The Rent Trap

The Rent Trap PDF Author: Rosie Walker
Publisher: Pluto Press (UK)
ISBN: 9780745336466
Category : Apartment dwellers
Languages : en
Pages : 0

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Book Description
Deregulation, revenge evictions, corruption, and day-to-day instability: these are realities becoming ever more familiar for those of us who rent our homes or apartments. At the same time, house prices are skyrocketing and the promise of homeownership is now an impossible dream for many. This is the rent-trap, an inescapable consequence of market-induced inequality. Samir Jeraj and Rosie Walker offer the first in-depth case study of the private rental sector in the United Kingdom, exploring the rent-trap injustices in a first-world economy and exposing the powers that conspire to oppose regulation. A quarter of British MPs are landlords; rent strike is almost impossible; and sudden evictions are growing. Nevertheless, drawing on inspiration from movements in the United Kingdom, continental Europe, and elsewhere, The Rent Trap shows how people are starting to fight back against the financial burdens, health risks, and vicious behavior of landlords, working to create a world of fairer, safer housing for all--lessons that extend well beyond the borders of the UK.

The Rent Trap

The Rent Trap PDF Author: Rosie Walker
Publisher: Pluto Press (UK)
ISBN: 9780745336466
Category : Apartment dwellers
Languages : en
Pages : 0

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Book Description
Deregulation, revenge evictions, corruption, and day-to-day instability: these are realities becoming ever more familiar for those of us who rent our homes or apartments. At the same time, house prices are skyrocketing and the promise of homeownership is now an impossible dream for many. This is the rent-trap, an inescapable consequence of market-induced inequality. Samir Jeraj and Rosie Walker offer the first in-depth case study of the private rental sector in the United Kingdom, exploring the rent-trap injustices in a first-world economy and exposing the powers that conspire to oppose regulation. A quarter of British MPs are landlords; rent strike is almost impossible; and sudden evictions are growing. Nevertheless, drawing on inspiration from movements in the United Kingdom, continental Europe, and elsewhere, The Rent Trap shows how people are starting to fight back against the financial burdens, health risks, and vicious behavior of landlords, working to create a world of fairer, safer housing for all--lessons that extend well beyond the borders of the UK.

The Donut Trap

The Donut Trap PDF Author: Julie Tieu
Publisher: HarperCollins
ISBN: 0063069814
Category : Fiction
Languages : en
Pages : 368

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Book Description
Julie Tieu sparkles in this debut romantic comedy, which is charmingly reminiscent of the TV show Kim’s Convenience and Frankly in Love by David Yoon, about a young woman who feels caught in the life her parents have made for her until she falls in love and finds a way out of the donut trap. Jasmine Tran has landed herself behind bars—maple bars that is. With no boyfriend or job prospects, Jasmine returns home to work at her parents’ donut shop. Jasmine quickly loses herself in a cyclical routine of donuts, Netflix, and sleep. She wants to break free from her daily grind, but when a hike in rent threatens the survival of their shop, her parents rely on her more than ever. Help comes in the form of an old college crush, Alex Lai. Not only is he successful and easy on the eyes, to her parents’ delight, he’s also Chinese. He’s everything she should wish for, until a disastrous dinner reveals Alex isn’t as perfect as she thinks. Worse, he doesn’t think she’s perfect either. With both sets of parents against their relationship, a family legacy about to shut down, and the reappearance of an old high school flame, Jasmine must scheme to find a solution that satisfies her family’s expectations and can get her out of the donut trap once and for all.

The Housing Trap

The Housing Trap PDF Author: Patrick Killelea
Publisher:
ISBN: 9781479156214
Category : House buying
Languages : en
Pages : 114

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Book Description
You're being set up to spend your life paying off a debt you don't need to take on, for a house that costs far more than it should. The conspirators are all around you, smiling to lure you in, carefully choosing their words and watching your reactions as they push your buttons, anxiously waiting for the moment when you sign the papers that will trap you and guarantee their payoff.Don't be just another victim of the housing market. Use this book to defend your freedom and defeat their schemes. You can win the game, but first you have to learn how to play it.

The Equality Trap

The Equality Trap PDF Author:
Publisher: Transaction Publishers
ISBN: 9781412836753
Category : Social Science
Languages : en
Pages : 270

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Book Description
Despite the feminist revolution of the past twenty years, most women in America are worse off today than at any time in the recent past. Magazines and television programs profile women bank executives, surgeons, and corporate lawyers, but the vast majority of women still work in relatively low-paying jobs. Women work more hours per week in the house and outside than ever before, and a paying job has become a necessity for women in most households. What went wrong? In this provocative book, Mary Ann Mason argues that the women's movement shares some of the blame for this situation. In an original analysis that draws on both social and legal history, she explains how the move away from women's rights toward equal rights has worsened the situation of American working women, especially working mothers. Because women are still the primary care-providers for their children, they must take flexible and relatively low-paying jobs to be available in case of a child-care problem. With nearly 50 percent of all marriages now ending in divorce, and with a growing trend-inspired by the equal rights movement-toward no-fault divorce and low- or no-alimony settlements, divorced mothers frequently find themselves economically devastated. Mary Ann Mason argues that the solution to this predicament is to draw up a new women's rights agenda that will benefit all working women, especially those with children. The equal-rights strategy was important in opening the door for the highly publicized super-achievers, but it is now time, she says, to improve the lives of the majority of America's working women. This book will be of interest to readers interested in gender studies, and particularly issues of equality and feminism. Mary Ann Mason is a professor of law and social welfare at the University of California, Berkeley. In addition to her law degree, Mason holds a Ph.D. in American social history.

The Meritocracy Trap

The Meritocracy Trap PDF Author: Daniel Markovits
Publisher: Penguin
ISBN: 0735222010
Category : Social Science
Languages : en
Pages : 450

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Book Description
A revolutionary new argument from eminent Yale Law professor Daniel Markovits attacking the false promise of meritocracy It is an axiom of American life that advantage should be earned through ability and effort. Even as the country divides itself at every turn, the meritocratic ideal – that social and economic rewards should follow achievement rather than breeding – reigns supreme. Both Democrats and Republicans insistently repeat meritocratic notions. Meritocracy cuts to the heart of who we are. It sustains the American dream. But what if, both up and down the social ladder, meritocracy is a sham? Today, meritocracy has become exactly what it was conceived to resist: a mechanism for the concentration and dynastic transmission of wealth and privilege across generations. Upward mobility has become a fantasy, and the embattled middle classes are now more likely to sink into the working poor than to rise into the professional elite. At the same time, meritocracy now ensnares even those who manage to claw their way to the top, requiring rich adults to work with crushing intensity, exploiting their expensive educations in order to extract a return. All this is not the result of deviations or retreats from meritocracy but rather stems directly from meritocracy’s successes. This is the radical argument that Daniel Markovits prosecutes with rare force. Markovits is well placed to expose the sham of meritocracy. Having spent his life at elite universities, he knows from the inside the corrosive system we are trapped within. Markovits also knows that, if we understand that meritocratic inequality produces near-universal harm, we can cure it. When The Meritocracy Trap reveals the inner workings of the meritocratic machine, it also illuminates the first steps outward, towards a new world that might once again afford dignity and prosperity to the American people.

Escape the Improvement Trap

Escape the Improvement Trap PDF Author: Michael Bremer
Publisher: CRC Press
ISBN: 1439817979
Category : Business & Economics
Languages : en
Pages : 306

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Book Description
Written by two experts who have dedicated their careers to quality improvement, Escape the Improvement Trap: Five Ingredients Missing in Most Improvement Recipes separates itself from other improvement books by looking at why most companies rarely achieve anything more than an average level of improvement maturity. They identify five critical ingre

The Princess Trap

The Princess Trap PDF Author: Talia Hibbert
Publisher: Nixon House
ISBN:
Category : Fiction
Languages : en
Pages : 282

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Book Description
From bestselling author Talia Hibbert comes a story of wicked royals, fake engagements, and the fed-up office worker trapped in the midst of it all… Cherry Neita is thirty, flirty, and done with men. As far as she can tell, they’re overrated, overpaid, and underperforming – in every area of life. But a girl has needs, and the smoking-hot stranger she just met at the office seems like the perfect one-night stand… Prince Ruben of Helgmøre is reckless, dominant, and famously filthy. The outcast royal is rebuilding his reputation – all for a good cause – but he can’t resist a pretty face. And bossy whirlwind Cherry’s got the face, the body, and the attitude to make Ruben’s convictions crumble. Even better, when she propositions him, she has no idea who he really is. But when paparazzi catch the pair, erm, kissing in an alleyway, Ruben’s anonymity disappears faster than Cherry’s knickers. Now the press is in uproar, the palace is outraged, and Ruben’s reputation is back in the gutter. There’s only one way to turn this disaster around – and it involves Cherry, some big fat lies, and a flashy diamond ring. On her left hand. Unfortunately, Cherry isn’t pleased with Ruben’s ‘fake engagement’ scheme… and neither is the king. The Princess Trap is a steamy, diverse royal romance featuring a take-no-sh*t heroine and a misunderstood hero fighting to survive life at the palace. There’s fake relationship fluff, a healthy dose of angst, and a guaranteed happily-ever-after. Please be aware: this story contains scenes of abuse that could trigger certain audiences.

Debt for Sale

Debt for Sale PDF Author: Brett Williams
Publisher: University of Pennsylvania Press
ISBN: 0812200780
Category : Social Science
Languages : en
Pages : 161

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Book Description
Credit and debt appear to be natural, permanent facets of Americans' lives, but a debt-based economy and debt-financed lifestyles are actually recent inventions. In 1951 Diners Club issued a plastic card that enabled patrons to pay for their meals at select New York City restaurants at the end of each month. Soon other "charge cards" (as they were then known) offered the convenience for travelers throughout the United States to pay for hotels, food, and entertainment on credit. In the 1970s the advent of computers and the deregulation of banking created an explosion in credit card use—and consumer debt. With gigantic national banks and computer systems that allowed variable interest rates, consumer screening, mass mailings, and methods to discipline slow payers with penalties and fees, middle-class Americans experienced a sea change in their lives. Given the enormous profits from issuing credit, banks and chain stores used aggressive marketing to reach Americans experiencing such crises as divorce or unemployment, to help them make ends meet or to persuade them that they could live beyond their means. After banks exhausted the profits from this group of people, they moved into the market for college credit cards and student loans and then into predatory lending (through check-cashing stores and pawnshops) to the poor. In 2003, Americans owed nearly $8 trillion in consumer debt, amounting to 130 percent of their average disposable income. The role of credit and debt in people's lives is one of the most important social and economic issues of our age. Brett Williams provides a sobering and frank investigation of the credit industry and how it came to dominate the lives of most Americans by propelling the social changes that are enacted when an economy is based on debt. Williams argues that credit and debt act to obscure, reproduce, and exacerbate other inequalities. It is in the best interest of the banks, corporations, and their shareholders to keep consumer debt at high levels. By targeting low-income and young people who would not be eligible for credit in other businesses, these companies are able quickly to gain a stranglehold on the finances of millions. Throughout, Williams provides firsthand accounts of how Americans from all socioeconomic levels use credit. These vignettes complement the history and technical issues of the credit industry, including strategies people use to manage debt, how credit functions in their lives, how they understand their own indebtedness, and the sometimes tragic impact of massive debt on people's lives.

The Time Trap

The Time Trap PDF Author: R. Alec Mackenzie
Publisher: AMACOM Div American Mgmt Assn
ISBN: 0814413382
Category : Business & Economics
Languages : en
Pages : 322

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Book Description
Focusing on twenty major obstacles to effective time management, a guide to using time well offers practical solutions to the problem.

Progress and poverty

Progress and poverty PDF Author: Henry George
Publisher:
ISBN:
Category : Economics
Languages : en
Pages : 424

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Book Description