Author: Frederic Charles Schaffer
Publisher: Cornell University Press
ISBN: 9780801441158
Category : Political Science
Languages : en
Pages : 274
Book Description
Schaffer reveals how tinkering with the electoral process, even with the best of intentions, can easily damage democratic ideals.
The Hidden Costs of Clean Election Reform
Author: Frederic Charles Schaffer
Publisher: Cornell University Press
ISBN: 9780801441158
Category : Political Science
Languages : en
Pages : 274
Book Description
Schaffer reveals how tinkering with the electoral process, even with the best of intentions, can easily damage democratic ideals.
Publisher: Cornell University Press
ISBN: 9780801441158
Category : Political Science
Languages : en
Pages : 274
Book Description
Schaffer reveals how tinkering with the electoral process, even with the best of intentions, can easily damage democratic ideals.
Hidden Costs, Value Lost
Author: Institute of Medicine
Publisher: National Academies Press
ISBN: 0309133203
Category : Medical
Languages : en
Pages : 212
Book Description
Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.
Publisher: National Academies Press
ISBN: 0309133203
Category : Medical
Languages : en
Pages : 212
Book Description
Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.
Land of the Fee
Author: Devin Fergus
Publisher: Oxford University Press
ISBN: 0199970173
Category : Business & Economics
Languages : en
Pages : 265
Book Description
The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.
Publisher: Oxford University Press
ISBN: 0199970173
Category : Business & Economics
Languages : en
Pages : 265
Book Description
The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.
Wild Swimming Hidden Beaches
Author: Daniel Start
Publisher: Wild Things Publishing Ltd
ISBN: 0957157371
Category : Sports & Recreation
Languages : en
Pages : 503
Book Description
The fully revisied second edition of Wild Swimming Coast now includes even more for walkers, swimmers and explorers: Full national coverage of Britain's most beautiful beaches Lagoons, sea caves and amazing places to snorkel. New 1:10,000 Ordnance Survey mapping Best beach cafes, local food, pubs and campsites Where to sea kayak, coasteer and swim with dolphins Best activities with children and families This revised and expanded edition of the best-selling coastal classic features the same winning formula of stunning photography, engaging travel writing and practical guidance. It is set to continue as the definitive guide to Britain's secret beaches and hidden coastline.
Publisher: Wild Things Publishing Ltd
ISBN: 0957157371
Category : Sports & Recreation
Languages : en
Pages : 503
Book Description
The fully revisied second edition of Wild Swimming Coast now includes even more for walkers, swimmers and explorers: Full national coverage of Britain's most beautiful beaches Lagoons, sea caves and amazing places to snorkel. New 1:10,000 Ordnance Survey mapping Best beach cafes, local food, pubs and campsites Where to sea kayak, coasteer and swim with dolphins Best activities with children and families This revised and expanded edition of the best-selling coastal classic features the same winning formula of stunning photography, engaging travel writing and practical guidance. It is set to continue as the definitive guide to Britain's secret beaches and hidden coastline.
We Wanted Workers: Unraveling the Immigration Narrative
Author: George J. Borjas
Publisher: W. W. Norton & Company
ISBN: 0393249026
Category : Business & Economics
Languages : en
Pages : 245
Book Description
From "America’s leading immigration economist" (The Wall Street Journal), a refreshingly level-headed exploration of the effects of immigration. We are a nation of immigrants, and we have always been concerned about immigration. As early as 1645, the Massachusetts Bay Colony began to prohibit the entry of "paupers." Today, however, the notion that immigration is universally beneficial has become pervasive. To many modern economists, immigrants are a trove of much-needed workers who can fill predetermined slots along the proverbial assembly line. But this view of immigration’s impact is overly simplified, explains George J. Borjas, a Cuban-American, Harvard labor economist. Immigrants are more than just workers—they’re people who have lives outside of the factory gates and who may or may not fit the ideal of the country to which they’ve come to live and work. Like the rest of us, they’re protected by social insurance programs, and the choices they make are affected by their social environments. In We Wanted Workers, Borjas pulls back the curtain of political bluster to show that, in the grand scheme, immigration has not affected the average American all that much. But it has created winners and losers. The losers tend to be nonmigrant workers who compete for the same jobs as immigrants. And somebody’s lower wage is somebody else’s higher profit, so those who employ immigrants benefit handsomely. In the end, immigration is mainly just another government redistribution program. "I am an immigrant," writes Borjas, "and yet I do not buy into the notion that immigration is universally beneficial…But I still feel that it is a good thing to give some of the poor and huddled masses, people who face so many hardships, a chance to experience the incredible opportunities that our exceptional country has to offer." Whether you’re a Democrat, a Republican, or an Independent, We Wanted Workers is essential reading for anyone interested in the issue of immigration in America today.
Publisher: W. W. Norton & Company
ISBN: 0393249026
Category : Business & Economics
Languages : en
Pages : 245
Book Description
From "America’s leading immigration economist" (The Wall Street Journal), a refreshingly level-headed exploration of the effects of immigration. We are a nation of immigrants, and we have always been concerned about immigration. As early as 1645, the Massachusetts Bay Colony began to prohibit the entry of "paupers." Today, however, the notion that immigration is universally beneficial has become pervasive. To many modern economists, immigrants are a trove of much-needed workers who can fill predetermined slots along the proverbial assembly line. But this view of immigration’s impact is overly simplified, explains George J. Borjas, a Cuban-American, Harvard labor economist. Immigrants are more than just workers—they’re people who have lives outside of the factory gates and who may or may not fit the ideal of the country to which they’ve come to live and work. Like the rest of us, they’re protected by social insurance programs, and the choices they make are affected by their social environments. In We Wanted Workers, Borjas pulls back the curtain of political bluster to show that, in the grand scheme, immigration has not affected the average American all that much. But it has created winners and losers. The losers tend to be nonmigrant workers who compete for the same jobs as immigrants. And somebody’s lower wage is somebody else’s higher profit, so those who employ immigrants benefit handsomely. In the end, immigration is mainly just another government redistribution program. "I am an immigrant," writes Borjas, "and yet I do not buy into the notion that immigration is universally beneficial…But I still feel that it is a good thing to give some of the poor and huddled masses, people who face so many hardships, a chance to experience the incredible opportunities that our exceptional country has to offer." Whether you’re a Democrat, a Republican, or an Independent, We Wanted Workers is essential reading for anyone interested in the issue of immigration in America today.
Negrophobia and Reasonable Racism
Author: Jody David Armour
Publisher: NYU Press
ISBN: 0814706703
Category : History
Languages : en
Pages : 217
Book Description
Tackling the ugly secret of unconscious racism in American society, this book provides specific solutions to counter this entrenched phenomenon.
Publisher: NYU Press
ISBN: 0814706703
Category : History
Languages : en
Pages : 217
Book Description
Tackling the ugly secret of unconscious racism in American society, this book provides specific solutions to counter this entrenched phenomenon.
Living Well at Others' Expense
Author: Stephan Lessenich
Publisher: John Wiley & Sons
ISBN: 1509525653
Category : Social Science
Languages : en
Pages : 190
Book Description
At the heart of developed societies lies an insatiable drive for wealth and prosperity. Yet in a world ruled by free-market economics, there are always winners and losers. The benefits enjoyed by the privileged few come at the expense of the many. In this important new book, Stephan Lessenich shows how our wealth and affluence are built overwhelmingly at the expense of those in less-developed countries and regions of the world. His theory of ‘externalization’ demonstrates how the negative consequences of our lifestyles are directly transferred onto the world’s poorest. From the destruction of habitats caused by the massive increase in demand for soy and palm oil to the catastrophic impact of mining, Lessenich shows how the Global South has borne the brunt of our success. Yet, as we see from the mass movements of people across the world, we can no longer ignore the environmental and social toll of our prosperity. Lessenich’s highly original account of the structure and dynamics of global inequality highlights the devastating consequences of the affluent lifestyles of the West and reminds us of our far-reaching political responsibilities in an increasingly interconnected world.
Publisher: John Wiley & Sons
ISBN: 1509525653
Category : Social Science
Languages : en
Pages : 190
Book Description
At the heart of developed societies lies an insatiable drive for wealth and prosperity. Yet in a world ruled by free-market economics, there are always winners and losers. The benefits enjoyed by the privileged few come at the expense of the many. In this important new book, Stephan Lessenich shows how our wealth and affluence are built overwhelmingly at the expense of those in less-developed countries and regions of the world. His theory of ‘externalization’ demonstrates how the negative consequences of our lifestyles are directly transferred onto the world’s poorest. From the destruction of habitats caused by the massive increase in demand for soy and palm oil to the catastrophic impact of mining, Lessenich shows how the Global South has borne the brunt of our success. Yet, as we see from the mass movements of people across the world, we can no longer ignore the environmental and social toll of our prosperity. Lessenich’s highly original account of the structure and dynamics of global inequality highlights the devastating consequences of the affluent lifestyles of the West and reminds us of our far-reaching political responsibilities in an increasingly interconnected world.
The Hidden Costs of Reward
Author: Mark R. Lepper
Publisher: Psychology Press
ISBN: 1317356756
Category : Psychology
Languages : en
Pages : 281
Book Description
Originally published in 1978, this volume provided a broad survey of the latest research and theory, at the time, concerning the potential detrimental effects of inappropriate uses of tangible rewards to modify behaviour. Overall, this research questions the dominant paradigm within which reinforcers, by definition, have positive effects on performance and subsequent behaviour, and suggests new directions for the study of human motivation. In a series of five original integrative essays, the contributors summarize their own and related research programmes. These theoretical essays are complemented by two introductory chapters, that provide a historical context for this research, and four discussion chapters, that speak to broader issues, including both the implications and limitations of the research presented. At the time, this was the latest information on a most provocative area.
Publisher: Psychology Press
ISBN: 1317356756
Category : Psychology
Languages : en
Pages : 281
Book Description
Originally published in 1978, this volume provided a broad survey of the latest research and theory, at the time, concerning the potential detrimental effects of inappropriate uses of tangible rewards to modify behaviour. Overall, this research questions the dominant paradigm within which reinforcers, by definition, have positive effects on performance and subsequent behaviour, and suggests new directions for the study of human motivation. In a series of five original integrative essays, the contributors summarize their own and related research programmes. These theoretical essays are complemented by two introductory chapters, that provide a historical context for this research, and four discussion chapters, that speak to broader issues, including both the implications and limitations of the research presented. At the time, this was the latest information on a most provocative area.
Hidden Pacific Northwest
Author: Eric Lucas
Publisher:
ISBN: 9781569756188
Category : British Columbia
Languages : en
Pages : 0
Book Description
Hidden guides combine unique travel choices, outdoor adventures and little-known locales into a guide where vacations meet adventures. Each guide includes detailed maps, complete internet information for each listing, highlighted author favorites, suggested itineraries, and walking and driving tours. While Seattle may be leading the growth in this red-hot region, there are still many unspoiled getaways to be found in the Pacific Northwest. This guide balances coverage of vintage favorites with new hot spots. Hidden Pacific Northwest takes travelers one step further by adding extensive coverage of outdoor activities, from windsurfing the Columbia River Gorge to climbing glaciers on Mount Rainier to sea kayaking the British Columbia coast. It details 333 places to hike and 726 campgrounds. Also described are distinctive lodging options - including 93 coastal inns - 18 covered bridges to write home about, 10 lighthouses to climb, and 45 places to shop for Northwest crafts. This edition features 53 maps.
Publisher:
ISBN: 9781569756188
Category : British Columbia
Languages : en
Pages : 0
Book Description
Hidden guides combine unique travel choices, outdoor adventures and little-known locales into a guide where vacations meet adventures. Each guide includes detailed maps, complete internet information for each listing, highlighted author favorites, suggested itineraries, and walking and driving tours. While Seattle may be leading the growth in this red-hot region, there are still many unspoiled getaways to be found in the Pacific Northwest. This guide balances coverage of vintage favorites with new hot spots. Hidden Pacific Northwest takes travelers one step further by adding extensive coverage of outdoor activities, from windsurfing the Columbia River Gorge to climbing glaciers on Mount Rainier to sea kayaking the British Columbia coast. It details 333 places to hike and 726 campgrounds. Also described are distinctive lodging options - including 93 coastal inns - 18 covered bridges to write home about, 10 lighthouses to climb, and 45 places to shop for Northwest crafts. This edition features 53 maps.
Hidden Costs of Energy
Author: National Research Council
Publisher: National Academies Press
ISBN: 0309155800
Category : Science
Languages : en
Pages : 506
Book Description
Despite the many benefits of energy, most of which are reflected in energy market prices, the production, distribution, and use of energy causes negative effects. Many of these negative effects are not reflected in energy market prices. When market failures like this occur, there may be a case for government interventions in the form of regulations, taxes, fees, tradable permits, or other instruments that will motivate recognition of these external or hidden costs. The Hidden Costs of Energy defines and evaluates key external costs and benefits that are associated with the production, distribution, and use of energy, but are not reflected in market prices. The damage estimates presented are substantial and reflect damages from air pollution associated with electricity generation, motor vehicle transportation, and heat generation. The book also considers other effects not quantified in dollar amounts, such as damages from climate change, effects of some air pollutants such as mercury, and risks to national security. While not a comprehensive guide to policy, this analysis indicates that major initiatives to further reduce other emissions, improve energy efficiency, or shift to a cleaner electricity generating mix could substantially reduce the damages of external effects. A first step in minimizing the adverse consequences of new energy technologies is to better understand these external effects and damages. The Hidden Costs of Energy will therefore be a vital informational tool for government policy makers, scientists, and economists in even the earliest stages of research and development on energy technologies.
Publisher: National Academies Press
ISBN: 0309155800
Category : Science
Languages : en
Pages : 506
Book Description
Despite the many benefits of energy, most of which are reflected in energy market prices, the production, distribution, and use of energy causes negative effects. Many of these negative effects are not reflected in energy market prices. When market failures like this occur, there may be a case for government interventions in the form of regulations, taxes, fees, tradable permits, or other instruments that will motivate recognition of these external or hidden costs. The Hidden Costs of Energy defines and evaluates key external costs and benefits that are associated with the production, distribution, and use of energy, but are not reflected in market prices. The damage estimates presented are substantial and reflect damages from air pollution associated with electricity generation, motor vehicle transportation, and heat generation. The book also considers other effects not quantified in dollar amounts, such as damages from climate change, effects of some air pollutants such as mercury, and risks to national security. While not a comprehensive guide to policy, this analysis indicates that major initiatives to further reduce other emissions, improve energy efficiency, or shift to a cleaner electricity generating mix could substantially reduce the damages of external effects. A first step in minimizing the adverse consequences of new energy technologies is to better understand these external effects and damages. The Hidden Costs of Energy will therefore be a vital informational tool for government policy makers, scientists, and economists in even the earliest stages of research and development on energy technologies.