My First Home

My First Home PDF Author: Shashank Shekhar
Publisher: Createspace Independent Publishing Platform
ISBN: 9781542570121
Category :
Languages : en
Pages : 220

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Book Description
First time home buying is a special occasion in everyone's life. But because of the complexities around it, most people approach it with a mix of fear, anxiety, and uncertainty. This book was written with the sole purpose of making the process easier and more predictable. The book has tried to demystify the entire process by avoiding the jargon as much as possible. The book first helps you in deciding whether you are ready to buy or not and then gives a step by step instruction on what you can expect along the process should you decide to buy. The book takes it a step further and even advises you on steps you can take to remain a happy home owner. The book has been designed with a lot of thought, keeping you the reader in mind. It's broken down into 5 sections. Section 1 is titled "Getting Ready." It helps with the preliminary work you need to do to even consider home buying. Section 2 provides all the information you need to find your first home and get your offer accepted. Section 3 teaches you about different financing and down payment options. Section 4 details the loan process and the blunders to avoid. Section 5 is all about life after home ownership. From decorating ideas to how to pay off your mortgage faster, you will find invaluable tips in this section to stay a happy homeowner for years to come. Authored by Shashank Shekhar, a mortgage industry veteran and one of the top Loan Officers in the country, the tips and tricks come directly from the trenches.

My First Home

My First Home PDF Author: Shashank Shekhar
Publisher: Createspace Independent Publishing Platform
ISBN: 9781542570121
Category :
Languages : en
Pages : 220

Get Book Here

Book Description
First time home buying is a special occasion in everyone's life. But because of the complexities around it, most people approach it with a mix of fear, anxiety, and uncertainty. This book was written with the sole purpose of making the process easier and more predictable. The book has tried to demystify the entire process by avoiding the jargon as much as possible. The book first helps you in deciding whether you are ready to buy or not and then gives a step by step instruction on what you can expect along the process should you decide to buy. The book takes it a step further and even advises you on steps you can take to remain a happy home owner. The book has been designed with a lot of thought, keeping you the reader in mind. It's broken down into 5 sections. Section 1 is titled "Getting Ready." It helps with the preliminary work you need to do to even consider home buying. Section 2 provides all the information you need to find your first home and get your offer accepted. Section 3 teaches you about different financing and down payment options. Section 4 details the loan process and the blunders to avoid. Section 5 is all about life after home ownership. From decorating ideas to how to pay off your mortgage faster, you will find invaluable tips in this section to stay a happy homeowner for years to come. Authored by Shashank Shekhar, a mortgage industry veteran and one of the top Loan Officers in the country, the tips and tricks come directly from the trenches.

12 Steps to Homeownership

12 Steps to Homeownership PDF Author: Mr John Wilhoit
Publisher: Win Publishing
ISBN: 9780985002770
Category :
Languages : en
Pages : 156

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Book Description
John Wilhoit has done a masterful job of explaining the most important issues involving your path to home-ownership. I have known John and his work for almost 20-years now. He gives critical advice not talked about in other publications. If you follow John's advice, and sequence, you will enjoy home-ownership and all the benefits it offers. Read John's book and consider it a new opportunity to gain home-ownership without having to go it alone. For most people, home-ownership is the largest investment they will make. John helps you navigate around the mistakes that people make all too often. So many people just don't pay enough attention to the details and this book addresses how to avoid critical mistakes. John's book, and the help of a good Realtor, will put you on the path to home-ownership while making home-ownership a major cornerstone in the journey to financial independence. Richard Mendenhall 2001 President, National Association of REALTORS ----- The one over-arching objective of this book is to provide sound, practical step-by-step guidance on buying your first home while avoiding as many pitfalls as possible. 12 Steps to Home-Ownership presumes your exclusive reason for purchasing a home is to live in the home. 12 Steps to Home-Ownership is for people considering home-ownership and have a willingness to become educated about the process in advance so that when the opportunity comes their learning curve is short. The book is designed to prepare you for that moment in time when you can sign a contract for a home with confidence knowing that you've made a quality decision. Home-ownership is the bedrock of building wealth. There is no buying a second home, or third, without first buying the first one, right? Of course, there is far more to the process than just picking out a home with pretty colors and a nice door front. Answering the question of where you want to live creates a queasy feeling for many people; because we know where we "want" to live, then there is where we can afford to live. Balancing these two is part of the cognitive process of buying your first home. This book is a do-it-yourself version to home buying providing tools and guidance for asking the right questions in advance of making the home buying decision. It is a guidebook to assist in your personal journey in the decision-making process based on your inputs and assisted by team members you select to work on your behalf to come up with the best choices for you and your family. Home buying is nothing that anyone should do on their own; building your own team is a necessary step in creating a successful outcome. The objective of this book is to draw a road map to the decision-making process for becoming a homeowner. If you can purchase a home anywhere what are some of the absolute realities a first-time homeowner should consider before buying. Many readers will have family and friends that are homeowners. Certainly, some of your closest friends can provide some information about their own experiences. Yet, this is going to be your home. To use a simple example, who would you trust to go out and buy a car for you- sight unseen? Buying a home is one hundred times more personal. This place will be your castle, your shelter, your home. So, while it is fine to seek input from family and friends the ultimate decision is yours- the one paying for the purchase. That said, in this book we point you towards real-life areas to contemplate. We look at the heavy lifting- the thinking that needs to take place before, during and after you begin the search process.

Buying Your Home

Buying Your Home PDF Author: Lien Bich Luu
Publisher: Routledge
ISBN: 100044175X
Category : Business & Economics
Languages : en
Pages : 124

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Book Description
Many young people aspire to own their own home but face a myriad of challenges such as high property prices, the need to raise a large deposit, and difficulties of getting a mortgage. The process of buying a property is also stressful, fraught with complexity and uncertainty, and a mistake can prove very costly. This book therefore provides a much-needed step-by-step guide to help those seeking to buy a property for the first time. Packed with helpful and practical tips, this book gives a complete overview of the house-buying process, including finance, legal and property aspects. The authors discuss a wide range of topics, including: creating the right mindset the pros and cons of home ownership how to choose a suitable property how to save for a deposit how to negotiate for a better price how to get a mortgage the steps in the house-buying process how to ensure that mortgage payments can always be met The book is written by experienced property buyers who have bought multiple properties, who have worked as a mortgage adviser and financial planner and who understand personal finance. It will be essential reading for undergraduate students in the field of accounting and finance and will also appeal to the general public, particularly those seeking to buy a property for the first time. After reading the book, readers will be able to map out a plan to buy their first property with greater confidence and make a better and more informed decision that will bring financial rewards.

From Homelessness to Homeownership A Step-by-Step Guide to Rebuilding Your Life

From Homelessness to Homeownership A Step-by-Step Guide to Rebuilding Your Life PDF Author: Rodger Knowles
Publisher: Sky High Press, Inc.
ISBN:
Category : Business & Economics
Languages : en
Pages : 220

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Book Description
From Homelessness to Homeownership: A Step-by-Step Guide to Rebuilding Your Life Discover how to transform adversity into opportunity and reclaim control over your future. In this practical and empowering guide, From Homelessness to Homeownership takes you on an inspiring journey from life’s lowest points to achieving the dream of homeownership. Whether you’re currently experiencing homelessness, struggling to get back on your feet, or simply looking for a fresh start, this book provides a detailed roadmap to help you rebuild your life, step by step. You’ll learn how to: Overcome the emotional and financial challenges of homelessness. Develop essential life skills to regain stability and independence. Master budgeting, saving, and repairing your credit. Navigate government assistance programs and housing opportunities. Secure stable housing and ultimately achieve homeownership. With actionable advice, motivational stories, and proven strategies, this guide offers hope and a clear path forward. Whether you're starting from scratch or recovering from financial hardship, this book will empower you to regain your confidence and achieve the ultimate goal of owning a home. Your journey from homelessness to homeownership starts here. Empower yourself with the tools and knowledge to rebuild your life, and create a stable, secure future.

Your Home Loan Toolkit

Your Home Loan Toolkit PDF Author: Consumer Financial Consumer Financial Protection Bureau
Publisher: Createspace Independent Publishing Platform
ISBN: 9781530666010
Category :
Languages : en
Pages : 26

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Book Description
Buying a home is exciting and, let's face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.

How To Buy A Home in 30 Days

How To Buy A Home in 30 Days PDF Author: Shakeita Price
Publisher: Independently Published
ISBN:
Category :
Languages : en
Pages : 64

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Book Description
Does building generational wealth through homeownership sound like an impossible dream to you? Or do you think you might be ready to buy a home, but aren't sure how to make sure you get the best deal? Shakeita Price and Xavier Sams are here to help. Price and Sams earned their first degrees in counseling and social work. But after gaining more life experience they went on to become licensed in the real estate and mortgage lending industries. This allowed them to help anyone directly by ensuring they had the best tools, knowledge, and help available to build generational wealth through homeownership. "How to Buy a Home in 30 Days" is Price and Sams' latest outreach to assist families across the U.S. become homeowners. . By providing extensive information about the many home-buying options available, the many factors which can help individuals secure the most favorable home-buying terms, and interactive exercises to help you get your personal finances and research in order. Price and Sams have helped many individuals in SC, NC, and GA to become homeowners. Both are givers in their community and are proud members of Delta Sigma Theta Sorority, Inc. With this comprehensive guide to preparing your finances and planning ahead for your best home purchase, you can be ready to buy a home in 30 days.

The Millennial's Guide to Homeownership

The Millennial's Guide to Homeownership PDF Author: N.D NGWANA
Publisher: Billion Ideas Company
ISBN:
Category : Business & Economics
Languages : en
Pages : 32

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Book Description
Navigating the world of homeownership can be daunting, especially for the millennial generation facing unique financial challenges. "The Millennial's Guide to Homeownership: From Saving to Signing" provides a clear, tailored roadmap for young adults looking to transform their dreams of owning a home into reality. Key insights include: Understanding the financial prerequisites for homeownership in today's market. Step-by-step guidance on the home-buying process, from saving for a down payment to navigating mortgage options. Strategies to bolster credit scores and secure favorable loan terms. Tips for finding the right property, including considerations for location, size, and future resale value. Navigating home inspections, negotiations, and the final closing process. Authored with the unique challenges and aspirations of millennials in mind, this guide demystifies complex real estate jargon and provides actionable strategies to overcome the hurdles of the current housing market. Moreover, the book emphasizes the importance of making informed and sustainable decisions that align with one's financial and personal goals. "The Millennial's Guide to Homeownership" is not just a book—it's a mentor, offering invaluable lessons and insights to empower a new generation of homeowners. If you're a millennial dreaming of owning your space, this guide is the key to unlocking the doors of your future home. Dive in and embark on a journey from saving to signing, all with confidence and clarity.

Affordable Homes and Apartments Presents Achieving the Dream of Homeownership Early in Your Life A Step-by-Step Guide to Buying a Home

Affordable Homes and Apartments Presents Achieving the Dream of Homeownership Early in Your Life A Step-by-Step Guide to Buying a Home PDF Author: Sylvia Black
Publisher: Sylvia Black
ISBN:
Category : Business & Economics
Languages : en
Pages : 188

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Book Description
Certain things need to be done to prepare yourself for homeownership unless you are already prepared. When you locate that dream home you want to be sure this is the one for you and your family. Know when to sign papers and what papers you are signing. Be prepared for the responsibility. This book will help you prepare you. Understand the financial rewards of owning a home. Decide, is homeownership right for you? Learn how to prepare yourself financially. Learn how to curb your spending and know how to monitor your credit. Understand the importance of good credit. Know your rights as a homebuyer. Know what is prohibited and know what is covered. Know how to file a complaint . Learn how not to be a victim of a Scam or Loan Fraud. And beware of Predatory and Abusive Lending Practices. Learn how to shop for a home and get introduced to your Home Buying Team. Learn about Section 8 Homeownership Vouchers. Learn about down payment and closing cost assistance. Grants, low interest rate loans, low down payment loans, government backed loans, mortgages for seniors and more. Be prepared for a successful closing. Know what closing costs and settlement procedures are. Know what to expect at the closing table. Know when you will get your keys to your new home. Learn how to make an offer and a counter-offer if necessary. Know the difference between an Earnest Money Deposit and a Down Payment. All in my book “Affordable Homes and Apartments presents “Achieving the Dream of Homeownership Early in Your Life - A Step-by-Step Guide to Buying a Home” by Sylvia Black on sale at www.HousingAndEmergencyServicesForLowIncomePeople.Com

The Complete Guide to Your First Rental Property

The Complete Guide to Your First Rental Property PDF Author: Teri B. Clark
Publisher: Atlantic Publishing Company
ISBN: 0910627983
Category : Real estate investment
Languages : en
Pages : 290

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Book Description
The book covers property selection, tenant selection, inspecting premises, marketing and advertising of property, showing the property, tenant application, credit verification, employment and income verification, reference verification, lease agreement, deposits, walkthrough with tenant, collection of rent, late notices and collecting fees, statements, owner's proceeds, tenant complaints and requests, repairs, use of contractors, compliance with state and local regulation, property inspection after tenant leaves, deposit refund, accounting and computer software, income and expense, depreciation, a special section on using computers and the Internet, landlord tenant laws for all 50 states, federal housing regulations and disclosure information, legal issues, real estate terminology, techniques, advice, real estate management tools and software. Includes over 25 forms for use in the business.

Finally, Home

Finally, Home PDF Author:
Publisher:
ISBN: 9781735352817
Category :
Languages : en
Pages :

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Book Description
Finally! A book that makes real estate easy. With clear explanations and easy to follow steps, this book contains all the necessary information to fix your credit and purchase your first home. The wealth of knowledge you'll gain and implement from this book:?Why credit is king?How to save to purchase your desired home?Why your first home should be a multi-family?Why you need a real estate team?Loan types and what best for you?.?and more!The book you've been looking for that reads like a conversation.Tayla Made Real Estate Easy