The Poor Always Pay Back

The Poor Always Pay Back PDF Author: Asif Dowla
Publisher: Kumarian Press
ISBN: 1565492315
Category : Grameen bank
Languages : en
Pages : 316

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Book Description
The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back

The Poor Always Pay Back

The Poor Always Pay Back PDF Author: Asif Dowla
Publisher: Kumarian Press
ISBN: 1565492315
Category : Grameen bank
Languages : en
Pages : 316

Get Book Here

Book Description
The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back

The Poor Always Pay Back

The Poor Always Pay Back PDF Author: Asif Dowla
Publisher:
ISBN: 9781565492318
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Nobel Prize-winning microcredit institution Grameen Bank has financially empowered the poorest families in more than a hundred countries across the globe for over three decades through savings and loans. Recently, Grameen has undergone a complete overhaul of its system, creating "Grameen II" and seeking to make its loan programs more effective. The Poor Always Pay Back not only uncovers how a major financial institution is able to change its system in response to the needs of its borrowers, but also how Grameen redefined and continues to redefine the basic assumptions of credit worthiness. The immense success of Grameen Bank shows a hopeful trend in the alleviation of poverty. Grameen Bank II is addressing the frontier issues in microfinance: open access savings, flexible loan products, self reliance and absence of donor dependency for funds, and product development to cater to the needs of the retirees (Grameen Pension Scheme) and their adult children (Higher Education Loans). The story behind these and other innovations show why Grameen has become such an inspiration to those working for social justice everywhere.

Banker To The Poor

Banker To The Poor PDF Author: Muhammad Yunus
Publisher: PublicAffairs
ISBN: 1586485466
Category : Biography & Autobiography
Languages : en
Pages : 248

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Book Description
The inspirational story of how Nobel Prize winner Muhammad Yunus invented microcredit, founded the Grameen Bank, and transformed the fortunes of millions of poor people around the world. Muhammad Yunus was a professor of economics in Bangladesh, who realized that the most impoverished members of his community were systematically neglected by the banking system -- no one would loan them any money. Yunus conceived of a new form of banking -- microcredit -- that would offer very small loans to the poorest people without collateral, and teach them how to manage and use their loans to create successful small businesses. He founded Grameen Bank based on the belief that credit is a basic human right, not the privilege of a fortunate few, and it now provides $24 billion of micro-loans to more than nine million families. Ninety-seven percent of its clients are women, and repayment rates are over 90 percent. Outside of Bangladesh, micro-lending programs inspired by Grameen have blossomed, and serve hundreds of millions of people around the world. The definitive history of micro-credit direct from the man that conceived of it, Banker to the Poor is the moving story of someone who dreamed of changing the world -- and did.

The Book of the Poor

The Book of the Poor PDF Author: Kenan Heise
Publisher:
ISBN: 9781936863334
Category : Poor
Languages : en
Pages : 0

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Book Description
"Collecting dozens of interviews conducted over 50 years to give voice to the 16 percent that live below the poverty line, journalist Kenan Heise ... addresses unemployment, prison, nutrition needs and hunger, the lives of impoverished children, panhandling, health-care struggles, the role of race in poverty, and Dumpster diving"--P. [4] of cover.

Always with Us?

Always with Us? PDF Author: Theoharis, Liz
Publisher: Wm. B. Eerdmans Publishing
ISBN: 0802875025
Category : Religion
Languages : en
Pages : 207

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Book Description
"Jesus's words 'the poor you will always have with you' (Matthew 26:11) are regularly used to suggest that ending poverty is impossible. In this book Liz Theoharis critically examines both the biblical text and the lived reality of the poor to show how this passage is taken out of context and distorted. Poverty is not inevitable, Theoharis argues. It is a systemic sin, and all Christians have a responsibility to partner with the poor to end poverty once and for all"--Jacket

The Handbook of Market Design

The Handbook of Market Design PDF Author: Nir Vulkan
Publisher: OUP Oxford
ISBN: 0191668435
Category : Business & Economics
Languages : en
Pages : 706

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Book Description
Economists often look at markets as given, and try to make predictions about who will do what and what will happen in these markets. Market design, by contrast, does not take markets as given; instead, it combines insights from economic and game theory together with common sense and lessons learned from empirical work and experimental analysis to aid in the design and implementation of actual markets In recent years the field has grown dramatically, partially because of the successful wave of spectrum auctions in the US and in Europe, which have been designed by a number of prominent economists, and partially because of the increase use of the Internet as the platform over which markets are designed and run There is now a large number of applications and a growing theoretical literature. The Handbook of Market Design brings together the latest research from leading experts to provide a comprehensive description of applied market design over the last two decades In particular, it surveys matching markets: environments where there is a need to match large two-sided populations to one another, such as medical residents and hospitals, law clerks and judges, or patients and kidney donors It also examines a number of applications related to electronic markets, e-commerce, and the effect of the Internet on competition between exchanges.

International Perspectives on Participation

International Perspectives on Participation PDF Author: Jaime Ortega
Publisher: Emerald Group Publishing
ISBN: 1784412937
Category : Political Science
Languages : en
Pages : 240

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Book Description
Volume 15 of the successful series Advances in the Economic Analysis of Participatory and Labor-Managed Firms, AEAP provides a leading forum for high-quality original theoretical and empirical research in the broad area of participatory and labor managed organizations.

The Practice of Global Citizenship

The Practice of Global Citizenship PDF Author: Luis Cabrera
Publisher: Cambridge University Press
ISBN: 1139492543
Category : Political Science
Languages : en
Pages :

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Book Description
In this novel account of global citizenship, Luis Cabrera argues that all individuals have a global duty to contribute directly to human rights protections and to promote rights-enhancing political integration between states. The Practice of Global Citizenship blends careful moral argument with compelling narratives from field research among unauthorized immigrants, activists seeking to protect their rights, and the 'Minuteman' activists striving to keep them out. Immigrant-rights activists, especially those conducting humanitarian patrols for border-crossers stranded in the brutal Arizona desert, are shown as embodying aspects of global citizenship. Unauthorized immigrants themselves are shown to be enacting a form of global 'civil' disobedience, claiming the economic rights central to the emerging global normative charter while challenging the restrictive membership regimes that are the norm in the current global system. Cabrera also examines the European Union, seeing it as a crucial laboratory for studying the challenges inherent in expanding citizen membership.

Microfinance and Financial Inclusion

Microfinance and Financial Inclusion PDF Author: Eugenia Macchiavello
Publisher: Routledge
ISBN: 1317227581
Category : Business & Economics
Languages : en
Pages : 234

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Book Description
Following the recent global financial crisis there is a growing interest in alternative finance – and microfinance in particular – as new instruments for providing financial services in a socially responsible way or as an alternative to traditional banking. Nonetheless, correspondingly there is also a lack of clarity about how to regulate alternative financial methods particularly in light of the financial crisis’ lessons on regulatory failure and shadow banking’s risks. This book considers microfinance from a legal and regulatory perspective. Microfinance is the provision of a wide range of financial services, particularly credit but also remittances, savings, to low-income people or financially excluded people. It combines a business structure with social inspiration, often resorts to technological innovations to lower costs (Fintech: e.g. crowdfunding and mobile banking) and merges with traditional local experiences (e.g. financial cooperatives and Islamic finance), this further complicating the regulatory picture. The book describes some of the unique dimensions of microfinance and the difficulties that this can cause for regulators, through a comparative analysis of selected European Union (EU) countries’ regimes. The focus is in fact on the EU legal framework, with some references to certain developing world experiences where relevant. The book assesses the impact and validity of current financial regulation principles and rules, in light of the most recent developments and trends in financial regulation in the wake of the financial crisis and compares microfinance with traditional banking. The book puts forward policy recommendations for regulators and policy makers to help address the challenges and opportunities offered by microfinance.

Impact of Micro Enterprises of SHG’s on Poverty Alleviation

Impact of Micro Enterprises of SHG’s on Poverty Alleviation PDF Author: Dr.A.MadhaviLatha
Publisher: Archers & Elevators Publishing House
ISBN: 9385640755
Category : Antiques & Collectibles
Languages : en
Pages :

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Book Description