Author: Winifred Tarinyeba-Kiryabwire
Publisher: African Books Collective
ISBN: 9966031979
Category : Law
Languages : en
Pages : 192
Book Description
Studies have shown that the negative effects of credit market inefficiencies are most felt by smaller firms. Therefore, in countries such as Uganda, where micro enterprises are at the bottom of the economic pyramid, moral hazard and adverse selection severely affect their ability to access formal credit hence limiting their growth potential. Microfinance has been heralded for its use of innovative lending methods to improve access to credit. The last decade has witnessed an unprecedented increase in the outreach of micro lending institutions and the development of financial products suited to the needs of the economically active poor, who often, are unable to obtain credit from mainstream financial institutions. This book analyzes the law and economics theories on access to credit and enterprise finance and based on case studies in Uganda, presents empirical findings of the promise and limits of contractual innovations in micro credit.
The Design of Micro Credit Contracts and Micro Enterprise Finance in Uganda
Author: Winifred Tarinyeba-Kiryabwire
Publisher: African Books Collective
ISBN: 9966031979
Category : Law
Languages : en
Pages : 192
Book Description
Studies have shown that the negative effects of credit market inefficiencies are most felt by smaller firms. Therefore, in countries such as Uganda, where micro enterprises are at the bottom of the economic pyramid, moral hazard and adverse selection severely affect their ability to access formal credit hence limiting their growth potential. Microfinance has been heralded for its use of innovative lending methods to improve access to credit. The last decade has witnessed an unprecedented increase in the outreach of micro lending institutions and the development of financial products suited to the needs of the economically active poor, who often, are unable to obtain credit from mainstream financial institutions. This book analyzes the law and economics theories on access to credit and enterprise finance and based on case studies in Uganda, presents empirical findings of the promise and limits of contractual innovations in micro credit.
Publisher: African Books Collective
ISBN: 9966031979
Category : Law
Languages : en
Pages : 192
Book Description
Studies have shown that the negative effects of credit market inefficiencies are most felt by smaller firms. Therefore, in countries such as Uganda, where micro enterprises are at the bottom of the economic pyramid, moral hazard and adverse selection severely affect their ability to access formal credit hence limiting their growth potential. Microfinance has been heralded for its use of innovative lending methods to improve access to credit. The last decade has witnessed an unprecedented increase in the outreach of micro lending institutions and the development of financial products suited to the needs of the economically active poor, who often, are unable to obtain credit from mainstream financial institutions. This book analyzes the law and economics theories on access to credit and enterprise finance and based on case studies in Uganda, presents empirical findings of the promise and limits of contractual innovations in micro credit.
The Design of Micro Credit Contracts and Micro Enterprise Access to Finance in Uganda
Author: Winifred Mary Tarinyeba
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 168
Book Description
Publisher:
ISBN:
Category : Microfinance
Languages : en
Pages : 168
Book Description
Microfinance and Poverty
Author: Hege Gulli
Publisher: IDB
ISBN: 9781886938458
Category : Business & Economics
Languages : en
Pages : 134
Book Description
Publisher: IDB
ISBN: 9781886938458
Category : Business & Economics
Languages : en
Pages : 134
Book Description
National Bibliography of Uganda
Author:
Publisher:
ISBN:
Category : Uganda
Languages : en
Pages : 98
Book Description
Publisher:
ISBN:
Category : Uganda
Languages : en
Pages : 98
Book Description
The African Book Publishing Record
Author:
Publisher:
ISBN:
Category : Africa
Languages : en
Pages : 576
Book Description
Publisher:
ISBN:
Category : Africa
Languages : en
Pages : 576
Book Description
Microfinance, Risk Management and Poverty
Author: Jennefer Sebstad
Publisher:
ISBN: 9781888753219
Category : Economic assistance
Languages : en
Pages : 115
Book Description
Publisher:
ISBN: 9781888753219
Category : Economic assistance
Languages : en
Pages : 115
Book Description
Microfinance Handbook
Author: Joanna Ledgerwood
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 304
Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Publisher: World Bank Publications
ISBN: 0821384317
Category : Business & Economics
Languages : en
Pages : 304
Book Description
The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Building Inclusive Financial Sectors for Development
Author: United Nations. Department of Economic and Social Affairs
Publisher: United Nations Publications
ISBN:
Category : Developing countries
Languages : en
Pages : 202
Book Description
In most developing countries, financial services are only available to a minority of the population. The majority have no savings accounts, do not receive credit from formal financial institutions and have no insurance policies. They seldom make or receive payments through financial institutions. The limited use of financial services in developing countries has become an international policy concern. The reason for concern about widespread financial "exclusion" in developing countries is straightforward: access to a well-functioning financial system can economically and socially empower individuals, in particular poor people, allowing them to better integrate into the economy of their countries, actively contribute to their development and protect themselves against economic shocks. The central question asked by this book is how to bring access to these fundamental services to all people in developing countries and thus accelerate their economic development and that of their countries. Inclusive finance - safe savings, appropriately designed loans for poor and low-income households and for micro, small and medium-sized enterprises, and appropriate insurance and payments services - can help people help themselves to increase incomes, acquire capital, manage risk and work their way out of poverty.
Publisher: United Nations Publications
ISBN:
Category : Developing countries
Languages : en
Pages : 202
Book Description
In most developing countries, financial services are only available to a minority of the population. The majority have no savings accounts, do not receive credit from formal financial institutions and have no insurance policies. They seldom make or receive payments through financial institutions. The limited use of financial services in developing countries has become an international policy concern. The reason for concern about widespread financial "exclusion" in developing countries is straightforward: access to a well-functioning financial system can economically and socially empower individuals, in particular poor people, allowing them to better integrate into the economy of their countries, actively contribute to their development and protect themselves against economic shocks. The central question asked by this book is how to bring access to these fundamental services to all people in developing countries and thus accelerate their economic development and that of their countries. Inclusive finance - safe savings, appropriately designed loans for poor and low-income households and for micro, small and medium-sized enterprises, and appropriate insurance and payments services - can help people help themselves to increase incomes, acquire capital, manage risk and work their way out of poverty.
The Microfinance Revolution: Sustainable finance for the poor
Author: Marguerite S. Robinson
Publisher: World Bank Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 360
Book Description
Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement.
Publisher: World Bank Publications
ISBN:
Category : Business & Economics
Languages : en
Pages : 360
Book Description
Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement.
Finance Against Poverty
Author: David Hulme
Publisher: Psychology Press
ISBN: 9780415124300
Category : Commerce
Languages : en
Pages : 476
Book Description
This book expands the theory that poverty in the world's poorest regions could be eased by providing loans to microentrepreneurs. This volume provides an analysis of this theory and offers policy recommendations for practitioners in this field.
Publisher: Psychology Press
ISBN: 9780415124300
Category : Commerce
Languages : en
Pages : 476
Book Description
This book expands the theory that poverty in the world's poorest regions could be eased by providing loans to microentrepreneurs. This volume provides an analysis of this theory and offers policy recommendations for practitioners in this field.