters have been interpreted in scientific manner with appropriate examples for confining human development related postulates in relativistic assumptions of sound organizational structure. Vedanta management ideologies are thus enumerated to uproot the ultimate goal of human society. Focus on the Vedanta techniques on overall study reveals – how managerial effectiveness will be enhanced through ‘path-goal’ relational approach of management, to augment scientific viewpoint on matters like, organizational strategy, social dynamicity and human capacity building for the purpose of world peace, global tranquility and human existential freedom of living. The volume is the first and new one as an innovative technique of social business reengineering process for creative managerial guidance to the effective cause of development of human resources as well as leadership goal of organizational life-style, in the changing phase of technological society and global order of the twenty-first century.

Financial Performance Measurement

Financial Performance Measurement PDF Author: Diana Gaciukia Makunyi, Chris Masakala, Jackson Mnago Ndungo, Dr. Rutto Peter Ketyenya, Dr. Egungwu, Ikenna, Lemein Korei Koitamet
Publisher: AJPO Journals USA LLC
ISBN: 9914745555
Category : Business & Economics
Languages : en
Pages : 114

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Book Description
TOPICS IN THE BOOK Impact of Micro Finance Institutions on Poverty Eradication in Meru South Sub-County, Kenya The Role of Budgeting Process in Financial Performance: A Case Study of Bugisu Cooperative Union Ltd Mbale, Uganda Effect of Information Sharing Function on Financial Performance of Savings and Credit Co-Operative Societies Performance Measurement, Growth and Structure of Commercial Banks in East Africa Intellectual Capital and Corporate Performance in Nigeria Banks Effect of Financial Access on the Performance of Social Entrepreneurship Firms in Kenya

Legal Aspects of Banking Regulation

Legal Aspects of Banking Regulation PDF Author: Kenneth Kaoma Mwenda
Publisher: PULP
ISBN: 0981442072
Category : Banking law
Languages : en
Pages : 354

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Book Description
Legal aspects of banking regulation: Common law perspectives from Zambiaby Kenneth K Mwenda2010ISBN: 978-0-9814420-7-5Pages: 330Print version: AvailableElectronic version: Free PDF available.

Implementing Data-Driven Strategies in Smart Cities

Implementing Data-Driven Strategies in Smart Cities PDF Author: Didier Grimaldi
Publisher: Elsevier
ISBN: 0128211237
Category : Social Science
Languages : en
Pages : 258

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Book Description
Implementing Data-Driven Strategies in Smart Cities is a guidebook and roadmap for practitioners seeking to operationalize data-driven urban interventions. The book opens by exploring the revolution that big data, data science, and the Internet of Things are making feasible for the city. It explores alternate topologies, typologies, and approaches to operationalize data science in cities, drawn from global examples including top-down, bottom-up, greenfield, brownfield, issue-based, and data-driven. It channels and expands on the classic data science model for data-driven urban interventions – data capture, data quality, cleansing and curation, data analysis, visualization and modeling, and data governance, privacy, and confidentiality. Throughout, illustrative case studies demonstrate successes realized in such diverse cities as Barcelona, Cologne, Manila, Miami, New York, Nancy, Nice, São Paulo, Seoul, Singapore, Stockholm, and Zurich. Given the heavy emphasis on global case studies, this work is particularly suitable for any urban manager, policymaker, or practitioner responsible for delivering technological services for the public sector from sectors as diverse as energy, transportation, pollution, and waste management. - Explores numerous specific urban interventions drawn from global case studies, helping readers understand real urban challenges and create data-driven solutions - Provides a step-by-step and applied holistic guide and methodology for immediate application in the reader's own business agenda - Presents cutting edge technology presentation with coverage of innovations such as the Internet of Things, robotics, 5G, edge/fog computing, blockchain, intelligent transport systems, and connected-automated mobility